ROSSFORD LIMITED

🌳Matureactive

SC155011 · ltd · incorporated 1994-12-19

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 11.0y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Apr 2025

Net worth

£2.65M

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: SIC 01500

Sector: Agriculture, forestry & fishing

ALSO REGISTERED FOR

68209Other letting and operating of own or leased real estate

Investor take

Pursue

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 83/100 (exceptional), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 11.0y

70/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 11.0 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

9 officers (7 active, 9 linked, 7 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

2 connected companies via shared directors

Filing history

83 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £2,648,427

Key financials

2 years extracted from filed iXBRL accounts

Cash

£347k

Net Worth

£2.6m

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-04-30	2024-04-30
Cash	£347.2k	—
Net assets	£2.65M	—
Average employees	—	400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 officers

Last 180 days

filings

• 1 officers
• 1 accounts
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (33 events)Click to expand

2026-03-10
📄
change-person-director-company-with-change-date
officers · CH01
2026-01-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-02
📄
capital-alter-shares-subdivision
capital · SH02
2023-01-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-01-09
📄
change-person-director-company-with-change-date
officers · CH01
2023-01-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-01-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-01-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-12-19
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-12-02
➕
BRAID, Gail appointed
director
2022-12-02
➕
RITCHIE, Hazel appointed
director
2022-12-02
➕
RITCHIE, Iain appointed
director
2022-12-02
➕
RITCHIE, Neil appointed
director
2022-01-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-01
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-08-31
🔒
Charge registered #3
Lender: Taylor Wimpey UK Limited
2021-04-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-15
📄
capital-alter-shares-subdivision
capital · SH02
2020-01-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-04-10
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2015-05-21
🔒
Charge registered #2
Lender: The Royal Bank of Scotland PLC
2015-04-30
🔒
Charge registered #1
Lender: The Royal Bank of Scotland PLC
1994-12-30
➕
RITCHIE, William Kerr appointed
secretary
1994-12-30
➕
RITCHIE, James appointed
director
1994-12-30
➕
RITCHIE, William Kerr appointed
director
1994-12-30
➖
REID, Brian resigned
nominee-secretary
1994-12-30
➖
MABBOTT, Stephen resigned
nominee-director
1994-12-19
🏢
Company incorporated
As ROSSFORD LIMITED
1994-12-19
➕
REID, Brian appointed
nominee-secretary
1994-12-19
➕
MABBOTT, Stephen appointed
nominee-director

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 73 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

50/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFamily succession underway: Not a takeover target — RITCHIE, Hazel (same surname) appointed 2022-12-02. Pattern consistent with intra-family handover.
primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr William Kerr Ritchie Individual · British · DOB 06/1957 · age 69	—	25–50%	board control25-50% voting · board control	04/06/2016
Mr James Ritchie Individual · British · DOB 07/1953 · age 73	—	25–50%	board control25-50% voting · board control	04/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Similar companies

Active · Agriculture · PA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
MFV DAWN MAID LIMITED→ SC382336 · est 2010	£292.3k £224.8k–£359.7k	£478.9k	—	300	15y	94	73y
MEIKLE CLOAK LIMITED→ SC146230 · est 1993	—	—	£105.7k	—	32y	83	93y
MFV EMERALD DAWN LTD→ SC309052 · est 2006	—	—	—	400	19y	83	67y
OUR POWER (CAIRNDOW) COMMUNITY INTEREST COMPANY→ SC331067 · est 2007 · no financials extracted	—	—	—	—	18y	83	84y
AITKEN SHELLFISH LIMITED→ SC360377 · est 2009	—	—	£521.7k	—	16y	82	58y
CELTIC SEA LIMITED→ SC129691 · est 1991	—	—	£4.18M	—	35y	82	68y
CUMBRAE OYSTERS LIMITED→ SC157761 · est 1995	—	—	£538.1k	—	31y	82	60y
DRUMAGLEA LIMITED→ SC294680 · est 2005	—	—	—	0	20y	82	73y
GALBRAITH TRAWLERS LIMITED→ SC341101 · est 2008	—	—	£560.8k	—	18y	82	75y
GALCA-SHELL LIMITED→ SC283719 · est 2005	—	—	£114.2k	—	21y	82	67y
GEORGE PINKERTON LIMITED→ SC031219 · est 1955	—	—	£892.9k	—	70y	82	58y
HARVEST REAPER LTD→ SC269622 · est 2004	—	—	£548	—	21y	82	67y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1994-12-19

Jurisdictionscotland

Primary SIC01500 — SIC 01500

Registered office

Titanium 1 Kings Inch Place

Renfrew

PA4 8WF

Scotland

Filing status

Accounts

Next due: 2027-01-31

Last made up to: 2025-04-30

Confirmation statement

Next due: 2026-12-31

Last: 2025-12-17