TOWER TOOLS AND EQUIPMENT LIMITED

🌳Matureactive

SC155249 · ltd · incorporated 1995-01-06

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 31.3y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

82/100

Exceptional

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Wholesale of clothing and footwear

Sector: Wholesale & retail

ALSO REGISTERED FOR

46630SIC 46630
46660SIC 46660
46900Non-specialised wholesale trade

Investor take

Pursue

Active trading company with a 69-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 31.3y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 31.3 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 4 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

14 officers (4 active, 14 linked, 7 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

3 connected companies via shared directors

Filing history

105 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Average employees	1600	1500

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (46 events)Click to expand

2025-07-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-01
➕
HILLAN, Donna Elaine appointed
director
2025-07-01
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-12-02
📄
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2024-11-07
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-07-19
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-10
📄
capital-return-purchase-own-shares
capital · SH03
2022-12-05
📄
capital-cancellation-shares
capital · SH06
2022-08-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-24
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-08-23
➖
BROUGH, Ian Barrie resigned
director
2021-06-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-07
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-19
📄
resolution
resolution · RESOLUTIONS
2019-05-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-04-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2019-04-05
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2019-04-05
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2019-04-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2019-04-03
➕
HILLAN, Donna appointed
secretary
2019-04-03
➖
MCADAM, Fiona resigned
secretary
2019-04-03
➕
BROUGH, Ian Barrie appointed
director
2019-04-03
➖
FISHER, Colin David resigned
director
2018-09-11
➕
FISHER, Colin David appointed
director
2018-07-10
➖
FISHER, David John resigned
secretary
2018-07-10
➕
MCADAM, Fiona appointed
secretary
2016-08-29
➕
FISHER, David John appointed
secretary
2016-08-28
➖
CRAWFORD, Kirsteen Janette resigned
secretary
2011-06-01
➕
CRAWFORD, Kirsteen Janette appointed
secretary
2011-06-01
➖
FISHER, David John resigned
secretary
2003-09-29
🔓
Charge satisfied #2
2003-02-13
🔒
Charge registered #3
Lender: The Royal Bank of Scotland PLC
2000-03-31
➕
FISHER, Susan Margaret appointed
director
2000-03-31
➕
FISHER, David John appointed
secretary
2000-03-31
➖
GILCHRIST, James resigned
secretary
2000-03-31
➖
GILCHRIST, James resigned
director
1995-01-19
🔒
Charge registered #2
Lender: The Governor and Company of the Bank of Scotland
1995-01-06
🏢
Company incorporated
As TOWER TOOLS AND EQUIPMENT LIMITED
1995-01-06
➕
FISHER, David John appointed
director
1995-01-06
➕
GILCHRIST, James appointed
secretary
1995-01-06
➕
REID, Brian appointed
nominee-secretary
1995-01-06
➖
REID, Brian resigned
nominee-secretary
1995-01-06
➕
GILCHRIST, James appointed
director
1995-01-06
➕
MABBOTT, Stephen appointed
nominee-director
1995-01-06
➖
MABBOTT, Stephen resigned
nominee-director

Owner dependency

83/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 69 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

70/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Tower Group Holdings Limited holds majority control (50-75%). Likely parent but not wholly-owned.

🏛️

Tower Group Holdings Limited

Corporate parent · holds 50-75% shares

majority

⬇

TOWER TOOLS AND EQUIPMENT LIMITED

This company · SC155249

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Tower Group Holdings Limited Corporate entity	50–75%	50–75%	50-75% shares · 50-75% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Wholesale & distribution · KA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
DURACARE LIMITED→ SC550705 · est 2016	£8.14M £6.11M–£10.18M	—	—	5900	9y	84	76y
NOBEL NC EUROPE LIMITED→ SC355464 · est 2009	£5.56M £4.17M–£6.95M	—	—	9	17y	85	81y
NOBEL TRADING LIMITED→ SC245627 · est 2003	£4.40M £3.30M–£5.50M	—	—	0	23y	85	81y
COASTLINE ADHESIVE TAPES LIMITED→ SC163345 · est 1996	—	—	£1.01M	—	30y	83	65y
GCBW CATRINE LTD→ SC022403 · est 1943 · no financials extracted	—	—	—	—	82y	83	74y
INTER DEPENDENT PURCHASING LIMITED→ SC290783 · est 2005	—	—	£165.9k	—	20y	83	63y
A. DEWAR RATTRAY LIMITED→ SC021038 · est 1939	—	—	£1.02M	—	86y	82	87y
CUNNINGHAM TRUCK PARTS LIMITED→ SC285268 · est 2005	—	—	£1.01M	—	20y	82	58y
IDENTIFICATION TECHNOLOGIES (SCOTLAND) LIMITED→ SC137822 · est 1992	—	—	£94.2k	—	34y	82	65y
JOHN DAWSON BUTCHERS LIMITED→ SC245500 · est 2003	—	—	—	1600	23y	82	58y
JOHN H MCNAE LTD.→ SC294906 · est 2005	—	—	—	1600	20y	82	78y
NOVA DOG CHEWS LIMITED→ SC283109 · est 2005 · no financials extracted	—	—	—	—	21y	82	59y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1995-01-06

Jurisdictionscotland

Primary SIC46420 — Wholesale of clothing and footwear

Registered office

Monsanto House

Drybridge Road

Dundonald

South Ayrshire

KA2 9AF

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-11-08

Last: 2025-10-25

Officers (4 active · 10 resigned)

HILLAN, Donna→

secretary · appointed 2019-04-03

View their other companies + combined net worth →

Active

FISHER, David John→

director · ~69y · appointed 1995-01-06

View their other companies + combined net worth →

Active

FISHER, Susan Margaret→

director · ~69y · appointed 2000-03-31

View their other companies + combined net worth →

Active

HILLAN, Donna Elaine→

director · ~49y · appointed 2025-07-01

View their other companies + combined net worth →

Active

CRAWFORD, Kirsteen Janette→

secretary · appointed 2011-06-01 · resigned 2016-08-28

Resigned

FISHER, David John→

secretary · appointed 2016-08-29 · resigned 2018-07-10

Resigned

FISHER, David John→

secretary · appointed 2000-03-31 · resigned 2011-06-01

Resigned

GILCHRIST, James→

secretary · appointed 1995-01-06 · resigned 2000-03-31

Resigned

MCADAM, Fiona→

secretary · appointed 2018-07-10 · resigned 2019-04-03

Resigned

REID, Brian→

nominee-secretary · appointed 1995-01-06 · resigned 1995-01-06

Resigned

BROUGH, Ian Barrie→

director · ~41y · appointed 2019-04-03 · resigned 2021-08-23

Resigned

FISHER, Colin David→

director · ~44y · appointed 2018-09-11 · resigned 2019-04-03

Resigned

GILCHRIST, James→

director · ~66y · appointed 1995-01-06 · resigned 2000-03-31

Resigned

MABBOTT, Stephen→

nominee-director · ~76y · appointed 1995-01-06 · resigned 1995-01-06

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:2 of 2 shown

			Type	Properties
	outstanding	Lloyds Banking Group The Royal Bank of Scotland PLC	Bond & floating charge	1 property	13/02/2003	—
	satisfied	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Bond & floating charge	1 property	19/01/1995	29/09/2003

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (105 total)

confirmation-statement-with-updates

confirmation-statement · CS01

2025-10-28

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-07-30

appoint-person-director-company-with-name-date

officers · AP01

2025-07-01

second-filing-of-confirmation-statement-with-made-up-date

confirmation-statement · RP04CS01

2024-12-02

confirmation-statement-with-updates

confirmation-statement · CS01

2024-11-18

change-to-a-person-with-significant-control

persons-with-significant-control · PSC05

2024-11-07

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-07-19

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-11-02

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-06-30

capital-return-purchase-own-shares

capital · SH03

2023-01-10

capital-cancellation-shares

capital · SH06

2022-12-05

confirmation-statement-with-updates

confirmation-statement · CS01

2022-10-25

accounts-with-accounts-type-total-exemption-full

accounts · AA

2022-08-16

confirmation-statement-with-no-updates

confirmation-statement · CS01

2022-01-06

termination-director-company-with-name-termination-date

officers · TM01

2021-08-24