PMC PROPERTY MANAGEMENT & LETTINGS LTD

🌳Matureactive
SC156893 · ltd · incorporated 1995-03-24
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 20.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2024
Net worth
£69.8k
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Management of real estate on a fee or contract basis
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 66-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (68/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 20.7y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 20.7 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 20/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
21 officers (2 active, 21 linked, 15 with DOB)
84
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
147 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £69,828
Net assets shrinking
Down £2,855 YoY
Cash YoY
+9531%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£193k
↑ 9531% YoY
Net Worth
£70k
↓ 3.9% YoY
Current Assets
£305k
↑ 52% YoY
Current Liabilities
—
£0£61k£122k£183k£244k£305kJun 2023Jun 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-06-302023-06-30
Total assets£407.8k£165.2k
Current assets£304.8k£200.4k
Cash£193.1k£2.0k
Debtors£111.7k£198.4k
Net assets£69.8k£72.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (63 events)Click to expand
  1. 2025-06-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2025-06-13
    ➖
    HUDSON, Simon Patrick resigned
    director
  3. 2024-08-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-02-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-11-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2023-11-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2023-11-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2023-03-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2023-03-14
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  10. 2022-12-19
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  11. 2022-12-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2022-12-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2022-12-19
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  14. 2022-07-12
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  15. 2022-07-12
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  16. 2022-06-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2021-09-20
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  18. 2021-06-11
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2021-06-09
    ➕
    HUDSON, Simon Patrick appointed
    director
  20. 2020-10-26
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  21. 2020-07-13
    ➖
    ROCHFORT, Martin Nicholas resigned
    director
  22. 2020-01-30
    ➖
    BURNETT, Richard Stephen resigned
    director
  23. 2018-09-26
    🔓
    Charge satisfied #1
  24. 2018-06-08
    🔒
    Charge registered #3
    Lender: Bank of Scotland PLC
  25. 2018-03-13
    🔒
    Charge registered #2
    Lender: Bank of Scotland PLC
  26. 2018-02-19
    ➕
    BISSET, Neale Alexander appointed
    director
  27. 2018-02-19
    ➕
    HUDSON, Annette Johnston appointed
    director
  28. 2015-01-20
    ➖
    ROCHFORT, Kathryn resigned
    secretary
  29. 2008-10-20
    ➕
    BURNETT, Richard Stephen appointed
    director
  30. 2007-12-31
    ➖
    HOLDEN, Diane Margaret resigned
    director
  31. 2007-09-24
    ➖
    MCGILL, Alasdair Iain resigned
    director
  32. 2006-06-26
    ➖
    BOWEN, Eric James resigned
    secretary
  33. 2006-06-26
    ➕
    ROCHFORT, Kathryn appointed
    secretary
  34. 2006-01-01
    ➕
    HOLDEN, Diane Margaret appointed
    director
  35. 2005-08-19
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  36. 2005-05-30
    ➕
    MCGILL, Alasdair Iain appointed
    director
  37. 2004-10-20
    ➖
    COLBECK, Anthony John resigned
    director
  38. 2004-10-20
    ➖
    SHERRET, Brian Watson resigned
    director
  39. 2004-01-01
    ➕
    COLBECK, Anthony John appointed
    director
  40. 2004-01-01
    ➕
    SHERRET, Brian Watson appointed
    director
  41. 2002-12-09
    ➕
    BOWEN, Eric James appointed
    secretary
  42. 2002-12-09
    ➖
    HOPE, Gordon Mcrae resigned
    secretary
  43. 2002-12-09
    ➖
    AFFLECK, John Mcculloch resigned
    director
  44. 2002-12-09
    ➕
    ROCHFORT, Martin Nicholas appointed
    director
  45. 2002-12-01
    ➖
    WRIGHT, James Wishart resigned
    director
  46. 2001-10-31
    ➕
    AFFLECK, John Mcculloch appointed
    director
  47. 2001-10-31
    ➖
    CLARK, James Anderson resigned
    director
  48. 2001-10-31
    ➖
    SKINNER, Neil Alexander resigned
    director
  49. 1999-07-23
    ➕
    HOPE, Gordon Mcrae appointed
    secretary
  50. 1999-07-23
    ➖
    WELSH, Wendy Anderson resigned
    secretary
Showing most recent 50 of 63 events

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 66 — succession pressure is live.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Bison Aberdeen Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Bison Aberdeen Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
PMC PROPERTY MANAGEMENT & LETTINGS LTD
This company · SC156893

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Bison Aberdeen Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control · firm interest19/12/2022
3 historic (ceased) PSCs
  • Mrs Kathryn Rochfortceased 19/11/2022· 75-100% shares
  • Mr Martin Nicholas Rochfortceased 07/07/2022· 75-100% shares
  • Mr Martin Nicholas Rochfortceased 10/07/2020· 75-100% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1995-03-24
Jurisdictionscotland
Primary SIC68320 — Management of real estate on a fee or contract basis

Registered office

Pmc House Little Square
Oldmeldrum
Aberdeenshire
AB51 0AY

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-06-30
Confirmation statement
Next due: 2027-01-02
Last: 2025-12-19

Officers (2 active · 19 resigned)

BISSET, Neale Alexander→
director · ~38y · appointed 2018-02-19
View their other companies + combined net worth →
Active
HUDSON, Annette Johnston→
director · ~66y · appointed 2018-02-19
View their other companies + combined net worth →
Active
BOWEN, Eric James→
secretary · appointed 2002-12-09 · resigned 2006-06-26
Resigned
HOPE, Gordon Mcrae→
secretary · appointed 1999-07-23 · resigned 2002-12-09
Resigned
ROCHFORT, Kathryn→
secretary · appointed 2006-06-26 · resigned 2015-01-20
Resigned
WELSH, Wendy Anderson→
secretary · appointed 1997-02-01 · resigned 1999-07-23
Resigned
WELSH, Wendy Anderson→
secretary · appointed 1995-03-24 · resigned 1997-02-01
Resigned
OSWALDS OF EDINBURGH LIMITED→
corporate-nominee-secretary · appointed 1995-03-24 · resigned 1995-03-24
Resigned
AFFLECK, John Mcculloch→
director · ~75y · appointed 2001-10-31 · resigned 2002-12-09
Resigned
BURNETT, Richard Stephen→
director · ~64y · appointed 2008-10-20 · resigned 2020-01-30
Resigned
CLARK, James Anderson→
director · ~72y · appointed 1999-07-23 · resigned 2001-10-31
Resigned
COLBECK, Anthony John→
director · ~85y · appointed 2004-01-01 · resigned 2004-10-20
Resigned
HOLDEN, Diane Margaret→
director · ~57y · appointed 2006-01-01 · resigned 2007-12-31
Resigned
HUDSON, Simon Patrick→
director · ~38y · appointed 2021-06-09 · resigned 2025-06-13
Resigned
MCGILL, Alasdair Iain→
director · ~57y · appointed 2005-05-30 · resigned 2007-09-24
Resigned
ROCHFORT, Martin Nicholas→
director · ~66y · appointed 2002-12-09 · resigned 2020-07-13
Resigned
SHERRET, Brian Watson→
director · ~68y · appointed 2004-01-01 · resigned 2004-10-20
Resigned
SKINNER, Neil Alexander→
director · ~68y · appointed 1999-07-23 · resigned 2001-10-31
Resigned
WELSH, Colin Ian→
director · ~67y · appointed 1995-03-24 · resigned 1999-07-23
Resigned
WELSH, Wendy Anderson→
director · ~71y · appointed 1995-03-24 · resigned 1997-02-04
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property08/06/2018—
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge—13/03/2018—
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property19/08/200526/09/2018
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (147 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-22
termination-director-company-with-name-termination-date
officers · TM01
2025-06-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-19
change-person-director-company-with-change-date
officers · CH01
2023-11-13
change-person-director-company-with-change-date
officers · CH01
2023-11-13
change-person-director-company-with-change-date
officers · CH01
2023-11-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-23
certificate-change-of-name-company
change-of-name · CERTNM
2023-03-14
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-19
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2022-12-19
change-person-director-company-with-change-date
officers · CH01
2022-12-19
change-person-director-company-with-change-date
officers · CH01
2022-12-19