OREBLOCK LIMITED

🌳Matureactive
SC161313 · ltd · incorporated 1995-11-01
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 29.8y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Jul 2025
Net worth
£146.5k
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 69-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 29.8y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 29.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (5 active, 7 linked, 4 with DOB)
81
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
82 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £146,539

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£147k
↑ 2.8% YoY
Current Assets
£11k
~ YoY
Current Liabilities
£0£29k£59k£88k£117k£147kJul 2024Jul 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-07-312024-07-31
Total assets£150.9k£142.5k
Current assets£11.5k£11.4k
Net assets£146.5k£142.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2026-04-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-04-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-07-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-05-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-04-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2022-04-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-04-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2020-12-15
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  9. 2020-07-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2019-05-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2018-05-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2017-05-11
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2016-04-25
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2015-08-27
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2008-08-01
    MAGUIRE, Veronica appointed
    director
  16. 2008-08-01
    MCVEY, Fiona appointed
    director
  17. 1996-08-16
    🔒
    Charge registered #4
    Lender: Clydesdale Bank Public Limited Company
  18. 1996-08-02
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  19. 1995-11-17
    SOMERVILLE, Ronald Whitelaw appointed
    secretary
  20. 1995-11-17
    MAGUIRE, David Kevin appointed
    director
  21. 1995-11-17
    SOMERVILLE, Ronald Whitelaw appointed
    director
  22. 1995-11-17
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-nominee-secretary
  23. 1995-11-17
    JORDANS (SCOTLAND) LIMITED resigned
    corporate-nominee-director
  24. 1995-11-01
    🏢
    Company incorporated
    As OREBLOCK LIMITED
  25. 1995-11-01
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-nominee-secretary
  26. 1995-11-01
    JORDANS (SCOTLAND) LIMITED appointed
    corporate-nominee-director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 69 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

80/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Ronald Whitelaw Somerville
Individual · British · DOB 10/1957 · age 69
2550%
25–50%sig. influence25-50% shares · 25-50% voting · significant influence01/07/2016
Mr David Kevin Maguire
Individual · British · DOB 11/1958 · age 68
2550%
25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1995-11-01
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

Caledonia House
89 Seaward Street
Glasgow
G41 1HJ
Scotland

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-09-15
Last: 2025-09-01

Officers (5 active · 2 resigned)

SOMERVILLE, Ronald Whitelaw
secretary · appointed 1995-11-17
View their other companies + combined net worth →
Active
MAGUIRE, David Kevin
director · ~68y · appointed 1995-11-17
View their other companies + combined net worth →
Active
MAGUIRE, Veronica
director · ~66y · appointed 2008-08-01
View their other companies + combined net worth →
Active
MCVEY, Fiona
director · ~62y · appointed 2008-08-01
View their other companies + combined net worth →
Active
SOMERVILLE, Ronald Whitelaw
director · ~69y · appointed 1995-11-17
View their other companies + combined net worth →
Active
OSWALDS OF EDINBURGH LIMITED
corporate-nominee-secretary · appointed 1995-11-01 · resigned 1995-11-17
Resigned
JORDANS (SCOTLAND) LIMITED
corporate-nominee-director · appointed 1995-11-01 · resigned 1995-11-17
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property16/08/1996
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property02/08/1996
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (82 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-03
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-25
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-28
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-04-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-02
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-15
accounts-with-accounts-type-micro-entity
accounts · AA
2021-04-29
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-10