ALBANY PROPERTY INVESTMENTS LIMITED
🌳Matureactive
SC173314 · ltd · incorporated 1997-03-10
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Family succession underway — not a classic acquisition target.
Opportunity 74/100 (strong), bankability 57/100. Same-surname younger director in place — likely family handover, not open to sale. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: family or management succession (50/100).
🏦
Refinance opportunity
38 live charges · 4 lenders · oldest 26.5y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 26.5 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
38 charges (38/38 with lender, 38/38 with type)
90
Directors & officers
7 officers (4 active, 7 linked, 5 with DOB)
84
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
129 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 3 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 mortgage
- • 1 confirmation-statement
Last 180 days
3
filings
- • 1 mortgage
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (85 events)Click to expand
- 2026-03-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-06🔓Charge satisfied #30
- 2025-12-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-05📄capital-alter-shares-subdivisioncapital · SH02
- 2025-02-27📄statement-of-companys-objectschange-of-constitution · CC04
- 2025-02-27📄memorandum-articlesincorporation · MA
- 2025-02-26📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-02-26📄capital-name-of-class-of-sharescapital · SH08
- 2025-02-26📄resolutionresolution · RESOLUTIONS
- 2025-01-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-09-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-08-31➕GATHERER, Lynn Margaret appointeddirector
- 2023-08-31➕JOHNSTON, Graham James Robert, Dr appointeddirector
- 2023-08-31📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-08-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-08-07➖JOHNSTON, Neil Graham resigneddirector
- 2023-07-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-26🔓Charge satisfied #37
- 2023-07-26🔓Charge satisfied #34
- 2023-07-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-11➕JOHNSTON, Isobel Elizabeth appointeddirector
- 2023-05-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-22🔓Charge satisfied #25
- 2013-03-28🔓Charge satisfied #23
- 2013-03-28🔓Charge satisfied #22
- 2013-03-28🔓Charge satisfied #21
- 2013-03-28🔓Charge satisfied #19
- 2013-03-28🔓Charge satisfied #18
- 2013-03-28🔓Charge satisfied #16
- 2013-03-28🔓Charge satisfied #13
- 2013-03-28🔓Charge satisfied #11
- 2013-03-28🔓Charge satisfied #10
- 2013-03-28🔓Charge satisfied #9
- 2013-03-28🔓Charge satisfied #1
- 2013-01-25🔒Charge registered #38Lender: Svenska Handelsbanken Ab (Publ)
- 2013-01-25🔒Charge registered #37Lender: Svenska Handelsbanken Ab (Publ)
- 2013-01-25🔒Charge registered #36Lender: Svenska Handelsbanken Ab (Publ)
- 2013-01-25🔒Charge registered #35Lender: Svenska Handelsbanken Ab (Publ)
- 2013-01-25🔒Charge registered #34Lender: Svenska Handelsbanken Ab (Publ)
- 2013-01-25🔒Charge registered #33Lender: Svenska Handelsbanken Ab (Publ)
- 2013-01-25🔒Charge registered #32Lender: Svenska Handelsbanken Ab (Publ)
- 2013-01-25🔒Charge registered #31Lender: Svenska Handelsbanken Ab (Publ)
- 2013-01-25🔒Charge registered #30Lender: Svenska Handelsbanken Ab (Publ)
- 2013-01-25🔒Charge registered #29Lender: Svenska Handelsbanken Ab (Publ)
- 2013-01-25🔒Charge registered #28Lender: Svenska Handelsbanken Ab (Publ)
Showing most recent 50 of 85 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 78 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
20/100
No succession signalNo meaningful acquirability indicators from public data.
SIGNALS
- primaryFamily succession underway: Not a takeover target — JOHNSTON, Graham James Robert, Dr (same surname) appointed 2023-08-31. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
22 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Isobel Elizabeth Johnston Individual · British · DOB 08/1948 · age 78 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Mr Neil Graham Johnstonceased 07/08/2023· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| ALTRO PROPERTY LIMITED→ SC761678 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ALVADU LTD→ SC829361 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1997-03-10
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
12 Plewlandcroft
South Queensferry
EH30 9RG
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-18
Last: 2026-03-04
Officers (4 active · 3 resigned)
JOHNSTON, Isobel Elizabeth→
Activesecretary · appointed 1997-03-10
View their other companies + combined net worth →
GATHERER, Lynn Margaret→
Activedirector · ~48y · appointed 2023-08-31
View their other companies + combined net worth →
JOHNSTON, Graham James Robert, Dr→
Activedirector · ~50y · appointed 2023-08-31
View their other companies + combined net worth →
JOHNSTON, Isobel Elizabeth→
Activedirector · ~78y · appointed 2023-05-11
View their other companies + combined net worth →
REID, Brian→
Resignednominee-secretary · appointed 1997-03-10 · resigned 1997-03-10
JOHNSTON, Neil Graham→
Resigneddirector · ~82y · appointed 1997-03-10 · resigned 2023-08-07
MABBOTT, Stephen→
Resignednominee-director · ~76y · appointed 1997-03-10 · resigned 1997-03-10
Click a director name to see their full track record across all companies.
Mortgages & charges
38
Total charges
22
Outstanding
3
Active lenders
Status:Lender:38 of 38 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 25/01/2013 | — | |
| satisfied | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 25/01/2013 | 26/07/2023 | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 25/01/2013 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 25/01/2013 | — | |
| satisfied | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 25/01/2013 | 26/07/2023 | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 25/01/2013 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 25/01/2013 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 25/01/2013 | — | |
| satisfied | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 25/01/2013 | 06/03/2026 | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 25/01/2013 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 25/01/2013 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 25/01/2013 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | Standard security | 1 property | 25/01/2013 | — | |
| satisfied | Svenska Handelsbanken Ab (Publ) | Bond & floating charge | 1 property | 16/01/2013 | 22/06/2018 | |
| outstanding | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 07/10/2008 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 07/02/2005 | 28/03/2013 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/02/2005 | 28/03/2013 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/02/2005 | 28/03/2013 | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/02/2005 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/02/2005 | 28/03/2013 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/02/2005 | 28/03/2013 | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/02/2005 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/02/2005 | 28/03/2013 | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/02/2005 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/02/2005 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/02/2005 | 28/03/2013 | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/02/2005 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/02/2005 | 28/03/2013 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/02/2005 | 28/03/2013 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/02/2005 | 28/03/2013 | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/02/2005 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/02/2005 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/02/2005 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 15/12/2003 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 21/11/2003 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/11/2003 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 29/10/2003 | 21/01/2005 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 27/10/1999 | 28/03/2013 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (129 total)
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-09
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-14
capital-alter-shares-subdivision
capital · SH02
2025-03-05
statement-of-companys-objects
change-of-constitution · CC04
2025-02-27
memorandum-articles
incorporation · MA
2025-02-27
capital-variation-of-rights-attached-to-shares
capital · SH10
2025-02-26
capital-name-of-class-of-shares
capital · SH08
2025-02-26
resolution
resolution · RESOLUTIONS
2025-02-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-14
appoint-person-director-company-with-name-date
officers · AP01
2023-09-06
appoint-person-director-company-with-name-date
officers · AP01
2023-09-06