DUNALLAN HOMES LTD.

🌳Matureactive
SC173524 · ltd · incorporated 1997-03-17
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£44.0k
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Construction of commercial buildings
Sector: Construction
Investor take
Special-situation opportunity
Distressed construction with salvageable qualities — special-situations priority.

Opportunity 71/100 (strong), bankability 65/100. Strong seller-intent signal (78/100, director aged 82). Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -45% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

7 live charges · 2 lenders · oldest 26.4y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 26.4 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
9 officers (2 active, 9 linked, 5 with DOB)
81
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
88 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £43,968
Net assets shrinking
Down £34,709 YoY
Cash draining
Cash down 45% YoY
Cash YoY
-45%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£45k
↓ 45% YoY
Net Worth
£44k
↓ 44% YoY
Current Assets
£45k
↓ 45% YoY
Current Liabilities
—
£0£16k£32k£48k£64k£80kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Total assets£44.0k£78.7k
Current assets£44.6k£80.4k
Cash£44.6k£80.4k
Net assets£44.0k£78.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (45 events)Click to expand
  1. 2025-12-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-12-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-03-23
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  5. 2023-03-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-02-28
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  7. 2021-12-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-09-24
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2021-09-24
    🔓
    Charge satisfied #2
  10. 2021-02-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2018-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2017-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2016-12-22
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2016-04-20
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2015-12-07
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2015-04-15
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  18. 2012-04-01
    ➖
    MITCHELL, Alexander Gordon resigned
    secretary
  19. 2008-04-30
    🔒
    Charge registered #7
    Lender: Bank of Scotland PLC
  20. 2005-09-28
    ➕
    MITCHELL, Alexander Gordon appointed
    secretary
  21. 2005-09-28
    ➖
    SCOTT, Robert Melrose resigned
    secretary
  22. 2005-09-06
    ➖
    ANDERSON, Derek Alexander resigned
    director
  23. 2004-04-13
    🔓
    Charge satisfied #5
  24. 2003-07-25
    🔒
    Charge registered #6
    Lender: The Governor and Company of the Bank of Scotland
  25. 2003-02-14
    🔒
    Charge registered #5
    Lender: The Governor and Company of the Bank of Scotland
  26. 2002-06-20
    🔓
    Charge satisfied #4
  27. 2002-04-16
    🔓
    Charge satisfied #3
  28. 2002-04-16
    🔓
    Charge satisfied #1
  29. 2002-03-21
    ➕
    SCOTT, Alison appointed
    director
  30. 2000-11-03
    🔒
    Charge registered #4
    Lender: The Governor and Company of the Bank of Scotland
  31. 2000-02-24
    🔒
    Charge registered #3
    Lender: The Governor and Company of the Bank of Scotland
  32. 2000-01-26
    🔒
    Charge registered #2
    Lender: The Governor and Company of the Bank of Scotland
  33. 1999-12-23
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  34. 1999-03-05
    ➕
    SCOTT, Robert Melrose appointed
    director
  35. 1999-03-05
    ➖
    SCOTT, Alison resigned
    secretary
  36. 1999-03-05
    ➕
    SCOTT, Robert Melrose appointed
    secretary
  37. 1999-03-05
    ➖
    SCOTT, Alison resigned
    director
  38. 1997-03-17
    🏢
    Company incorporated
    As DUNALLAN HOMES LTD.
  39. 1997-03-17
    ➕
    REID, Brian appointed
    nominee-secretary
  40. 1997-03-17
    ➖
    REID, Brian resigned
    nominee-secretary
  41. 1997-03-17
    ➕
    SCOTT, Alison appointed
    secretary
  42. 1997-03-17
    ➕
    ANDERSON, Derek Alexander appointed
    director
  43. 1997-03-17
    ➕
    MABBOTT, Stephen appointed
    nominee-director
  44. 1997-03-17
    ➖
    MABBOTT, Stephen resigned
    nominee-director
  45. 1997-03-17
    ➕
    SCOTT, Alison appointed
    director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 82 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

91/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 high · 1 med ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-03-28

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Robert Melrose Scott
Individual · British · DOB 03/1944 · age 82
——sig. influencesignificant influence01/02/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1997-03-17
Jurisdictionscotland
Primary SIC41201 — Construction of commercial buildings

Registered office

Dalgety Bay Business Centre Sybrig House
Ridge Way
Dalgety Bay
Fife
KY11 9JN

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-03-28OVERDUE
Last: 2025-03-14

Officers (2 active · 7 resigned)

SCOTT, Alison→
director · ~78y · appointed 2002-03-21
View their other companies + combined net worth →
Active
SCOTT, Robert Melrose→
director · ~82y · appointed 1999-03-05
View their other companies + combined net worth →
Active
MITCHELL, Alexander Gordon→
secretary · appointed 2005-09-28 · resigned 2012-04-01
Resigned
REID, Brian→
nominee-secretary · appointed 1997-03-17 · resigned 1997-03-17
Resigned
SCOTT, Alison→
secretary · appointed 1997-03-17 · resigned 1999-03-05
Resigned
SCOTT, Robert Melrose→
secretary · appointed 1999-03-05 · resigned 2005-09-28
Resigned
ANDERSON, Derek Alexander→
director · ~74y · appointed 1997-03-17 · resigned 2005-09-06
Resigned
MABBOTT, Stephen→
nominee-director · ~76y · appointed 1997-03-17 · resigned 1997-03-17
Resigned
SCOTT, Alison→
director · ~78y · appointed 1997-03-17 · resigned 1999-03-05
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

7
Total charges
2
Outstanding
1
Active lenders
Status:Lender:7 of 7 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC
Standard security1 property30/04/2008—
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property25/07/2003—
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property14/02/200313/04/2004
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property03/11/200020/06/2002
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property24/02/200016/04/2002
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property26/01/200024/09/2021
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property23/12/199916/04/2002
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (88 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-30
gazette-filings-brought-up-to-date
gazette · DISS40
2023-03-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-22
gazette-notice-compulsory
gazette · GAZ1
2023-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-29
mortgage-satisfy-charge-full
mortgage · MR04
2021-09-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-03-26