SPEYMOUTH LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 91). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 16.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 16.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Cash | £6 | £8 |
| Net assets | £429.3k | £432.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 mortgage
- • 1 accounts
Corporate timeline (26 events)Click to expand
- 2026-01-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-29🔒Charge registered #2Lender: Oxbury Bank PLC
- 2025-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-08📍move-registers-to-registered-office-company-with-new-addressaddress · AD04
- 2024-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-03-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-03-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-01-03📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2009-07-17🔒Charge registered #1Lender: Clydesdale Bank PLC
- 1998-03-13➕GREEN, Iain appointedsecretary
- 1998-03-13➕GREEN, Iain appointeddirector
- 1998-03-13➕GREEN, James appointeddirector
- 1998-03-13➕GREEN, Mary Agnes appointeddirector
- 1998-03-13➖REID, Brian resignednominee-secretary
- 1998-03-13➖MABBOTT, Stephen resignednominee-director
- 1998-03-04🏢Company incorporatedAs SPEYMOUTH LIMITED
- 1998-03-04➕REID, Brian appointednominee-secretary
- 1998-03-04➕MABBOTT, Stephen appointednominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 91 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 91 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
James Green Individual · British · DOB 11/1935 · age 91 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs Mary Agnes Green Individual · British · DOB 05/1937 · age 89 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Iain Green Individual · British · DOB 05/1967 · age 59 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Oxbury Bank Oxbury Bank PLC | A registered charge | 1 property | 29/12/2025 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 17/07/2009 | — |