CADDER PROPERTIES LIMITED
🌳Matureactive
SC184588 · ltd · incorporated 1998-04-06
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 27.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£945.1k
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Special-situation opportunityDistressed property with salvageable qualities — special-situations priority.
Opportunity 69/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 63). Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
44 live charges · oldest 27.9y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 27.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
44 charges (44/44 with lender, 44/44 with type)
90
Directors & officers
11 officers (3 active, 11 linked, 5 with DOB)
79
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
178 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £945,079
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
£945k
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 |
|---|---|
| Total assets | £1.98M |
| Debtors | £24.7k |
| Net assets | £945.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
25
filings
- • 24 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (133 events)Click to expand
- 2026-03-06📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-17🔓Charge satisfied #45
- 2025-12-17🔓Charge satisfied #44
- 2025-12-17🔓Charge satisfied #43
- 2025-12-17🔓Charge satisfied #42
- 2025-12-17🔓Charge satisfied #41
- 2025-12-17🔓Charge satisfied #40
- 2025-12-17🔓Charge satisfied #39
- 2025-12-17🔓Charge satisfied #38
- 2025-12-17🔓Charge satisfied #37
- 2025-12-17🔓Charge satisfied #36
- 2025-12-17🔓Charge satisfied #35
- 2025-12-17🔓Charge satisfied #34
- 2025-12-17🔓Charge satisfied #33
- 2025-12-17🔓Charge satisfied #32
- 2025-12-17🔓Charge satisfied #31
- 2025-12-17🔓Charge satisfied #30
- 2025-12-17🔓Charge satisfied #29
- 2025-12-17🔓Charge satisfied #28
- 2025-12-17🔓Charge satisfied #27
- 2025-12-17🔓Charge satisfied #26
- 2025-12-17🔓Charge satisfied #25
- 2025-12-17🔓Charge satisfied #24
- 2025-12-17🔓Charge satisfied #23
- 2025-12-17🔓Charge satisfied #22
- 2025-12-17🔓Charge satisfied #21
Showing most recent 50 of 133 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high · 1 med ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-04-20
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
The Estate Of Maurice Smyth Deceased Individual | — | — | sig. influencesignificant influence | 19/02/2025 |
1 historic (ceased) PSC
- Mr Maurice Thomas Smythceased 18/02/2025· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · KA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AYRSHIRE LETTING LTD→ SC800075 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BLUE FISH PROPERTY LTD→ SC824241 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BONNIE ABODES LTD→ SC823028 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BOYD & SONS LTD→ SC737699 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BURNS DEVELOPMENTS LIMITED→ SC187997 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| C & K WEIR PROPERTY LIMITED→ SC568194 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| C BRYAN PROPERTIES LIMITED→ SC821829 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CAPITAL ESTATES (SCOTLAND) LIMITED→ SC516776 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CARLYLE PORTFOLIO LIMITED→ SC367937 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| CAROIS PRIVATE LIMITED→ SC777773 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CASA MCMILLAN LTD→ SC667712 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CASTLE TOWER PROPERTY LIMITED→ SC755575 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1998-04-06
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
37 Portland Road
Kilmarnock
KA1 2DJ
Scotland
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-04-20OVERDUE
Last: 2025-04-06
Officers (3 active · 8 resigned)
WILLCOCK, Colette Marguerita→
Activesecretary · appointed 2018-05-11
View their other companies + combined net worth →
CHASE, Jacqueline Mary→
Activedirector · ~62y · appointed 2018-05-11
View their other companies + combined net worth →
WILLCOCK, Colette Marguerita→
Activedirector · ~63y · appointed 2018-05-11
View their other companies + combined net worth →
DOWDS, Elizabeth Linda→
Resignedsecretary · appointed 1998-06-20 · resigned 2005-06-14
SMYTH, Doris Patricia→
Resignedsecretary · appointed 2005-06-14 · resigned 2018-05-11
SMYTH, Doris Patricia→
Resignedsecretary · appointed 1998-04-21 · resigned 1998-06-19
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 1998-04-06 · resigned 1998-04-21
SMYTH, Doris Patricia→
Resigneddirector · ~94y · appointed 1998-04-21 · resigned 2013-01-11
SMYTH, Maurice Thomas→
Resigneddirector · ~89y · appointed 1998-04-21 · resigned 2025-02-18
SMYTH, Stefan Maurice→
Resigneddirector · ~56y · appointed 2007-07-01 · resigned 2018-06-27
JORDANS (SCOTLAND) LIMITED→
Resignedcorporate-nominee-director · appointed 1998-04-06 · resigned 1998-04-06
Click a director name to see their full track record across all companies.
Mortgages & charges
44
Total charges
0
Outstanding
0
Active lenders
Status:Lender:44 of 44 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 22/01/2008 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 15/01/2008 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 15/01/2008 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 09/01/2008 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 19/10/2005 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 30/09/2005 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 27/09/2005 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 09/11/2004 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 28/11/2003 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 03/10/2003 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 02/10/2003 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 01/10/2003 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 01/10/2003 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 22/08/2003 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 08/08/2003 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 01/08/2003 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 02/05/2003 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 18/04/2003 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 29/01/2003 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 19/11/2002 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/10/2002 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 03/10/2002 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 21/02/2002 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 21/02/2002 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 21/02/2002 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 19/02/2002 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 07/07/2000 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 30/06/1999 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 21/06/1999 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 16/06/1999 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 23/03/1999 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 13/07/1998 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 13/07/1998 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 10/07/1998 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 10/07/1998 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 10/07/1998 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 10/07/1998 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 10/07/1998 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 10/07/1998 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 09/07/1998 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 08/07/1998 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 08/07/1998 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 03/07/1998 | 17/12/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 29/05/1998 | 17/12/2025 |
Recent filings (178 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-03-06
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-17