J. D. MINTO LIMITED

🌳Matureactive
SC188292 · ltd · incorporated 1998-08-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 27.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£-53.7k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Landscape service activities
Sector: Administrative & support services
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (83/100, director aged 96). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

5 live charges · 2 lenders · oldest 27.5y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 27.5 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
85 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £53,748

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
-£54k
Current Assets
£498
Current Liabilities
—
-£54k-£43k-£32k-£21k-£10k£498Oct 2023Oct 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-10-312023-10-31
Total assets£-47.3k—
Current assets£498—
Net assets£-53.7k—
Average employees—600

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
  1. 2025-10-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-10-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-07-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-07-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2021-07-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2020-11-11
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  7. 2020-11-11
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  8. 2020-11-11
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  9. 2020-09-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2019-05-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-04-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-07-18
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2016-05-17
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2015-08-18
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-04-24
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2006-12-15
    🔒
    Charge registered #6
    Lender: The Royal Bank of Scotland PLC
  17. 2001-09-20
    🔓
    Charge satisfied #4
  18. 2001-09-11
    🔓
    Charge satisfied #1
  19. 2001-08-14
    🔒
    Charge registered #5
    Lender: The Royal Bank of Scotland PLC
  20. 1999-03-30
    🔓
    Charge satisfied #2
  21. 1998-12-11
    🔒
    Charge registered #4
    Lender: Clydesdale Bank Public Limited Company
  22. 1998-10-30
    ➕
    MINTO, John Duncan appointed
    secretary
  23. 1998-10-30
    ➕
    MINTO, John Duncan appointed
    director
  24. 1998-10-30
    ➕
    MINTO, John Duncan appointed
    director
  25. 1998-10-30
    ➖
    MESSRS THORNTONS WS resigned
    corporate-nominee-secretary
  26. 1998-10-30
    ➖
    HUTCHESON, Iain Henderson resigned
    nominee-director
  27. 1998-10-30
    🔒
    Charge registered #2
    Lender: Clydesdale Bank Public Limited Company
  28. 1998-10-30
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  29. 1998-08-06
    🏢
    Company incorporated
    As J. D. MINTO LIMITED
  30. 1998-08-06
    ➕
    MESSRS THORNTONS WS appointed
    corporate-nominee-secretary
  31. 1998-08-06
    ➕
    HUTCHESON, Iain Henderson appointed
    nominee-director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "MINTO" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 96 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 96 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr John Duncan Minto
Individual · Scottish · DOB 09/1957 · age 69
25–50%
—25-50% shares06/08/2016
Mr John Duncan Minto
Individual · Scottish · DOB 07/1930 · age 96
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1998-08-06
Jurisdictionscotland
Primary SIC81300 — Landscape service activities

Registered office

Backmuir Of Liff
Muirhead
Dundee
DD2 5QT

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-08-18
Last: 2025-08-04

Officers (3 active · 2 resigned)

MINTO, John Duncan→
secretary · appointed 1998-10-30
View their other companies + combined net worth →
Active
MINTO, John Duncan→
director · ~96y · appointed 1998-10-30
View their other companies + combined net worth →
Active
MINTO, John Duncan→
director · ~69y · appointed 1998-10-30
View their other companies + combined net worth →
Active
MESSRS THORNTONS WS→
corporate-nominee-secretary · appointed 1998-08-06 · resigned 1998-10-30
Resigned
HUTCHESON, Iain Henderson→
nominee-director · appointed 1998-08-06 · resigned 1998-10-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
2
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property15/12/2006—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property14/08/2001—
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property11/12/199820/09/2001
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property30/10/199830/03/1999
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property30/10/199811/09/2001
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (85 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-04
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-21
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-16
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-26
accounts-with-accounts-type-micro-entity
accounts · AA
2021-07-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-11-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-11-11
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2020-11-11
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-26