LAWRENCE OF KEMNAY LIMITED
Opportunity 74/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
8 live charges · 6 lenders · oldest 25.7y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 25.7 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £-98.0k | £-47.0k |
| Current assets | £987.2k | £1.00M |
| Cash | £8.7k | £451 |
| Debtors | £356.5k | £357.4k |
| Net assets | £-113.9k | £-126.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (52 events)Click to expand
- 2025-07-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-07🔓Charge satisfied #9
- 2024-03-07🔓Charge satisfied #7
- 2023-09-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-09-14🔓Charge satisfied #6
- 2023-09-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-25📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2021-07-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-02-07📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2017-11-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-08📄change-person-director-company-with-change-dateofficers · CH01
- 2016-03-31➕CHALMERS, Carolyn appointeddirector
- 2016-03-31➕MACLEOD, Carol Anne appointeddirector
- 2011-06-10➕BRODIES SECRETARIAL SERVICES LIMITED appointedcorporate-secretary
- 2011-06-10➖DAVIES WOOD SUMMERS LLP resignedcorporate-secretary
- 2011-02-24🔒Charge registered #9Lender: International Motors Finance Limited
- 2009-01-14➖MACDONALD, Colin Nicolson resigneddirector
- 2008-05-20🔒Charge registered #8Lender: Royal Bank of Scotland PLC
- 2007-10-12➕MACLEOD, John Norman appointeddirector
- 2007-10-12➕MACDONALD, Colin Nicolson appointeddirector
- 2006-05-01➖DAVIES WOOD SUMMERS resignedcorporate-nominee-secretary
- 2006-05-01➕DAVIES WOOD SUMMERS LLP appointedcorporate-secretary
- 2005-08-30🔒Charge registered #7Lender: Black Horse Limited
- 2005-04-27🔓Charge satisfied #4
- 2005-04-27🔓Charge satisfied #2
- 2005-03-02➕DAVIES WOOD SUMMERS appointedcorporate-nominee-secretary
- 2005-03-02➖STRONACHS resignedcorporate-nominee-secretary
- 2005-03-02➖CRIGHTON, Helen May resigneddirector
- 2005-03-02➖CRIGHTON, Ian Macrae resigneddirector
- 2005-03-02➖CRIGHTON, Norman Stewart John resigneddirector
- 2005-03-02➖POPE, Elaine Margaret resigneddirector
- 2004-02-27🔒Charge registered #6Lender: Fce Bank PLC
- 2004-02-27🔒Charge registered #5Lender: Fce Bank PLC
- 2004-02-27🔒Charge registered #4Lender: Black Horse Limited
- 2003-11-11➕CHALMERS, Gavin Bruce appointeddirector
- 2000-08-25🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2000-08-22🔒Charge registered #2Lender: Lloyds Udt Limited
- 2000-08-08➕CRIGHTON, Norman Stewart John appointeddirector
- 2000-08-08➕POPE, Elaine Margaret appointeddirector
- 1999-05-26➕CRIGHTON, Helen May appointeddirector
- 1999-05-26➕CRIGHTON, Ian Macrae appointeddirector
- 1999-05-26➖RENNIE, David Alan resigneddirector
- 1999-03-17🏢Company incorporatedAs LAWRENCE OF KEMNAY LIMITED
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Gcj Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Gcj Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| NEIL R PHILIP LTD→ SC331944 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| NORTH EAST CUSTOM COATINGS LIMITED→ SC738283 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| PETERHEAD MOTORS LIMITED→ SC113777 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| PITSTOP (ABERDEEN) LIMITED→ SC279770 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| PRECISION AUTOGLASS ABERDEEN LIMITED→ SC879984 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| PREMNAY GARAGE LIMITED→ SC553025 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| RJ AUTOTECH LTD→ SC884099 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| RJRM ENGINEERING LTD→ SC833016 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ROBIX CAR SERVICES & RECOVERY LTD→ SC882029 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ROSEBANK GARAGE LTD→ SC838355 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| RUXTON'S GARAGE LIMITED→ SC240213 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| RWRMOTORS LTD→ SC694869 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 9 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | International Motors Finance International Motors Finance Limited | Floating charge | 1 property | 24/02/2011 | 07/03/2024 | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 20/05/2008 | — | |
| satisfied | Black Horse Black Horse Limited | Bond & floating charge | 1 property | 30/08/2005 | 07/03/2024 | |
| satisfied | Fce Bank Fce Bank PLC | Bond & floating charge | 1 property | 27/02/2004 | 14/09/2023 | |
| outstanding | Fce Bank Fce Bank PLC | Bond & floating charge | 1 property | 27/02/2004 | — | |
| satisfied | Black Horse Black Horse Limited | Bond & floating charge | 1 property | 27/02/2004 | 27/04/2005 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 25/08/2000 | — | |
| satisfied | Lloyds Banking Group Lloyds Udt Limited | Floating charge | 1 property | 22/08/2000 | 27/04/2005 |