NEW LAND (ARGYLL) LIMITED

🌳Matureactive
SC194629 · ltd · incorporated 1999-03-25
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 75/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).

🏦

Refinance opportunity

16 live charges · 7 lenders · oldest 26.8y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 26.8 years old — likely at or near maturity.
  • · 7 lenders named — inter-creditor friction likely.
  • · Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
16 charges (16/16 with lender, 16/16 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 4 with DOB)
80
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
122 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Jan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-01-312024-01-31
Average employees200200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (60 events)Click to expand
  1. 2025-06-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-08
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-04-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2025-04-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2025-04-01
    ➕
    HAMILTON, Emma Davina appointed
    director
  6. 2025-03-31
    ➖
    HAMILTON, Angus Rowlatt resigned
    director
  7. 2024-09-20
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2024-09-20
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2024-09-20
    🔓
    Charge satisfied #13
  10. 2024-09-20
    🔓
    Charge satisfied #10
  11. 2024-07-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2024-06-27
    📄
    mortgage-charge-whole-release-with-charge-number
    mortgage · MR05
  13. 2024-06-27
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  14. 2024-06-27
    🔓
    Charge satisfied #11
  15. 2023-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2022-08-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2021-06-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2020-07-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2020-03-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  20. 2020-03-02
    🔓
    Charge satisfied #9
  21. 2019-09-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  22. 2019-09-12
    🔒
    Charge registered #17
    Lender: Bank of Scotland PLC
  23. 2019-09-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  24. 2019-09-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  25. 2019-09-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  26. 2019-09-04
    🔒
    Charge registered #16
    Lender: Bank of Scotland PLC
  27. 2019-09-04
    🔒
    Charge registered #15
    Lender: Bank of Scotland PLC
  28. 2019-08-28
    🔒
    Charge registered #14
    Lender: Bank of Scotland PLC
  29. 2019-08-19
    🔓
    Charge satisfied #5
  30. 2019-08-19
    🔓
    Charge satisfied #4
  31. 2019-08-19
    🔓
    Charge satisfied #3
  32. 2019-08-19
    🔓
    Charge satisfied #2
  33. 2019-03-20
    ➕
    HAMILTON, Duncan John appointed
    secretary
  34. 2019-03-20
    ➖
    HAMILTON, Sophie Margaret Helen resigned
    secretary
  35. 2018-10-31
    ➖
    HAMILTON, Sophie Margaret Helen resigned
    director
  36. 2015-02-27
    🔒
    Charge registered #13
    Lender: The Royal Bank of Scotland PLC
  37. 2015-02-06
    🔒
    Charge registered #11
    Lender: The Royal Bank of Scotland PLC
  38. 2015-02-06
    🔒
    Charge registered #10
    Lender: The Royal Bank of Scotland PLC
  39. 2015-01-23
    🔓
    Charge satisfied #1
  40. 2014-12-18
    🔒
    Charge registered #9
    Lender: The Royal Bank of Scotland PLC
  41. 2013-02-12
    🔓
    Charge satisfied #8
  42. 2013-02-12
    🔓
    Charge satisfied #7
  43. 2013-02-12
    🔓
    Charge satisfied #6
  44. 2011-10-24
    🔒
    Charge registered #8
    Lender: New Land Assets Limited
  45. 2011-10-24
    🔒
    Charge registered #7
    Lender: Daniel Ludovic Gardner
  46. 2011-10-24
    🔒
    Charge registered #6
    Lender: William Aitken
  47. 2009-07-10
    🔒
    Charge registered #5
    Lender: Lloyds Tsb Scotland PLC
  48. 2008-07-28
    ➕
    HAMILTON, Duncan John appointed
    director
  49. 2008-04-16
    🔒
    Charge registered #4
    Lender: Bank of Scotland PLC
  50. 2006-04-11
    🔒
    Charge registered #3
    Lender: The Governor and Company of the Bank of Scotland
Showing most recent 50 of 60 events

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

49/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 18 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

New Land (Highlands) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
New Land (Highlands) Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
NEW LAND (ARGYLL) LIMITED
This company · SC194629

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
New Land (Highlands) Limited
Corporate entity
75–100%
75–100%75-100% shares · 75-100% voting01/11/2018
2 historic (ceased) PSCs
  • Mr Angus Rowlatt Hamiltonceased 31/10/2018· significant influence
  • Mr Duncan John Hamiltonceased 31/10/2018· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1999-03-25
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

22 Walker Street
Edinburgh
EH3 7HR
Scotland

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-03-23
Last: 2026-03-09

Officers (3 active · 5 resigned)

HAMILTON, Duncan John→
secretary · appointed 2019-03-20
View their other companies + combined net worth →
Active
HAMILTON, Duncan John→
director · ~44y · appointed 2008-07-28
View their other companies + combined net worth →
Active
HAMILTON, Emma Davina→
director · ~46y · appointed 2025-04-01
View their other companies + combined net worth →
Active
HAMILTON, Sophie Margaret Helen→
secretary · appointed 1999-05-24 · resigned 2019-03-20
Resigned
MACROBERTS - (FIRM)→
corporate-nominee-secretary · appointed 1999-03-25 · resigned 1999-05-24
Resigned
HAMILTON, Angus Rowlatt→
director · ~76y · appointed 1999-05-24 · resigned 2025-03-31
Resigned
HAMILTON, Sophie Margaret Helen→
director · ~78y · appointed 1999-05-24 · resigned 2018-10-31
Resigned
MACROBERTS CORPORATE SERVICES LIMITED→
corporate-nominee-director · appointed 1999-03-25 · resigned 1999-05-24
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

16
Total charges
4
Outstanding
1
Active lenders
Status:Lender:16 of 16 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property12/09/2019—
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property04/09/2019—
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property04/09/2019—
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge—28/08/2019—
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property27/02/201520/09/2024
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property06/02/201527/06/2024
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property06/02/201520/09/2024
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge—18/12/201402/03/2020
satisfied
New Land Assets
New Land Assets Limited
Floating charge1 property24/10/201112/02/2013
satisfied
Daniel Ludovic Gardner
Floating charge1 property24/10/201112/02/2013
satisfied
William Aitken
Floating charge1 property24/10/201112/02/2013
satisfied
Lloyds Banking Group
Lloyds Tsb Scotland PLC
Standard security1 property10/07/200919/08/2019
satisfied
Lloyds Banking Group
Bank of Scotland PLC
Standard security1 property16/04/200819/08/2019
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property11/04/200619/08/2019
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property26/08/199919/08/2019
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Floating charge1 property24/07/199923/01/2015
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (122 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-26
change-person-director-company-with-change-date
officers · CH01
2025-04-08
appoint-person-director-company-with-name-date
officers · AP01
2025-04-08
termination-director-company-with-name-termination-date
officers · TM01
2025-04-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-10
mortgage-satisfy-charge-full
mortgage · MR04
2024-09-20
mortgage-satisfy-charge-full
mortgage · MR04
2024-09-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-10
mortgage-charge-whole-release-with-charge-number
mortgage · MR05
2024-06-27
mortgage-satisfy-charge-full
mortgage · MR04
2024-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-25