CROCK OF GOLD LIMITED

🌳Matureactive

SC207306 · ltd · incorporated 2000-05-19

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to May 2025

Net worth

£49.8k

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: SIC 47770

Sector: Wholesale & retail

Investor take

Pursue

Asset-holding vehicle with a 71-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 71). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

5 officers (3 active, 5 linked, 2 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

58 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Positive net assets

Net assets £49,754

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£50k

↑ 59% YoY

Current Assets

£64k

↑ 24% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2025-05-31	2024-05-31
Total assets	£49.8k	£31.3k
Current assets	£64.3k	£52.0k
Net assets	£49.8k	£31.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (24 events)Click to expand

2026-02-16
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-06
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-11
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-09
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-10-15
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-09-12
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-09-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-08-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2016-10-26
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-05-19
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2016-02-04
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-05-19
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-02-23
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-06-13
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-03-21
📄
appoint-person-director-company-with-name
officers · AP01
2013-06-01
➕
STEWART, Carole appointed
director
2000-05-19
🏢
Company incorporated
As CROCK OF GOLD LIMITED
2000-05-19
➕
STEWART, Carole appointed
secretary
2000-05-19
➕
STEWART, Robert appointed
director
2000-05-19
➕
BRIAN REID LTD. appointed
corporate-nominee-secretary
2000-05-19
➖
BRIAN REID LTD. resigned
corporate-nominee-secretary
2000-05-19
➕
STEPHEN MABBOTT LTD. appointed
corporate-nominee-director
2000-05-19
➖
STEPHEN MABBOTT LTD. resigned
corporate-nominee-director

Owner dependency

91/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 71 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mrs Carole Stewart Individual · British · DOB 12/1957 · age 69	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	19/05/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Retail · ML postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
CLICK4SHOPING LIMITED→ SC867738 · est 2025 · no financials extracted	—	—	—	—	—	—	—
CLOUD NINE BIGGAR LTD.→ SC257755 · est 2003 · no financials extracted	—	—	—	—	22y	—	—
CLYDE VALLEY ANTIQUES LTD→ SC624978 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
COATBRIDGE TRADING RETAIL LTD→ SC859607 · est 2025 · no financials extracted	—	—	—	—	—	—	—
CONSCIOUS TRADERS LTD→ SC814416 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
COTTON CLOUDS BABY AND CHILDRENSWEAR LTD→ SC814040 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
CRACKIN' CARDS LTD→ SC863655 · est 2025 · no financials extracted	—	—	—	—	—	—	—
CRAIGNEUK TRADING LIMITED→ SC868002 · est 2025 · no financials extracted	—	—	—	—	—	—	—
CREATING COMMERCE LTD→ SC799069 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
CREATIVE STRATHAVEN CIC→ SC651475 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
CRICHTON BRAIN LIMITED→ SC038554 · est 1963 · no financials extracted	—	—	—	—	63y	—	—
CROFTWOOD STORE LTD→ SC876809 · est 2026 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2000-05-19

Jurisdictionscotland

Primary SIC47770 — SIC 47770

Registered office

91 Alexander Street

Airdrie

North Lanarkshire

ML6 0BD

Filing status

Accounts

Next due: 2027-02-28

Last made up to: 2025-05-31

Confirmation statement

Next due: 2026-06-02

Last: 2025-05-19

Officers (3 active · 2 resigned)

STEWART, Carole→

secretary · appointed 2000-05-19

View their other companies + combined net worth →

Active

STEWART, Carole→

director · ~69y · appointed 2013-06-01

View their other companies + combined net worth →

Active

STEWART, Robert→

director · ~71y · appointed 2000-05-19

View their other companies + combined net worth →

Active

BRIAN REID LTD.→

corporate-nominee-secretary · appointed 2000-05-19 · resigned 2000-05-19

Resigned

STEPHEN MABBOTT LTD.→

corporate-nominee-director · appointed 2000-05-19 · resigned 2000-05-19

Resigned

Click a director name to see their full track record across all companies.