RBS LIFE HOLDINGS LIMITED
Opportunity 50/100 (worth a look), bankability 50/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (50/100). Current lenders should be on monthly review.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (78 events)Click to expand
- 2019-04-17⚠️gazette-dissolved-liquidationgazette · GAZ2
- 2019-04-17🏁Company dissolved
- 2019-01-17⚠️liquidation-voluntary-return-of-final-meeting-scotlandinsolvency · 4.26(Scot)
- 2017-10-10📄resolutionresolution · RESOLUTIONS
- 2017-08-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2016-09-21📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2016-09-13📄legacycapital · SH20
- 2016-09-13⚠️legacyinsolvency · CAP-SS
- 2016-09-13📄resolutionresolution · RESOLUTIONS
- 2016-07-21📄auditors-resignation-companyauditors · AUD
- 2016-07-21📄accounts-with-accounts-type-fullaccounts · AA
- 2016-01-19📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2016-01-19📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2015-12-30➕RBS SECRETARIAL SERVICES LIMITED appointedcorporate-secretary
- 2015-12-30➖MILLS, Alan Ewing resignedsecretary
- 2015-09-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2015-09-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2015-08-27➕MCCRINDLE, Brian appointeddirector
- 2015-08-19📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-07-29📄accounts-with-accounts-type-fullaccounts · AA
- 2015-07-17➖MCGILL, Lesley Anne resigneddirector
- 2014-08-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2014-08-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2014-08-13📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-08-11➖DUNN, Malcolm James Shiel resigneddirector
- 2014-08-11➕MCGILL, Lesley Anne appointeddirector
- 2014-07-07📄accounts-with-accounts-type-fullaccounts · AA
- 2013-11-01📄appoint-person-director-company-with-nameofficers · AP01
- 2013-11-01📄termination-director-company-with-nameofficers · TM01
- 2013-10-18➕DUNN, Malcolm James Shiel appointeddirector
- 2013-10-18➖TURNER, (Walter) Simon resigneddirector
- 2013-08-20📄accounts-with-accounts-type-fullaccounts · AA
- 2013-03-22➕LARKIN, Michael appointeddirector
- 2013-03-22➖FLEMING, Martin Francis resigneddirector
- 2012-05-01➖DEAVES, Sarah Jane resigneddirector
- 2012-05-01➕FLEMING, Martin Francis appointeddirector
- 2011-09-08➕TURNER, (Walter) Simon appointeddirector
- 2011-08-11➖HAIRE, Stuart Arthur resigneddirector
- 2011-03-22➖STORRIE, Graham resigneddirector
- 2009-06-24➕DEAVES, Sarah Jane appointeddirector
- 2009-06-24➖GEDDES, Paul Robert resigneddirector
- 2009-06-24➕HAIRE, Stuart Arthur appointeddirector
- 2009-06-24➖MUNRO, Ewen Angus resigneddirector
- 2008-12-11➖BISCHOFF, Martin Paul resigneddirector
- 2008-12-11➕GEDDES, Paul Robert appointeddirector
- 2008-06-25➖CRAIG, Mark resignedsecretary
- 2008-06-25➕MILLS, Alan Ewing appointedsecretary
- 2006-12-19➖MACKLE, Feilim resigneddirector
- 2006-09-29➕CRAIG, Mark appointedsecretary
- 2006-09-29➖MILLS, Alan Ewing resignedsecretary
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 high ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2019-04-17
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2019-04-17: gazette-dissolved-liquidation; 2019-01-17: liquidation-voluntary-return-of-final-meeting-scotland
Group structure
The Royal Bank Of Scotland Group Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
The Royal Bank Of Scotland Group Plc Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ELGIN INFRASTRUCTURE LIMITED→ SC366432 · est 2009 | £50.96M £38.22M–£63.70M | — | — | 0 | 16y | 94 | 64y |
| STIRLING GATEWAY LIMITED→ SC291034 · est 2005 | £5.98M £4.49M–£7.48M | — | — | 0 | 20y | 88 | 70y |
| UNITED CAPITAL GROUP LTD→ SC550711 · est 2016 | £5.96M £4.47M–£7.45M | — | — | 297 | 9y | 84 | 83y |
| ELGIN EDUCATION (ABERDEENSHIRE 2) LIMITED→ SC259895 · est 2003 | £5.44M £4.08M–£6.80M | — | — | 0 | 22y | 84 | 64y |
| PPP SERVICES (NORTH AYRSHIRE) LIMITED→ SC294870 · est 2005 | £5.04M £3.78M–£6.30M | — | — | 0 | 20y | 87 | 60y |
| DISCOVERY EDUCATION PLC→ SC313681 · est 2006 | £4.97M £3.73M–£6.22M | — | — | 0 | 19y | 90 | 61y |
| ABC SCHOOLS LIMITED→ SC281989 · est 2005 | £4.71M £3.53M–£5.89M | — | — | 0 | 21y | 84 | 71y |
| PPP SERVICES (NORTH AYRSHIRE) HOLDINGS LIMITED→ SC294861 · est 2005 | £4.61M £3.46M–£5.76M | — | — | 0 | 20y | 87 | 60y |
| GLASGOW HEALTHCARE FACILITIES (HOLDINGS) LIMITED→ SC290718 · est 2005 | £4.00M £3.00M–£5.00M | — | — | 0 | 20y | 84 | 63y |
| DSF HOLDINGS LIMITED→ SC239681 · est 2002 | £3.91M £2.93M–£4.89M | — | — | 7 | 23y | 87 | 61y |
| LOCHGILPHEAD HEALTHCARE SERVICES LIMITED→ SC240996 · est 2002 | £3.83M £2.88M–£4.79M | — | — | 0 | 23y | 84 | 60y |
| FCC (EAST AYRSHIRE) LIMITED→ SC300469 · est 2006 | £3.70M £2.78M–£4.63M | — | — | 0 | 20y | 87 | 60y |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 25 resigned)
Click a director name to see their full track record across all companies.