A L M PROPERTIES LIMITED

🌳Matureactive
SC211200 · ltd · incorporated 2000-09-20
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 25.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£1.00M
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Asset-holding vehicle with a 68-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (93/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

6 live charges · 2 lenders · oldest 25.3y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 25.3 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 2 with DOB)
80
Ownership & PSC
3 active PSC(s) of 5 total, 5 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
84 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,001,729
Cash YoY
+9%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£28k
↑ 9.0% YoY
Net Worth
£1.0m
↑ 33% YoY
Current Assets
£28k
↓ 6.0% YoY
Current Liabilities
—
£0£200k£401k£601k£801k£1.0mApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-302024-04-30
Total assets£1.06M£810.4k
Current assets£28.5k£30.3k
Cash£28.4k£26.0k
Debtors£113£4.3k
Net assets£1.00M£752.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 1 address
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
  1. 2025-12-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  2. 2025-12-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-09-10
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  4. 2025-09-10
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  5. 2025-09-10
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  6. 2025-09-10
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  7. 2025-09-10
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  8. 2025-06-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2024-07-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2023-09-05
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  11. 2022-06-01
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  12. 2021-07-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2020-07-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  14. 2019-11-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2019-11-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2019-07-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  17. 2019-07-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  18. 2019-07-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  19. 2019-07-03
    🔓
    Charge satisfied #5
  20. 2019-07-03
    🔓
    Charge satisfied #4
  21. 2019-07-03
    🔓
    Charge satisfied #2
  22. 2019-06-28
    🔓
    Charge satisfied #6
  23. 2019-06-28
    🔓
    Charge satisfied #3
  24. 2016-07-12
    🔓
    Charge satisfied #1
  25. 2016-04-13
    🔒
    Charge registered #6
    Lender: Bank of Scotland PLC
  26. 2015-11-02
    🔒
    Charge registered #5
    Lender: Bank of Scotland PLC
  27. 2015-11-02
    🔒
    Charge registered #3
    Lender: Bank of Scotland PLC
  28. 2015-10-23
    🔒
    Charge registered #4
    Lender: Bank of Scotland PLC
  29. 2015-04-24
    ➕
    MCDONALD, Kevan appointed
    director
  30. 2004-11-22
    🔒
    Charge registered #2
    Lender: The Governor and Company of the Bank of Scotland
  31. 2000-12-22
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  32. 2000-10-17
    ➕
    MCDONALD, Anne Louise appointed
    director
  33. 2000-10-17
    ➖
    DM DIRECTOR LIMITED resigned
    corporate-nominee-director
  34. 2000-09-20
    🏢
    Company incorporated
    As A L M PROPERTIES LIMITED
  35. 2000-09-20
    ➕
    DM COMPANY SERVICES LIMITED appointed
    corporate-nominee-secretary
  36. 2000-09-20
    ➕
    DM DIRECTOR LIMITED appointed
    corporate-nominee-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 68 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Melissa Rose Mcdonald
Individual · British · DOB 01/1990 · age 36
25–50%
25–50%25-50% shares · 25-50% voting10/07/2025
Sean Michael Mcdonald
Individual · British · DOB 12/1992 · age 34
25–50%
25–50%25-50% shares · 25-50% voting10/07/2025
Lucy Katrina Mcdonald
Individual · British · DOB 04/1997 · age 29
25–50%
25–50%25-50% shares · 25-50% voting10/07/2025
2 historic (ceased) PSCs
  • Mrs Anne Louise Mcdonaldceased 10/07/2025· 25-50% shares
  • Mr Kevan Mcdonaldceased 10/07/2025· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2000-09-20
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

14 Circus Lane
Edinburgh
EH3 6SU
United Kingdom

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-09-22
Last: 2025-09-08

Officers (3 active · 1 resigned)

DM COMPANY SERVICES LIMITED→
corporate-nominee-secretary · appointed 2000-09-20
View their other companies + combined net worth →
Active
MCDONALD, Anne Louise→
director · ~64y · appointed 2000-10-17
View their other companies + combined net worth →
Active
MCDONALD, Kevan→
director · ~68y · appointed 2015-04-24
View their other companies + combined net worth →
Active
DM DIRECTOR LIMITED→
corporate-nominee-director · appointed 2000-09-20 · resigned 2000-10-17
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
0
Outstanding
0
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge2 properties13/04/201628/06/2019
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge6 properties02/11/201503/07/2019
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property02/11/201528/06/2019
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge—23/10/201503/07/2019
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property22/11/200403/07/2019
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property22/12/200012/07/2016

Recent filings (84 total)

change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-05
change-person-director-company-with-change-date
officers · CH01
2025-12-02
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-10
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-09-10
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-09-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-09-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-09-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-09-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-08
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-09-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-08
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-06-01