LIFE TRUST LIMITED

🌳Matureactive
SC215044 · private-limited-guarant-nsc · incorporated 2001-01-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£2.26M
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Other service activities n.e.c.
Sector: Other service activities
Investor take
Pursue
Asset-holding vehicle with a 66-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
11 officers (2 active, 11 linked, 8 with DOB)
85
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
81 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £2,256,353
Cash YoY
-17%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£19k
↓ 17% YoY
Net Worth
£2.3m
↑ 1.8% YoY
Current Assets
£386k
~ YoY
Current Liabilities
—
£0£451k£903k£1.4m£1.8m£2.3mJan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-01-312024-01-31
Total assets£2.26M£2.22M
Current assets£386.2k£389.2k
Cash£18.6k£22.4k
Debtors£367.7k£366.8k
Net assets£2.26M£2.22M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
  1. 2025-05-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-03-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2025-03-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2025-01-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-11-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-02-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2022-10-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-12-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2021-12-06
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  10. 2021-11-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2021-11-30
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2021-11-30
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  13. 2021-11-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2021-11-30
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2021-11-30
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  16. 2021-11-30
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2021-11-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  18. 2021-11-15
    ➕
    HUME, Brian appointed
    director
  19. 2021-11-15
    ➖
    BURROWS, Stevenson John resigned
    secretary
  20. 2021-11-15
    ➖
    BURROWS, Jean Wilkinson resigned
    director
  21. 2021-11-15
    ➖
    BURROWS, Stevenson John resigned
    director
  22. 2021-06-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  23. 2020-11-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  24. 2020-02-14
    ➕
    HUME, Una Margaret appointed
    director
  25. 2011-03-12
    ➕
    BURROWS, Stevenson John appointed
    secretary
  26. 2011-03-12
    ➖
    MCALLISTER, Linda Sheena resigned
    secretary
  27. 2011-03-12
    ➕
    BURROWS, Jean Wilkinson appointed
    director
  28. 2011-03-12
    ➕
    BURROWS, Stevenson John appointed
    director
  29. 2011-03-12
    ➖
    HUME, Una Margaret resigned
    director
  30. 2011-03-12
    ➖
    MCALLISTER, Linda Sheena resigned
    director
  31. 2001-06-15
    ➖
    DOMICILE EXECUTORS TRUSTEES & NOMINEES LIMITED resigned
    corporate-secretary
  32. 2001-06-15
    ➖
    MCLEW, Kenneth David Brownlie resigned
    director
  33. 2001-06-15
    ➖
    MCNEILL, James Stuart resigned
    director
  34. 2001-01-25
    ➕
    MCALLISTER, Linda Sheena appointed
    secretary
  35. 2001-01-25
    ➕
    HUME, Una Margaret appointed
    director
  36. 2001-01-25
    ➕
    MCALLISTER, Linda Sheena appointed
    director
  37. 2001-01-24
    🏢
    Company incorporated
    As LIFE TRUST LIMITED
  38. 2001-01-24
    ➕
    DOMICILE EXECUTORS TRUSTEES & NOMINEES LIMITED appointed
    corporate-secretary
  39. 2001-01-24
    ➕
    MCLEW, Kenneth David Brownlie appointed
    director
  40. 2001-01-24
    ➕
    MCNEILL, James Stuart appointed
    director

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 66 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 low
Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mrs Una Margaret Hume
Individual · British · DOB 10/1963 · age 63
——sig. influencesignificant influence15/11/2021
2 historic (ceased) PSCs
  • Mrs Jean Wilkinson Burrowsceased 15/11/2021· significant influence
  • Mr Stevenson John Burrowsceased 15/11/2021· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc
Incorporated2001-01-24
Jurisdictionscotland
Primary SIC96090 — Other service activities n.e.c.

Registered office

4 Macneish Gardens
East Kilbride
Glasgow
G74 4XP
Scotland

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-02-16
Last: 2026-02-02

Officers (2 active · 9 resigned)

HUME, Brian→
director · ~66y · appointed 2021-11-15
View their other companies + combined net worth →
Active
HUME, Una Margaret→
director · ~63y · appointed 2020-02-14
View their other companies + combined net worth →
Active
BURROWS, Stevenson John→
secretary · appointed 2011-03-12 · resigned 2021-11-15
Resigned
MCALLISTER, Linda Sheena→
secretary · appointed 2001-01-25 · resigned 2011-03-12
Resigned
DOMICILE EXECUTORS TRUSTEES & NOMINEES LIMITED→
corporate-secretary · appointed 2001-01-24 · resigned 2001-06-15
Resigned
BURROWS, Jean Wilkinson→
director · ~90y · appointed 2011-03-12 · resigned 2021-11-15
Resigned
BURROWS, Stevenson John→
director · ~92y · appointed 2011-03-12 · resigned 2021-11-15
Resigned
HUME, Una Margaret→
director · ~63y · appointed 2001-01-25 · resigned 2011-03-12
Resigned
MCALLISTER, Linda Sheena→
director · ~60y · appointed 2001-01-25 · resigned 2011-03-12
Resigned
MCLEW, Kenneth David Brownlie→
director · ~82y · appointed 2001-01-24 · resigned 2001-06-15
Resigned
MCNEILL, James Stuart→
director · ~71y · appointed 2001-01-24 · resigned 2001-06-15
Resigned

Click a director name to see their full track record across all companies.

Recent filings (81 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-03-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-03-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-02-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-11
change-person-director-company-with-change-date
officers · CH01
2021-12-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-12-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-11-30