FAYZE LIMITED

🌳Matureactive
SC222284 · ltd · incorporated 2001-08-16
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
£609.8k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Security dealing on own account
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 60-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 60). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (3 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
60 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £609,754

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£610k
↑ 4.1% YoY
Current Assets
£610k
↑ 4.1% YoY
Current Liabilities
—
£0£122k£244k£366k£488k£610kDec 2024Dec 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-12-312024-12-31
Total assets£609.8k£585.8k
Current assets£609.8k£585.8k
Net assets£609.8k£585.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2026-01-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-08-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-04-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-09-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-08-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2021-06-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2020-12-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2019-09-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2018-08-29
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  10. 2017-05-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  11. 2016-09-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2015-09-24
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2015-08-20
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2014-09-30
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2014-05-21
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2003-02-14
    ➕
    LAFFAN, Harriet appointed
    director
  17. 2003-02-14
    ➖
    LAFFAN, Robert resigned
    director
  18. 2002-09-10
    ➖
    LAFFAN, Harriet resigned
    director
  19. 2002-09-02
    ➕
    LAFFAN, Robert appointed
    director
  20. 2001-08-16
    🏢
    Company incorporated
    As FAYZE LIMITED
  21. 2001-08-16
    ➕
    LAFFAN, Seamus Francis appointed
    secretary
  22. 2001-08-16
    ➕
    LAFFAN, Seamus Francis appointed
    director
  23. 2001-08-16
    ➕
    FIRST SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  24. 2001-08-16
    ➖
    FIRST SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  25. 2001-08-16
    ➕
    LAFFAN, Harriet appointed
    director
  26. 2001-08-16
    ➕
    FIRST DIRECTORS LIMITED appointed
    corporate-nominee-director
  27. 2001-08-16
    ➖
    FIRST DIRECTORS LIMITED resigned
    corporate-nominee-director

Owner dependency

84/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Seamus Francis Laffan
Individual · Irish · DOB 07/1968 · age 58
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2001-08-16
Jurisdictionscotland
Primary SIC64991 — Security dealing on own account

Registered office

1 Bonnytoun Terrace
Linlithgow
West Lothian
EH49 7JL

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-08-30
Last: 2025-08-16

Officers (3 active · 4 resigned)

LAFFAN, Seamus Francis→
secretary · appointed 2001-08-16
View their other companies + combined net worth →
Active
LAFFAN, Harriet→
director · ~60y · appointed 2003-02-14
View their other companies + combined net worth →
Active
LAFFAN, Seamus Francis→
director · ~58y · appointed 2001-08-16
View their other companies + combined net worth →
Active
FIRST SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 2001-08-16 · resigned 2001-08-16
Resigned
LAFFAN, Harriet→
director · ~60y · appointed 2001-08-16 · resigned 2002-09-10
Resigned
LAFFAN, Robert→
director · ~52y · appointed 2002-09-02 · resigned 2003-02-14
Resigned
FIRST DIRECTORS LIMITED→
corporate-nominee-director · appointed 2001-08-16 · resigned 2001-08-16
Resigned

Click a director name to see their full track record across all companies.

Recent filings (60 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-08
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-26
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-18
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-29
accounts-with-accounts-type-micro-entity
accounts · AA
2022-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-27
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-08
accounts-with-accounts-type-micro-entity
accounts · AA
2020-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-28
accounts-with-accounts-type-micro-entity
accounts · AA
2019-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-08-30