CONTAGIOUS (UK) LIMITED
- · Refinance opportunity: under_pressure → ready
- · Oldest live charge 20.0y old — refinance window within 12 months
Picture improved over the last 30 days — 1 positive signal vs 0 negative.
- ↑Refinance opportunity: under_pressure → ready
No snapshot from 90 days ago — start tracking from today.
No snapshot from 180 days ago — start tracking from today.
Opportunity 80/100 (exceptional), bankability 85/100. Strong seller-intent signal (80/100, director aged 58). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · oldest 20.0y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 20.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (86/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
3 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 |
|---|---|---|---|
| Cash | £189.4k | £161.2k | £273.9k |
| Net assets | £249.8k | £373.4k | £343.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 capital
- • 2 capital
- • 1 accounts
- • 1 resolution
- • 2 capital
- • 1 accounts
- • 1 resolution
Corporate timeline (41 events)Click to expand
- 2026-06-23📄capital-cancellation-sharescapital · SH06
- 2026-06-23📄capital-return-purchase-own-sharescapital · SH03
- 2026-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-05-26📄resolutionresolution · RESOLUTIONS
- 2026-03-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-06➖DOBSON, Jason Marc resigneddirector
- 2025-12-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-02➖MILNE, Jason Edward resigneddirector
- 2025-11-04📄resolutionresolution · RESOLUTIONS
- 2025-11-03📄memorandum-articlesincorporation · MA
- 2025-05-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-17📍change-sail-address-company-with-new-addressaddress · AD02
- 2023-08-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-08-17📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2023-08-16➕MBM SECRETARIAL SERVICES LIMITED appointedcorporate-secretary
- 2023-07-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-07-27📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-07-27📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-27📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-27📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-27📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-27🔓Charge satisfied #1
- 2014-10-21➕MILNE, Jason Edward appointeddirector
- 2013-12-20➖YATES, Vaughan Christopher resignedsecretary
- 2013-12-20➖YATES, Vaughan Christopher resigneddirector
- 2013-12-20🔓Charge satisfied #2
- 2006-09-01➕DOBSON, Jason Marc appointeddirector
- 2006-08-11🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2006-07-26🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2002-10-01➕GRIFFITHS, Ewen Duncan appointeddirector
- 2001-09-21🏢Company incorporatedAs CONTAGIOUS (UK) LIMITED
- 2001-09-21➕CHAPMAN, Matthew appointeddirector
- 2001-09-21➕YATES, Vaughan Christopher appointedsecretary
- 2001-09-21➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2001-09-21➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 2001-09-21➕YATES, Vaughan Christopher appointeddirector
- 2001-09-21➕JORDANS (SCOTLAND) LIMITED appointedcorporate-nominee-director
- 2001-09-21➖JORDANS (SCOTLAND) LIMITED resignedcorporate-nominee-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: DOBSON, Jason Marc resigned 2026-03-06; MILNE, Jason Edward resigned 2025-12-02
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Matthew Chapman Individual · British · DOB 12/1969 · age 57 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Ewen Duncan Griffiths Individual · British · DOB 01/1968 · age 58 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 6 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 11/08/2006 | 20/12/2013 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 26/07/2006 | 27/05/2021 |