WILLOWSKI PROPERTIES (DINGWALL) LIMITED
- · Oldest live charge 22.4y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (93/100, director aged 71). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
2 live charges · oldest 22.4y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 22.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 |
|---|---|
| Average employees | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
Corporate timeline (27 events)Click to expand
- 2026-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-11📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2025-05-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-05-18🔓Charge satisfied #1
- 2021-05-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-03-13📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-11-30📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-11-20📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-05-14📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-10-11🔓Charge satisfied #2
- 2004-06-07🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 2004-01-12🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2001-11-16🏢Company incorporatedAs WILLOWSKI PROPERTIES (DINGWALL) LIMITED
- 2001-11-16➕WILLOUGHHBY, Grant appointedsecretary
- 2001-11-16➕KRZYZANOWSKI, Monica appointeddirector
- 2001-11-16➕WILLOUGHHBY, Grant appointeddirector
- 2001-11-16➕WATERLOW SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2001-11-16➖WATERLOW SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2001-11-16➕WATERLOW NOMINEES LIMITED appointedcorporate-nominee-director
- 2001-11-16➖WATERLOW NOMINEES LIMITED resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 71 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Grant Willoughby Individual · United Kingdom · DOB 10/1956 · age 70 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 07/06/2004 | 11/10/2013 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 12/01/2004 | 18/05/2022 |