D & G FIRE PROTECTION LIMITED
- · Oldest live charge 24.2y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 24.2y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 24.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £141.6k | £158.9k |
| Current assets | £163.7k | £242.7k |
| Net assets | £141.1k | £147.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (30 events)Click to expand
- 2025-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-31📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-03-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-28📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-28📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-03-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-09-13🔓Charge satisfied #2
- 2023-01-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-01-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-09➖HUTCHISON, Frazer resigneddirector
- 2022-12-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-11-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2010-02-26🔒Charge registered #2Lender: Royal Bank of Scotland PLC
- 2002-02-26🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2001-11-21🏢Company incorporatedAs D & G FIRE PROTECTION LIMITED
- 2001-11-21➕WALTERS, John appointedsecretary
- 2001-11-21➕RUSSELL, Scot appointeddirector
- 2001-11-21➕WALTERS, John appointeddirector
- 2001-11-21➕FIRST SCOTTISH SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2001-11-21➖FIRST SCOTTISH SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2001-11-21➕HUTCHISON, Frazer appointeddirector
- 2001-11-21➕FIRST SCOTTISH INTERNATIONAL SERVICES LIMITED appointedcorporate-nominee-director
- 2001-11-21➖FIRST SCOTTISH INTERNATIONAL SERVICES LIMITED resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Taylor Anne Walters Individual · British · DOB 09/1990 · age 36 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 25/03/2025 |
Mr Frazer Hutchison Individual · British · DOB 10/1958 · age 68 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/09/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Other · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LESMAHAGOW DEVELOPMENT TRUST→ SC364744 · est 2009 | — | — | £358.5k | — | 16y | 83 | 58y |
| GP SCOTLAND LIMITED→ SC181457 · est 1997 | — | — | £2 | — | 28y | 82 | 83y |
| W & J BARR & SONS (SCOTLAND) LIMITED→ SC013396 · est 1924 · no financials extracted | — | — | — | — | 101y | 82 | 65y |
| ADAM'S COMMUNITY TRUST→ SC346177 · est 2008 · no financials extracted | — | — | — | — | 17y | 81 | 63y |
| EDINBURGH BUILDING SAFETY ORGANISATION LIMITED→ SC037905 · est 1962 · no financials extracted | — | — | — | — | 63y | 81 | 64y |
| ROTABROACH DIRECT LTD→ SC375155 · est 2010 | — | — | — | — | 16y | 81 | 58y |
| THINK SCOTLAND LIMITED→ SC312320 · est 2006 | — | — | — | 300 | 19y | 81 | 59y |
| THREESTANES LIMITED→ SC370737 · est 2010 | — | — | — | — | 16y | 81 | 64y |
| UTHEO LIMITED→ SC145454 · est 1993 · no financials extracted | — | — | — | — | 32y | 81 | 84y |
| WELLCROFT LIMITED→ SC161235 · est 1995 | — | — | — | 0 | 30y | 81 | 63y |
| AC&H 181 LIMITED→ SC258643 · est 2003 · no financials extracted | — | — | — | — | 22y | 80 | 68y |
| AIRCOM EUROPE LIMITED→ SC249671 · est 2003 | — | — | — | — | 23y | 80 | 61y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Floating charge | 1 property | 26/02/2010 | 13/09/2023 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 26/02/2002 | — |