CALA LAND INVESTMENTS LIMITED
🌳Matureactive
SC226976 · ltd · incorporated 2002-01-15
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
PursueActive trading company with a 61-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 67/100. Strong seller-intent signal (65/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 15 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
45 live charges · 15 lenders · oldest 24.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 24.1 years old — likely at or near maturity.
- · 15 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
45 charges (45/45 with lender, 45/45 with type)
90
Directors & officers
14 officers (3 active, 14 linked, 9 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
252 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 officers
Last 90 days
2
filings
- • 2 officers
Last 180 days
4
filings
- • 3 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (135 events)Click to expand
- 2026-04-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-23➖WHITAKER, Kevin resigneddirector
- 2026-02-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-15➕NICHOLSON, Thomas Marshall appointeddirector
- 2025-12-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-09-01➖STODDART, Neil John resigneddirector
- 2025-09-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-30➕RICE, Michael Daniel appointeddirector
- 2024-10-08📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-10-08📄legacyother · AGREEMENT2
- 2024-09-23📄legacyaccounts · PARENT_ACC
- 2024-09-23📄legacyother · GUARANTEE2
- 2023-11-08📄accounts-amended-with-accounts-type-audit-exemption-subsiduaryaccounts · AAMD
- 2023-11-08📄legacyaccounts · PARENT_ACC
- 2023-09-15📄legacyother · AGREEMENT2
- 2023-09-15📄legacyother · GUARANTEE2
- 2023-08-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-08-26📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2022-08-26📄legacyaccounts · PARENT_ACC
- 2022-08-26📄legacyother · AGREEMENT2
- 2022-08-26📄legacyother · GUARANTEE2
- 2021-09-23📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2019-03-12🔓Charge satisfied #44
- 2019-03-12🔓Charge satisfied #43
- 2019-03-12🔓Charge satisfied #42
- 2019-03-12🔓Charge satisfied #41
- 2019-03-12🔓Charge satisfied #40
- 2019-03-12🔓Charge satisfied #38
- 2019-03-12🔓Charge satisfied #36
- 2018-10-31➖REID, John Graham Gunn resigneddirector
- 2018-08-01➕WHITAKER, Kevin appointeddirector
- 2018-07-10🔒Charge registered #45Lender: Bank of Scotland PLC as Security Trustee
- 2018-04-30➖BROWN, Alan Duke resigneddirector
- 2018-04-30➕STODDART, Neil John appointeddirector
- 2018-01-19🔓Charge satisfied #39
- 2017-07-24➕LEDGE SERVICES LIMITED appointedcorporate-secretary
- 2017-07-24➖SIBBALD, Moira Ramsay resignedsecretary
- 2016-01-11➖MILLAR, Robert James resigneddirector
- 2014-04-30🔓Charge satisfied #1
- 2013-12-18🔒Charge registered #44Lender: Bank of Scotland PLC as Agent and Security Trustee for Each of the Senior Creditors (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01).
- 2013-12-18🔒Charge registered #43Lender: Bank of Scotland PLC as Agent and Security Trustee for Each of the Senior Creditors (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01).
- 2013-11-26🔓Charge satisfied #37
- 2013-03-18🔒Charge registered #42Lender: Bank of Scotland PLC
- 2013-03-18🔒Charge registered #41Lender: Bank of Scotland PLC
- 2011-04-22🔓Charge satisfied #32
- 2011-04-22🔓Charge satisfied #27
- 2010-07-15🔓Charge satisfied #35
- 2010-07-15🔓Charge satisfied #33
Showing most recent 50 of 135 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: STODDART, Neil John resigned 2025-09-01; WHITAKER, Kevin resigned 2026-04-23
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
2 corporate shareholders identified. Group structure is distributed.
🏛️significant stake
Cala Limited
Corporate parent · holds 25-50% shares
🏛️significant stake
Cala Management Limited
Corporate parent · holds 25-50% shares
⬇
CALA LAND INVESTMENTS LIMITED
This company · SC226976
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Cala Limited Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Cala Management Limited Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-01-15
Jurisdictionscotland
Primary SIC41100 — Development of building projects
Registered office
Adam House
5 Mid New Cultins
Edinburgh
EH11 4DU
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-29
Last: 2026-01-15
Officers (3 active · 11 resigned)
LEDGE SERVICES LIMITED→
Activecorporate-secretary · appointed 2017-07-24
View their other companies + combined net worth →
NICHOLSON, Thomas Marshall→
Activedirector · ~61y · appointed 2025-12-15
View their other companies + combined net worth →
RICE, Michael Daniel→
Activedirector · ~43y · appointed 2025-06-30
View their other companies + combined net worth →
SIBBALD, Moira Ramsay→
Resignedsecretary · appointed 2004-02-12 · resigned 2017-07-24
DM COMPANY SERVICES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2002-01-15 · resigned 2002-03-28
MD SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2002-03-28 · resigned 2004-02-12
ANDERSON, Bruce Smith→
Resigneddirector · ~63y · appointed 2002-03-28 · resigned 2003-11-27
BRADLEY, Pauline Anne→
Resigneddirector · ~65y · appointed 2002-03-28 · resigned 2003-11-27
BROWN, Alan Duke→
Resigneddirector · ~66y · appointed 2009-12-16 · resigned 2018-04-30
MILLAR, Robert James→
Resigneddirector · ~73y · appointed 2002-03-28 · resigned 2016-01-11
REID, John Graham Gunn→
Resigneddirector · ~62y · appointed 2002-03-28 · resigned 2018-10-31
STODDART, Neil John→
Resigneddirector · ~57y · appointed 2018-04-30 · resigned 2025-09-01
WHITAKER, Kevin→
Resigneddirector · ~57y · appointed 2018-08-01 · resigned 2026-04-23
DM DIRECTOR LIMITED→
Resignedcorporate-nominee-director · appointed 2002-01-15 · resigned 2002-03-28
Click a director name to see their full track record across all companies.
Mortgages & charges
45
Total charges
1
Outstanding
1
Active lenders
Status:Lender:45 of 45 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC as Security Trustee | A registered charge | 1 property | 10/07/2018 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC as Agent and Security Trustee for Each of the Senior Creditors (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01). | A registered charge | — | 18/12/2013 | 12/03/2019 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC as Agent and Security Trustee for Each of the Senior Creditors (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01). | A registered charge | — | 18/12/2013 | 12/03/2019 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | English deed of confirmation | 1 property | 18/03/2013 | 12/03/2019 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Scottish deed of confirmation | 1 property | 18/03/2013 | 12/03/2019 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Debenture | 1 property | 29/06/2010 | 12/03/2019 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 30/12/2009 | 19/01/2018 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Debenture | 1 property | 21/12/2009 | 12/03/2019 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Legal charge | 1 property | 21/12/2009 | 26/11/2013 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Bond & floating charge | 1 property | 21/12/2009 | 12/03/2019 | |
| satisfied | Cala Management Cala Management Limited | Standard security | 1 property | 08/03/2007 | 15/07/2010 | |
| satisfied | Cala Management Cala Management Limited | Legal charge | 1 property | 10/10/2006 | 09/06/2010 | |
| satisfied | Cala Management Cala Management Limited | Standard security | 2 properties | 07/08/2006 | 15/07/2010 | |
| satisfied | Cala Management Cala Management Limited | Legal charge | 1 property | 30/06/2006 | 22/04/2011 | |
| satisfied | Cala Management Cala Management Limited | Standard security | 1 property | 11/04/2006 | 15/07/2010 | |
| satisfied | Stewart Milne Group Stewart Milne Group Limited | Standard security | 1 property | 11/04/2006 | 23/10/2006 | |
| satisfied | Forth Ports Forth Ports PLC | Standard security | 1 property | 10/01/2006 | 10/03/2008 | |
| satisfied | Cala Management Cala Management Limited | Standard security | 1 property | 10/01/2006 | 15/07/2010 | |
| satisfied | Cala Management Cala Management Limited | Standard security | 1 property | 21/12/2005 | 22/04/2011 | |
| satisfied | Cala Management Cala Management Limited | Standard security | 1 property | 21/12/2005 | 10/03/2008 | |
| satisfied | Cala Management Cala Management Limited | Legal charge | 1 property | 26/10/2005 | 10/03/2008 | |
| satisfied | Cala Management Cala Management Limited | Standard security | 1 property | 18/07/2005 | 10/03/2008 | |
| satisfied | Cala Management Cala Management Limited | Standard security | 1 property | 22/06/2005 | 10/03/2008 | |
| satisfied | Cala Management Cala Management Limited | Standard security | 1 property | 14/06/2005 | 10/03/2008 | |
| satisfied | Cala Management Cala Management Limited | Legal charge | 1 property | 06/05/2005 | 05/06/2010 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/03/2005 | 10/03/2008 | |
| satisfied | Cala Mangement Cala Mangement Limited | Legal charge | 1 property | 17/09/2004 | 09/06/2010 | |
| satisfied | Cala Management Cala Management Limited | Standard security | 1 property | 05/05/2004 | 10/03/2008 | |
| satisfied | Cala Management Cala Management Limited | Standard security | 1 property | 03/05/2004 | 10/03/2008 | |
| satisfied | National Air Traffic Services National Air Traffic Services Limited | Standard security | 1 property | 03/05/2004 | 23/10/2006 | |
| satisfied | Cala Management Cala Management Limited | Standard security | 1 property | 22/04/2004 | 10/03/2008 | |
| satisfied | Cala Management Cala Management Limited | Legal charge | 1 property | 06/01/2004 | 10/03/2008 | |
| satisfied | Cala Management Cala Management Limited | Legal charge | 1 property | 05/01/2004 | 10/03/2008 | |
| satisfied | Cala Management Cala Management Limited | Legal charge | 1 property | 23/12/2003 | 10/03/2008 | |
| satisfied | Cala Management Cala Management Limited | Legal charge | 1 property | 25/11/2003 | 10/03/2008 | |
| satisfied | Cala Management Cala Management Limited | Standard security | 1 property | 08/09/2003 | 10/03/2008 | |
| satisfied | Cala Management Cala Management Limited | Standard security | 1 property | 02/05/2003 | 10/03/2008 | |
| satisfied | Argyll & Clyde Acute Hospitals National Health Service Trust | Standard security | 1 property | 11/09/2002 | 10/03/2008 | |
| satisfied | Cala Management Cala Management Limited | Standard security | 1 property | 25/07/2002 | 10/03/2008 | |
| satisfied | Lothian Primary Care Nhs Trust | Standard security | 1 property | 25/07/2002 | 10/03/2008 | |
| satisfied | Cala Management Cala Management Limited | Standard security | 1 property | 21/06/2002 | 10/03/2008 | |
| satisfied | Aberlady Properties and Another Aberlady Properties Limited and Another | Standard security | 1 property | 21/06/2002 | 10/03/2008 | |
| satisfied | Crest Nicholson Residential (South East) Crest Nicholson Residential (South East) Limited | Legal charge | 1 property | 30/04/2002 | 10/03/2008 | |
| satisfied | Sainsbury's Supermarkets Sainsbury's Supermarkets LTD | Standard security | 1 property | 02/04/2002 | 10/03/2008 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Floating charge | 1 property | 28/03/2002 | 30/04/2014 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (252 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-04-27
appoint-person-director-company-with-name-date
officers · AP01
2026-02-11
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-15
change-person-director-company-with-change-date
officers · CH01
2025-12-03
accounts-with-accounts-type-dormant
accounts · AA
2025-09-03
termination-director-company-with-name-termination-date
officers · TM01
2025-09-01
appoint-person-director-company-with-name-date
officers · AP01
2025-08-21
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-16
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-10-08
legacy
other · AGREEMENT2
2024-10-08
legacy
accounts · PARENT_ACC
2024-09-23
legacy
other · GUARANTEE2
2024-09-23
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-15
accounts-amended-with-accounts-type-audit-exemption-subsiduary
accounts · AAMD
2023-11-08
legacy
accounts · PARENT_ACC
2023-11-08