BRUCE GROUP SCOTLAND LIMITED

🌳Matureactive
SC236976 · ltd · incorporated 2002-09-18
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 11.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£409.4k
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Public houses and bars
Sector: Accommodation & food service
Investor take
Pursue
Active trading company with a 60-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 60). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 11.0y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 11.0 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 2 with DOB)
77
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
62 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £409,390
Cash YoY
+0%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£514
~ YoY
Net Worth
£409k
↑ 47% YoY
Current Assets
£1.3m
↑ 14% YoY
Current Liabilities
—
£0£258k£516k£774k£1.0m£1.3mJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-06-302024-06-30
Total assets£409.4k£279.4k
Current assets£1.29M£1.13M
Cash£514£514
Debtors£1.29M£1.13M
Net assets£409.4k£279.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2026-03-31
    📄
    accounts-with-accounts-type-group
    accounts · AA
  2. 2025-03-31
    📄
    accounts-with-accounts-type-group
    accounts · AA
  3. 2024-03-29
    📄
    accounts-with-accounts-type-group
    accounts · AA
  4. 2023-03-30
    📄
    accounts-with-accounts-type-group
    accounts · AA
  5. 2022-11-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2022-10-21
    🔒
    Charge registered #2
    Lender: Cynergy Bank Limited
  7. 2022-03-31
    📄
    accounts-with-accounts-type-group
    accounts · AA
  8. 2021-06-30
    📄
    accounts-with-accounts-type-group
    accounts · AA
  9. 2020-03-31
    📄
    accounts-with-accounts-type-group
    accounts · AA
  10. 2018-10-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2018-10-11
    📄
    accounts-with-accounts-type-group
    accounts · AA
  12. 2018-04-05
    📄
    accounts-with-accounts-type-group
    accounts · AA
  13. 2017-01-07
    📄
    accounts-with-accounts-type-group
    accounts · AA
  14. 2016-02-18
    📄
    accounts-with-accounts-type-group
    accounts · AA
  15. 2015-10-20
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2015-05-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2015-05-07
    🔒
    Charge registered #1
    Lender: Aib Group (UK) PLC
  18. 2010-03-01
    ➕
    THOMSON, Andrew Michael Macgregor appointed
    secretary
  19. 2010-03-01
    ➖
    KERR STIRLING LLP resigned
    corporate-secretary
  20. 2003-01-21
    ➕
    FULLERTON, Kevan Douglas appointed
    director
  21. 2003-01-21
    ➕
    PIATKOWSKI, Scott Fraser appointed
    director
  22. 2002-09-18
    🏢
    Company incorporated
    As BRUCE GROUP SCOTLAND LIMITED
  23. 2002-09-18
    ➕
    BRIAN REID LTD. appointed
    corporate-nominee-secretary
  24. 2002-09-18
    ➖
    BRIAN REID LTD. resigned
    corporate-nominee-secretary
  25. 2002-09-18
    ➕
    KERR STIRLING LLP appointed
    corporate-secretary
  26. 2002-09-18
    ➕
    STEPHEN MABBOTT LTD. appointed
    corporate-nominee-director
  27. 2002-09-18
    ➖
    STEPHEN MABBOTT LTD. resigned
    corporate-nominee-director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Scott Fraser Piatkowski
Individual · British · DOB 02/1974 · age 52
25–50%
—25-50% shares14/09/2016
Kevan Douglas Fullerton
Individual · British · DOB 08/1966 · age 60
25–50%
—25-50% shares14/09/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
DRUMOSSIE HOTEL LIMITED→
SC166906 · est 1996
£1.63M
£1.22M–£2.03M
——640029y8476y
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———1526y8364y
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——£263.0k—81y8369y
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———420016y8376y
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——£20.6k—19y8262y
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——£100.3k—29y8264y
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SC220895 · est 2001 · no financials extracted
————24y8265y
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———026y8273y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2002-09-18
Jurisdictionscotland
Primary SIC56302 — Public houses and bars

Registered office

Springfield House
Laurelhill Business Park
Stirling
FK7 9JQ
Scotland

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-10-02
Last: 2025-09-18

Officers (3 active · 3 resigned)

THOMSON, Andrew Michael Macgregor→
secretary · appointed 2010-03-01
View their other companies + combined net worth →
Active
FULLERTON, Kevan Douglas→
director · ~60y · appointed 2003-01-21
View their other companies + combined net worth →
Active
PIATKOWSKI, Scott Fraser→
director · ~52y · appointed 2003-01-21
View their other companies + combined net worth →
Active
BRIAN REID LTD.→
corporate-nominee-secretary · appointed 2002-09-18 · resigned 2002-09-18
Resigned
KERR STIRLING LLP→
corporate-secretary · appointed 2002-09-18 · resigned 2010-03-01
Resigned
STEPHEN MABBOTT LTD.→
corporate-nominee-director · appointed 2002-09-18 · resigned 2002-09-18
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Cynergy Bank
Cynergy Bank Limited
A registered charge—21/10/2022—
outstanding
Aib Group (UK)
Aib Group (UK) PLC
A registered charge—07/05/2015—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (62 total)

accounts-with-accounts-type-group
accounts · AA
2026-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-01
accounts-with-accounts-type-group
accounts · AA
2025-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-22
accounts-with-accounts-type-group
accounts · AA
2024-03-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-25
accounts-with-accounts-type-group
accounts · AA
2023-03-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-17
accounts-with-accounts-type-group
accounts · AA
2022-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-22
accounts-with-accounts-type-group
accounts · AA
2021-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-24
accounts-with-accounts-type-group
accounts · AA
2020-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-10-01