GIBSON KELLY ASSOCIATED LTD.

🌳Matureactive
SC241564 · ltd · incorporated 2002-12-23
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£462.5k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Other holiday and other collective accommodation
Sector: Accommodation & food service
ALSO REGISTERED FOR
  • 86220Specialist medical practice activities
Investor take
Pursue
Asset-holding vehicle with a 63-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (3 active, 6 linked, 2 with DOB)
77
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
61 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £462,543
Net assets shrinking
Down £29,826 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£463k
↓ 6.1% YoY
Current Assets
£46k
↓ 45% YoY
Current Liabilities
—
£0£98k£197k£295k£394k£492kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-312024-03-31
Total assets£462.5k£492.4k
Current assets£45.5k£83.3k
Net assets£462.5k£492.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 confirmation-statement
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-12-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-08-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-11-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-12-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2021-12-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2020-12-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2019-12-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2019-01-17
    📄
    capital-allotment-shares
    capital · SH01
  9. 2019-01-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2017-12-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2017-01-06
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  12. 2016-01-07
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2016-01-03
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2002-12-23
    🏢
    Company incorporated
    As GIBSON KELLY ASSOCIATED LTD.
  15. 2002-12-23
    ➕
    GIBSON, Fiona, Dr appointed
    secretary
  16. 2002-12-23
    ➕
    GIBSON, Fiona, Dr appointed
    director
  17. 2002-12-23
    ➕
    KELLY, Sean appointed
    director
  18. 2002-12-23
    ➕
    COSEC LIMITED appointed
    corporate-nominee-secretary
  19. 2002-12-23
    ➖
    COSEC LIMITED resigned
    corporate-nominee-secretary
  20. 2002-12-23
    ➕
    CODIR LIMITED appointed
    corporate-nominee-director
  21. 2002-12-23
    ➖
    CODIR LIMITED resigned
    corporate-nominee-director
  22. 2002-12-23
    ➕
    COSEC LIMITED appointed
    corporate-nominee-director
  23. 2002-12-23
    ➖
    COSEC LIMITED resigned
    corporate-nominee-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "GIBSON" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Dr Fiona Gibson
Individual · British · DOB 06/1964 · age 62
25–50%
25–50%25-50% shares · 25-50% voting04/12/2016
Mr Sean Kelly
Individual · British · DOB 11/1963 · age 63
25–50%
25–50%25-50% shares · 25-50% voting04/12/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2002-12-23
Jurisdictionscotland
Primary SIC55209 — Other holiday and other collective accommodation

Registered office

Cradlehall Farmhouse
Caulfield Rd North
Inverness
IV2 5NG

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-13
Last: 2026-02-27

Officers (3 active · 3 resigned)

GIBSON, Fiona, Dr→
secretary · appointed 2002-12-23
View their other companies + combined net worth →
Active
GIBSON, Fiona, Dr→
director · ~62y · appointed 2002-12-23
View their other companies + combined net worth →
Active
KELLY, Sean→
director · ~63y · appointed 2002-12-23
View their other companies + combined net worth →
Active
COSEC LIMITED→
corporate-nominee-secretary · appointed 2002-12-23 · resigned 2002-12-23
Resigned
CODIR LIMITED→
corporate-nominee-director · appointed 2002-12-23 · resigned 2002-12-23
Resigned
COSEC LIMITED→
corporate-nominee-director · appointed 2002-12-23 · resigned 2002-12-23
Resigned

Click a director name to see their full track record across all companies.

Recent filings (61 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-31
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-14
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-02
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-30
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-16
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-16
accounts-with-accounts-type-micro-entity
accounts · AA
2020-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-29
accounts-with-accounts-type-micro-entity
accounts · AA
2019-12-30