AMA CRAMOND (INVESTMENTS) LIMITED
🌳Matureactive
SC242496 · ltd · incorporated 2003-01-17
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
ALSO REGISTERED FOR
- 93110Operation of sports facilities
Investor take
PursueProperty-backed borrower with a 73-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 65/100. Strong seller-intent signal (83/100, director aged 73). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 8.3y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 3 with DOB)
78
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
77 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2025-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-04📄accounts-with-accounts-type-smallaccounts · AA
- 2023-06-07📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2023-06-07📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2023-05-30📄accounts-with-accounts-type-smallaccounts · AA
- 2023-03-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-03-02📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2023-03-02📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2023-03-02🔓Charge satisfied #1
- 2023-02-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-17🔒Charge registered #5Lender: Reward Finance Group Limited
- 2023-02-16🔒Charge registered #4Lender: Reward Finance Group Limited
- 2022-05-26📄accounts-with-accounts-type-smallaccounts · AA
- 2021-06-11📄accounts-with-accounts-type-smallaccounts · AA
- 2020-12-19📄accounts-with-accounts-type-smallaccounts · AA
- 2019-10-08📄accounts-with-accounts-type-smallaccounts · AA
- 2018-07-02📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-03-29📄resolutionresolution · RESOLUTIONS
- 2018-01-22🔒Charge registered #3Lender: Clydesdale Bank PLC
- 2018-01-17🔒Charge registered #2Lender: Clydesdale Bank PLC
- 2018-01-15🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2017-12-01➕CATTERALL, Christopher John appointedsecretary
- 2017-12-01➖CAIRNS, Martin Ian resignedsecretary
- 2017-11-27➕AFSHAR, Ali Behrooz, Dr appointeddirector
- 2010-12-02➕CAIRNS, Martin Ian appointedsecretary
- 2010-12-01➖MACKAY, Colin resignedsecretary
- 2008-01-11➖KNIGHT, David Jonathan resigneddirector
- 2004-02-09➕KNIGHT, David Jonathan appointeddirector
- 2003-08-27➕AFSHAR, Michael appointeddirector
- 2003-08-27➕MACKAY, Colin appointedsecretary
- 2003-08-27➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2003-08-27➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
- 2003-01-17🏢Company incorporatedAs AMA CRAMOND (INVESTMENTS) LIMITED
- 2003-01-17➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2003-01-17➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 73 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Ama (Cramond) Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Ama (Cramond) Ltd
Corporate parent · holds 75-100% shares
⬇
AMA CRAMOND (INVESTMENTS) LIMITED
This company · SC242496
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ama (Cramond) Ltd Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 01/01/2018 |
1 historic (ceased) PSC
- Mr Michael Afsharceased 01/01/2018· significant influence · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ANOTHER MAN'S CASTLE LIMITED→ SC588227 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AOUANE PROPERTY LTD→ SC726333 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| APERSPECTIVE LIMITED→ SC713217 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| APM LETTINGS LIMITED→ SC494171 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| APOGEEGB LTD→ SC731737 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| APPIN PROPERTY COMPANY LIMITED→ SC592239 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AQUA LEO PROPERTIES LTD→ SC809808 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARAY TRADING LIMITED→ SC279967 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| ARC PROPERTY SOLUTION (EDB) LTD→ SC843113 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ARCHIPELAGO PROPERTY INVESTMENTS LTD→ SC649974 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ARCINVEST ASSET MANAGEMENT LIMITED→ SC780073 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ARCPROPERTY MANAGEMENT & LETTINGS LTD→ SC806440 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-01-17
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
15 Coates Crescent
Edinburgh
Midlothian
EH3 7AF
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-31
Last: 2026-01-17
Officers (3 active · 5 resigned)
CATTERALL, Christopher John→
Activesecretary · appointed 2017-12-01
View their other companies + combined net worth →
AFSHAR, Ali Behrooz, Dr→
Activedirector · ~73y · appointed 2017-11-27
View their other companies + combined net worth →
AFSHAR, Michael→
Activedirector · ~72y · appointed 2003-08-27
View their other companies + combined net worth →
CAIRNS, Martin Ian→
Resignedsecretary · appointed 2010-12-02 · resigned 2017-12-01
MACKAY, Colin→
Resignedsecretary · appointed 2003-08-27 · resigned 2010-12-01
BRIAN REID LTD.→
Resignedcorporate-nominee-secretary · appointed 2003-01-17 · resigned 2003-08-27
KNIGHT, David Jonathan→
Resigneddirector · ~65y · appointed 2004-02-09 · resigned 2008-01-11
STEPHEN MABBOTT LTD.→
Resignedcorporate-nominee-director · appointed 2003-01-17 · resigned 2003-08-27
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
4
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Reward Finance Group Reward Finance Group Limited | A registered charge | 1 property | 17/02/2023 | — | |
| outstanding | Reward Finance Group Reward Finance Group Limited | A registered charge | 1 property | 16/02/2023 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | A registered charge | 3 properties | 22/01/2018 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | A registered charge | — | 17/01/2018 | — | |
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | — | 15/01/2018 | 02/03/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (77 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-21
accounts-with-accounts-type-small
accounts · AA
2024-07-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-20
mortgage-charge-whole-release-with-charge-number
mortgage · MR05
2023-06-07
mortgage-charge-whole-release-with-charge-number
mortgage · MR05
2023-06-07
accounts-with-accounts-type-small
accounts · AA
2023-05-30
mortgage-satisfy-charge-full
mortgage · MR04
2023-03-02
mortgage-charge-whole-release-with-charge-number
mortgage · MR05
2023-03-02
mortgage-charge-whole-release-with-charge-number
mortgage · MR05
2023-03-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-02-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-02-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-17
accounts-with-accounts-type-small
accounts · AA
2022-05-26