GARVOCK SERVICES LIMITED
- · Oldest live charge 22.4y old — refinance window within 12 months
- 82110Combined office administrative service activities
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
1 live charge · oldest 22.4y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 22.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Average employees | 400 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 2 confirmation-statement
- • 1 accounts
- • 2 confirmation-statement
- • 1 accounts
Corporate timeline (27 events)Click to expand
- 2026-03-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-06-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-03-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-03-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-03-20➕WEBSTER, Pamela appointeddirector
- 2019-03-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-02-26📄change-person-director-company-with-change-dateofficers · CH01
- 2019-02-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-04-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-04-06📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-01-12➖WEBSTER, Alistair Stewart resigneddirector
- 2015-10-01➕WEBSTER, Christopher appointeddirector
- 2013-01-01➕WEBSTER, Isabella appointedsecretary
- 2012-12-31➖MURRAY, Keith resignedsecretary
- 2012-12-31➖MURRAY, Keith resigneddirector
- 2003-11-24🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2003-02-20🏢Company incorporatedAs GARVOCK SERVICES LIMITED
- 2003-02-20➕MURRAY, Keith appointedsecretary
- 2003-02-20➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2003-02-20➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 2003-02-20➕MURRAY, Keith appointeddirector
- 2003-02-20➕WEBSTER, Alistair Stewart appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Christopher Webster Individual · British · DOB 07/1975 · age 51 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Manufacturing · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| RIS (FIFE) LIMITED→ SC442498 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| RV WOODCRAFT LIMITED→ SC802883 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| S. KORONKA (MANUFACTURING) LIMITED→ SC056866 · est 1974 · no financials extracted | — | — | — | — | 51y | — | — |
| SOMA ENERGY LTD→ SC828676 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| SRD AUTO LTD→ SC862336 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| STENCIL PRO LIMITED→ SC834752 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| STENICH MECHANICAL LTD→ SC672676 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| STM RECOVERY LTD→ SC833073 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| STONECARE (UK) LIMITED→ SC199722 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| STREETWISE ORIENTATION & NAVIGATION SYSTEMS LIMITED→ SC232053 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| STRUAN WATCHES LTD→ SC853137 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SUBMERTEC LIMITED→ SC116299 · est 1989 · no financials extracted | — | — | — | — | 37y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 24/11/2003 | — |