KIRKCALDY YMCA

🌳Matureactive

SC251119 · private-limited-guarant-nsc-limited-exemption · incorporated 2003-06-13

Investment thesis

Looks cheap but ownership + security both unclear — probable value trap.

Why interesting: Headline metrics may be attractive.

Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 21.4y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

77/100

Strong

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What this business does

Primary activity: Other amusement and recreation activities n.e.c.

Sector: Arts, entertainment & recreation

Investor take

Pursue

Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 21.4y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 21.4 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: low (47/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

35 officers (10 active, 35 linked, 26 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

Network not yet resolved

Filing history

111 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (85 events)Click to expand

2025-08-19
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-08-19
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-08-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-08-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-08-06
➕
BURNS, Brendan appointed
director
2025-08-06
➕
MACRAE, Lindsey appointed
director
2025-08-06
➖
RUSSELL, Karen Marie resigned
director
2025-08-06
➖
STEELE, Robert Stewart resigned
director
2025-06-24
📄
accounts-with-accounts-type-small
accounts · AA
2024-09-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-09-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-09-18
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-09-18
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2024-09-18
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2024-08-01
📄
accounts-with-accounts-type-small
accounts · AA
2024-07-01
➕
MELVILLE, Archie appointed
secretary
2024-06-30
➕
FRASER, Anne appointed
director
2024-06-30
➕
MELVILLE, Archie appointed
director
2024-06-30
➖
KELLY, Deborah resigned
secretary
2024-06-30
➖
KELLY, Deborah resigned
director
2024-03-08
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-03-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-03-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-12-23
➖
MAIN, Robert resigned
director
2023-09-23
➕
CONNELLY, Euan appointed
director
2023-09-23
➕
RUSSELL, Karen Marie appointed
director
2023-09-22
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2023-09-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-09-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-09-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-09-22
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2023-09-20
➕
KELLY, Deborah appointed
secretary
2023-09-20
➖
SELBIE, Kenneth James resigned
secretary
2023-09-20
➕
KELLY, Deborah appointed
director
2023-09-20
➖
KILGOUR, Robert resigned
director
2023-09-20
➖
SELBIE, Kenneth James resigned
director
2023-07-06
📄
accounts-with-accounts-type-small
accounts · AA
2023-02-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-02-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-02-01
➖
CAMPBELL, Nikki resigned
director
2023-02-01
➖
WARBURTON, Kirsten resigned
director
2022-11-10
➕
EASTON, Liz appointed
director
2022-11-10
➕
URQUHART, Ian appointed
director
2022-08-10
➖
CLARK, John Gilmour resigned
director
2022-08-10
➖
MELVILLE, Archie resigned
director
2022-08-10
➖
SIM, Tessa Melynda resigned
director
2021-11-04
➖
MAIN, Robert resigned
secretary
2021-11-03
➕
SELBIE, Kenneth James appointed
secretary
2020-06-04
➖
CAMPBELL, Nikki resigned
secretary
2020-06-04
➕
MAIN, Robert appointed
secretary

Showing most recent 50 of 85 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-9 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

50/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.

Red flags

1 med ·

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: RUSSELL, Karen Marie resigned 2025-08-06; STEELE, Robert Stewart resigned 2025-08-06

Similar companies

Active · Leisure & entertainment · KY postcode area

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PAULA OBRIEN LTD→ SC707006 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
PEQUEÑOS TESOROS EN ESCOCIA LIMITED→ SC683300 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
PITTENWEEM TENNIS CLUB LTD→ SC551716 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
ROWEN EVENTS LTD→ SC600596 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
SCOTTISH DARTS ASSOCIATION→ SC105949 · est 1987 · no financials extracted	—	—	—	—	38y	—	—
SCOTTISH GOLF CHARITABLE TRUST LIMITED→ SC457520 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
SHOOTING STARS DANCE LTD→ SC457764 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
SOMOTHERLAND LTD→ SC444447 · est 2013 · no financials extracted	—	—	—	—	13y	—	—
SPIORAD SAOR LTD→ SC832881 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ST ANDREWS INTERNATIONAL GOLF CAMPS LTD→ SC642241 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
ST ANDREWS INTERNATIONAL LIMITED→ SC277726 · est 2004 · no financials extracted	—	—	—	—	21y	—	—
ST ANDREWS TOURS LTD→ SC884588 · est 2026 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated2003-06-13

Jurisdictionscotland

Primary SIC93290 — Other amusement and recreation activities n.e.c.

Registered office

Kirkcaldy Ymca

Hendry Crescent, Valley Gardens

Kirkcaldy

Fife

KY2 5UA

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-06-28

Last: 2025-06-14