LAZY SUNDAY LIMITED
🌳Matureactive
SC254652 · ltd · incorporated 2003-08-22
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£287.2k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 75/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 55). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 19.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 19.8 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
63 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £287,188
Cash YoY
-1%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£13k
~ YoY
Net Worth
£287k
↑ 2.9% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £562.6k | £553.2k |
| Cash | £13.3k | £13.4k |
| Net assets | £287.2k | £279.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
- 2026-03-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-22🔒Charge registered #4Lender: Allica Bank Limited
- 2023-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-05-18🔓Charge satisfied #1
- 2023-05-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-05-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-05-17🔓Charge satisfied #3
- 2023-05-17🔓Charge satisfied #2
- 2023-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-02📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2017-08-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2011-02-24🔒Charge registered #3Lender: Colin Montgomery & Another
- 2006-10-05🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2006-07-25🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2003-08-22🏢Company incorporatedAs LAZY SUNDAY LIMITED
- 2003-08-22➕MONTGOMERY, Evelyn Marie appointedsecretary
- 2003-08-22➕MONTGOMERY, Colin appointeddirector
- 2003-08-22➕MONTGOMERY, Evelyn Marie appointeddirector
- 2003-08-22➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2003-08-22➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2003-08-22➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2003-08-22➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Colin Montgomery Individual · Scottish · DOB 02/1972 · age 54 | 25–50% | — | sig. influence25-50% shares · significant influence | 06/04/2016 |
Mrs Evelyn Marie Montgomery Individual · British · DOB 11/1971 · age 55 | 25–50% | — | sig. influence25-50% shares · significant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LEASELORDS LIMITED→ SC837137 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| LEMAY INVESTMENTS LIMITED→ SC253839 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| LEMON2017 LIMITED→ SC573274 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| LENNON PROPERTY LTD→ SC708702 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| LETSBWISE SALES LTD→ SC844591 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| LEYDEN INVESTMENTS LIMITED→ SC049347 · est 1971 · no financials extracted | — | — | — | — | 54y | — | — |
| LIDDELL BUCHANAN PROPERTIES LIMITED→ SC555387 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| LILYBANK PROPERTIES LIMITED→ SC606041 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| LIN PROPERTY MANAGEMENT LTD→ SC744082 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| LIST ONE LIMITED→ SC855579 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LIVE WITH US LTD→ SC815208 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| LIVMURVIV PROPERTIES LTD→ SC555313 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-08-22
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
71 Rodger Avenue
Newton Mearns
Glasgow
G77 6JS
Scotland
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-09-01
Last: 2025-08-18
Officers (3 active · 2 resigned)
MONTGOMERY, Evelyn Marie→
Activesecretary · appointed 2003-08-22
View their other companies + combined net worth →
MONTGOMERY, Colin→
Activedirector · ~54y · appointed 2003-08-22
View their other companies + combined net worth →
MONTGOMERY, Evelyn Marie→
Activedirector · ~55y · appointed 2003-08-22
View their other companies + combined net worth →
BRIAN REID LTD.→
Resignedcorporate-nominee-secretary · appointed 2003-08-22 · resigned 2003-08-22
STEPHEN MABBOTT LTD.→
Resignedcorporate-nominee-director · appointed 2003-08-22 · resigned 2003-08-22
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
1
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Allica Bank Allica Bank Limited | A registered charge | 3 properties | 22/12/2023 | — | |
| satisfied | Colin Montgomery & Another | Standard security | 1 property | 24/02/2011 | 17/05/2023 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 2 properties | 05/10/2006 | 17/05/2023 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 25/07/2006 | 18/05/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (63 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-08
mortgage-satisfy-charge-full
mortgage · MR04
2023-05-18
mortgage-satisfy-charge-full
mortgage · MR04
2023-05-17
mortgage-satisfy-charge-full
mortgage · MR04
2023-05-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-01