INVERNESS COMPUTER CENTRE LTD.
🌳Matureactive
SC255445 · ltd · incorporated 2003-09-05
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 22.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Retail sale of computers, peripheral units and software in specialised stores
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
1 live charge · oldest 22.4y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 22.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 2 with DOB)
77
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
62 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-11-30 | 2024-11-30 |
|---|---|---|
| Average employees | 7 | 700 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-03-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-22📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-05-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-04-07📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-04-26📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-09-23📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-02-22➕BAIN, Sara appointedsecretary
- 2013-02-22➕BAIN, Sara appointeddirector
- 2013-02-22➖MCKENDRICK, John Richmond resignedsecretary
- 2003-11-24🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2003-09-05🏢Company incorporatedAs INVERNESS COMPUTER CENTRE LTD.
- 2003-09-05➕MCKENDRICK, Robert William John appointeddirector
- 2003-09-05➕MCKENDRICK, John Richmond appointedsecretary
- 2003-09-05➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2003-09-05➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2003-09-05➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2003-09-05➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Robert Mckendrick Individual · British · DOB 09/1969 · age 57 | 50–75% | — | 50-75% shares | 01/09/2016 |
Ms Sara Bain Individual · British · DOB 03/1973 · age 53 | 25–50% | — | 25-50% shares | 01/09/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Retail · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| SKYE'S FINISHING TOUCHES LTD→ SC374899 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| SKYMOUNT LIMITED→ SC226228 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| SOUTH QUEENSFERRY HEALTHCARE LIMITED→ SC786565 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| SPEYSIDE ECO-HEAT LIMITED→ SC418480 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| STUFF'D UP LTD→ SC859379 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SUMMIT STRIDE LTD→ SC872021 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SUPRAV FUELS & SHOP LIMITED→ SC814088 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| SWANSONS FRUIT COMPANY LIMITED→ SC249181 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| SWEETS + TREATS LTD→ SC711155 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| TARGET DISCOUNT LIMITED→ SC141884 · est 1992 · no financials extracted | — | — | — | — | 33y | — | — |
| TASK IN HAND LIMITED→ SC861733 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| TC INC LTD→ SC673645 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-09-05
Jurisdictionscotland
Primary SIC47410 — Retail sale of computers, peripheral units and software in specialised stores
Registered office
21-23 Greig Street
Inverness
IV3 5PX
Scotland
Filing status
Accounts
Next due: 2027-08-31
Last made up to: 2025-11-30
Confirmation statement
Next due: 2026-09-15
Last: 2025-09-01
Officers (3 active · 3 resigned)
Active
Active
MCKENDRICK, Robert William John→
Activedirector · ~57y · appointed 2003-09-05
View their other companies + combined net worth →
MCKENDRICK, John Richmond→
Resignedsecretary · appointed 2003-09-05 · resigned 2013-02-22
BRIAN REID LTD.→
Resignedcorporate-nominee-secretary · appointed 2003-09-05 · resigned 2003-09-05
STEPHEN MABBOTT LTD.→
Resignedcorporate-nominee-director · appointed 2003-09-05 · resigned 2003-09-05
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 24/11/2003 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (62 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-08
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-11
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-11-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-13
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-26
accounts-with-accounts-type-micro-entity
accounts · AA
2022-03-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-22
change-person-director-company-with-change-date
officers · CH01
2021-09-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-09-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-23