STEPPING STONES NURSERIES (PETERHEAD) LIMITED
- · Oldest live charge 22.1y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 22.1y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 22.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £375.0k | £432.9k |
| Current assets | £9.2k | £14.1k |
| Debtors | £6.7k | £11.7k |
| Net assets | £89.5k | £82.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 officers
Corporate timeline (41 events)Click to expand
- 2025-10-30➕STRACHAN, Isla Rebecca Ethel appointeddirector
- 2025-10-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-02-16📄capital-allotment-sharescapital · SH01
- 2021-02-16📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-16📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-02-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-02-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-04-01➕DUNCAN, Carole Anne appointeddirector
- 2016-12-10➖STRACHAN, Gordon Robert resigneddirector
- 2010-04-05➕STRACHAN, Eileen Isobel appointedsecretary
- 2010-04-05➖STRACHAN, Gordon Robert resignedsecretary
- 2010-04-05➕STRACHAN, Gordon Robert appointeddirector
- 2010-01-26🔒Charge registered #3Lender: Royal Bank of Scotland PLC
- 2006-02-07➖STRACHAN, Eileen Isobel resignedsecretary
- 2006-02-07➕STRACHAN, Gordon Robert appointedsecretary
- 2005-12-12➖STRACHAN, Gordon Robert resigneddirector
- 2005-03-31➕STRACHAN, Eileen Isobel appointeddirector
- 2005-03-31➖DONAGHY, Raymond resignedsecretary
- 2005-03-31➕STRACHAN, Eileen Isobel appointedsecretary
- 2005-03-31➖DONAGHY, Raymond resigneddirector
- 2005-03-31➖DONAGHY, Rebecca resigneddirector
- 2005-03-31➕STRACHAN, Gordon Robert appointeddirector
- 2004-06-15🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2004-03-04🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2003-12-15🏢Company incorporatedAs STEPPING STONES NURSERIES (PETERHEAD) LIMITED
- 2003-12-15➕DONAGHY, Raymond appointedsecretary
- 2003-12-15➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2003-12-15➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2003-12-15➕DONAGHY, Raymond appointeddirector
- 2003-12-15➕DONAGHY, Rebecca appointeddirector
- 2003-12-15➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2003-12-15➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Eileen Isobel Strachan Individual · Scottish · DOB 09/1973 · age 53 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 10/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| HADDO COUNTRY PARK FORUM LTD→ SC324915 · est 2007 | — | — | £76.6k | — | 18y | 81 | 76y |
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 9 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 26/01/2010 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 15/06/2004 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 04/03/2004 | — |