FRANK WILLIAMSON LIMITED
- · Oldest live charge 22.2y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 72). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 22.2y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 22.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
3 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2026-02-28 | 2025-02-28 | 2024-02-29 |
|---|---|---|---|
| Average employees | 10 | 1100 | 1100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (27 events)Click to expand
- 2026-05-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-04-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-04-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-10-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-11-28📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-11-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2014-10-08🔒Charge registered #2Lender: Bank of Scotland PLC
- 2012-10-23➕SINCLAIR, Allan William appointeddirector
- 2010-12-23➕FRASER AND MULLIGAN appointedcorporate-secretary
- 2010-12-23➖WILLIAMSON, James Robert Cogle resignedsecretary
- 2010-12-23➖WILLIAMSON, James Robert Cogle resigneddirector
- 2004-03-03🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2004-02-05🏢Company incorporatedAs FRANK WILLIAMSON LIMITED
- 2004-02-05➕SINCLAIR, Alison appointeddirector
- 2004-02-05➕WILLIAMSON, James Robert Cogle appointedsecretary
- 2004-02-05➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2004-02-05➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 2004-02-05➕WILLIAMSON, James Robert Cogle appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 72 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Allan William Sinclair Individual · Scottish · DOB 08/1981 · age 45 | 25–50% | — | 25-50% shares | 31/10/2017 |
Mr Sydney Allan Sinclair Individual · Scottish · DOB 12/1953 · age 73 | 25–50% | — | 25-50% shares | 31/10/2017 |
Mrs Alison Sinclair Individual · British · DOB 10/1954 · age 72 | 25–50% | — | 25-50% shares | 05/02/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 08/10/2014 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 03/03/2004 | — |