TOB FISHSELLING COMPANY LIMITED

📈Growthactive
SC267726 · ltd · incorporated 2004-05-11
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 21.9y old — refinance window within 12 months
🔒Estimated value
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Turnover
£17.3k
year to May 2025
Net worth
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 73-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 65/100. Strong seller-intent signal (83/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 4 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (78/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 21.9y

60/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 21.9 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.
  • · Profitable and stable/growing — lender coverage supportable.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
56 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Profitable
Profit before tax £5,566
Strong revenue growth
Turnover up 23% YoY
Turnover YoY
+23%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0May 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-05-312024-05-31
Turnover£17.3k£14.0k
Gross profit£17.3k£14.0k
Profit before tax£5.6k£2.6k
Average employees200200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
3
filings
  • 2 officers
  • 1 confirmation-statement
Last 90 days
3
filings
  • 2 officers
  • 1 confirmation-statement
Last 180 days
3
filings
  • 2 officers
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2026-05-04
    MACLEAN, Allan appointed
    director
  2. 2026-05-04
    MACLEAN, Allan resigned
    director
  3. 2026-05-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2026-05-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2025-09-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2025-02-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-10-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-10-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-10-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-10-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-10-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-02-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2017-10-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2016-11-14
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2016-05-13
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2015-09-22
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2015-05-21
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  18. 2010-06-21
    🔒
    Charge registered #4
    Lender: Clydesdale Bank PLC
  19. 2006-02-23
    🔒
    Charge registered #3
    Lender: Clydesdale Bank Public Limited Company
  20. 2004-07-13
    🔒
    Charge registered #2
    Lender: Clydesdale Bank Public Limited Company
  21. 2004-06-09
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  22. 2004-05-11
    🏢
    Company incorporated
    As TOB FISHSELLING COMPANY LIMITED
  23. 2004-05-11
    HEWITT, Derwyn appointed
    secretary
  24. 2004-05-11
    MACLACHLAINN, Calum Eoghann appointed
    director
  25. 2004-05-11
    MACLEAN, Allan appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 73 — succession pressure is live.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Calum Eoghann Maclachlainn
Individual · Scottish · DOB 12/1963 · age 63
2550%
25-50% shares06/04/2016
Mr Alan Maclean
Individual · British · DOB 05/1953 · age 73
2550%
25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2004-05-11
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

8a Baliscate
Tobermory
Isle Of Mull
PA75 6QA

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-05-16
Last: 2026-05-02

Officers (3 active · 1 resigned)

HEWITT, Derwyn
secretary · appointed 2004-05-11
View their other companies + combined net worth →
Active
MACLACHLAINN, Calum Eoghann
director · ~63y · appointed 2004-05-11
View their other companies + combined net worth →
Active
MACLEAN, Allan
director · ~73y · appointed 2026-05-04
View their other companies + combined net worth →
Active
MACLEAN, Allan
director · ~73y · appointed 2004-05-11 · resigned 2026-05-04
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
4
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank PLC
Standard security1 property21/06/2010
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Mortgage1 property23/02/2006
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Ship mortgage1 property13/07/2004
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property09/06/2004
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (56 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-04
appoint-person-director-company-with-name-date
officers · AP01
2026-05-04
termination-director-company-with-name-termination-date
officers · TM01
2026-05-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-12
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-19