TOB FISHSELLING COMPANY LIMITED
- · Oldest live charge 21.9y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 65/100. Strong seller-intent signal (83/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 4 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (78/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 21.9y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 21.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Turnover | £17.3k | £14.0k |
| Gross profit | £17.3k | £14.0k |
| Profit before tax | £5.6k | £2.6k |
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 officers
- • 1 confirmation-statement
- • 2 officers
- • 1 confirmation-statement
- • 2 officers
- • 1 confirmation-statement
Corporate timeline (25 events)Click to expand
- 2026-05-04➕MACLEAN, Allan appointeddirector
- 2026-05-04➖MACLEAN, Allan resigneddirector
- 2026-05-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-05-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-10-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-11-14📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-13📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-09-22📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-05-21📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2010-06-21🔒Charge registered #4Lender: Clydesdale Bank PLC
- 2006-02-23🔒Charge registered #3Lender: Clydesdale Bank Public Limited Company
- 2004-07-13🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 2004-06-09🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2004-05-11🏢Company incorporatedAs TOB FISHSELLING COMPANY LIMITED
- 2004-05-11➕HEWITT, Derwyn appointedsecretary
- 2004-05-11➕MACLACHLAINN, Calum Eoghann appointeddirector
- 2004-05-11➕MACLEAN, Allan appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 73 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Calum Eoghann Maclachlainn Individual · Scottish · DOB 12/1963 · age 63 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Alan Maclean Individual · British · DOB 05/1953 · age 73 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 21/06/2010 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Mortgage | 1 property | 23/02/2006 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Ship mortgage | 1 property | 13/07/2004 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 09/06/2004 | — |