CITY HOTELS (DUNFERMLINE) LIMITED
📈Growthactive
SC267931 · ltd · incorporated 2004-05-14
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 21.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
PursueLeverage-led grower with a 75-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 65/100. Strong seller-intent signal (63/100, director aged 75). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (78/100).
🏦
Refinance opportunity
23 live charges · 2 lenders · oldest 21.9y
60/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 21.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
23 charges (23/23 with lender, 23/23 with type)
90
Directors & officers
7 officers (5 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
108 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Profitable
Profit before tax £1,219,603
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Profit before tax | £1.22M | £397.7k |
| Average employees | 104 | 15800 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (58 events)Click to expand
- 2026-03-30📄accounts-with-accounts-type-fullaccounts · AA
- 2025-10-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-01🔓Charge satisfied #18
- 2025-10-01🔓Charge satisfied #13
- 2025-06-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-06-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-06-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-05-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-03-28📄accounts-with-accounts-type-fullaccounts · AA
- 2024-03-29📄accounts-with-accounts-type-fullaccounts · AA
- 2023-11-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-29🔓Charge satisfied #2
- 2023-04-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-04-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-04-26🔓Charge satisfied #15
- 2023-04-26🔓Charge satisfied #11
- 2023-03-31📄accounts-with-accounts-type-fullaccounts · AA
- 2022-03-31📄accounts-with-accounts-type-fullaccounts · AA
- 2021-06-30📄accounts-with-accounts-type-fullaccounts · AA
- 2020-03-27📄accounts-with-accounts-type-fullaccounts · AA
- 2019-09-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-09-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-09-04🔒Charge registered #23Lender: Bank of Scotland PLC
- 2019-09-04🔒Charge registered #22Lender: Bank of Scotland PLC
- 2018-07-06🔒Charge registered #21Lender: Bank of Scotland PLC
- 2018-06-27🔒Charge registered #20Lender: Bank of Scotland PLC
- 2018-06-27🔒Charge registered #19Lender: Bank of Scotland PLC
- 2017-08-30🔒Charge registered #18Lender: Bank of Scotland PLC
- 2017-05-19🔓Charge satisfied #7
- 2017-04-13🔒Charge registered #17Lender: Bank of Scotland PLC
- 2016-05-10🔒Charge registered #16Lender: Bank of Scotland PLC
- 2015-10-21🔒Charge registered #15Lender: Bank of Scotland PLC
- 2015-10-21🔒Charge registered #14Lender: Bank of Scotland PLC
- 2014-08-11🔒Charge registered #13Lender: Bank of Scotland PLC
- 2014-04-09🔒Charge registered #12Lender: Bank of Scotland PLC
- 2014-04-09🔒Charge registered #11Lender: Bank of Scotland PLC
- 2013-03-07🔒Charge registered #10Lender: Bank of Scotland PLC
- 2013-03-05🔒Charge registered #9Lender: Bank of Scotland PLC
- 2013-03-05🔒Charge registered #8Lender: Bank of Scotland PLC
- 2013-03-05🔒Charge registered #7Lender: Bank of Scotland PLC
- 2013-03-05🔒Charge registered #6Lender: Bank of Scotland PLC
- 2013-03-05🔒Charge registered #5Lender: Bank of Scotland PLC
- 2013-03-05🔒Charge registered #4Lender: Bank of Scotland PLC
- 2013-03-05🔒Charge registered #3Lender: Bank of Scotland PLC
- 2013-03-05🔒Charge registered #2Lender: Bank of Scotland PLC
- 2013-03-01🔓Charge satisfied #1
- 2007-05-08➖PURPLE VENTURE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2007-04-16➕ADAMSON, Scott Campbell appointedsecretary
- 2004-07-07🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
Showing most recent 50 of 58 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 75 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
90/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
16 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Scott Campbell Adamson Individual · British · DOB 05/1974 · age 52 | 25–50% | — | 25-50% shares | 31/03/2025 |
2 historic (ceased) PSCs
- Mrs Mary Johnstone Adamsonceased 07/04/2025· significant influence
- Mr Stuart Adamsonceased 31/03/2025· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABBEYFORD CARAVAN COMPANY (SCOTLAND) LIMITED→ SC089169 · est 1984 · no financials extracted | — | — | — | — | 41y | 83 | 71y |
| DRUMOIG GOLF LIMITED→ SC356193 · est 2009 | — | — | — | 300 | 17y | 83 | 62y |
| P.E.M. (KIRKCALDY) LIMITED→ SC171947 · est 1997 | — | — | — | 1700 | 29y | 83 | 62y |
| THE EAST COAST PUB COMPANY LIMITED→ SC273238 · est 2004 | — | — | — | 1200 | 21y | 83 | 58y |
| A & D BAR SERVICES LTD→ SC372775 · est 2010 | — | — | — | 2300 | 16y | 82 | 59y |
| ADMINISTRATION OFFICE FOR EXAMINATIONS (UK) LIMITED→ SC191297 · est 1998 · no financials extracted | — | — | — | — | 27y | 82 | 77y |
| D.M.H. LETTINGS LTD→ SC163754 · est 1996 | — | — | £308.8k | — | 30y | 82 | 60y |
| GARVOCK LIMITED→ SC143272 · est 1993 | — | — | — | 5600 | 33y | 82 | 62y |
| KINGDOM HOTELS LIMITED→ SC336910 · est 2008 · no financials extracted | — | — | — | — | 18y | 82 | 81y |
| MOLINARO LIMITED→ SC380830 · est 2010 | — | — | £2.10M | — | 15y | 82 | 62y |
| MONIWAY LIMITED→ SC309356 · est 2006 | — | — | — | 100 | 19y | 82 | 64y |
| THE COCOA TREE SHOP LTD→ SC309783 · est 2006 | — | — | — | 2300 | 19y | 82 | 65y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-05-14
Jurisdictionscotland
Primary SIC55100 — Hotels and similar accommodation
Registered office
18 Bridge Street
Dunfermline
Fife
KY12 8DA
Scotland
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-06-24
Last: 2025-06-10
Officers (5 active · 2 resigned)
ADAMSON, Scott Campbell→
Activesecretary · appointed 2007-04-16
View their other companies + combined net worth →
ADAMSON, Craig John→
Activedirector · ~51y · appointed 2004-06-18
View their other companies + combined net worth →
ADAMSON, Mary Johnstone→
Activedirector · ~75y · appointed 2004-06-18
View their other companies + combined net worth →
ADAMSON, Scott Campbell→
Activedirector · ~52y · appointed 2004-06-18
View their other companies + combined net worth →
ADAMSON, Stuart→
Activedirector · ~75y · appointed 2004-06-18
View their other companies + combined net worth →
PURPLE VENTURE SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2004-05-14 · resigned 2007-05-08
PURPLE VENTURE INCORPORATION LIMITED→
Resignedcorporate-nominee-director · appointed 2004-05-14 · resigned 2004-06-18
Click a director name to see their full track record across all companies.
Mortgages & charges
23
Total charges
16
Outstanding
1
Active lenders
Status:Lender:23 of 23 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 04/09/2019 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 04/09/2019 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 06/07/2018 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 27/06/2018 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 27/06/2018 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 2 properties | 30/08/2017 | 01/10/2025 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 13/04/2017 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 10/05/2016 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 21/10/2015 | 26/04/2023 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 21/10/2015 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 11/08/2014 | 01/10/2025 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 09/04/2014 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 09/04/2014 | 26/04/2023 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Floating charge | 1 property | 07/03/2013 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 05/03/2013 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 05/03/2013 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 05/03/2013 | 19/05/2017 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 05/03/2013 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 05/03/2013 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 05/03/2013 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 05/03/2013 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 05/03/2013 | 29/11/2023 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 07/07/2004 | 01/03/2013 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (108 total)
accounts-with-accounts-type-full
accounts · AA
2026-03-30
mortgage-satisfy-charge-full
mortgage · MR04
2025-10-01
mortgage-satisfy-charge-full
mortgage · MR04
2025-10-01
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-06-24
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-06-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-06-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-05-16
accounts-with-accounts-type-full
accounts · AA
2025-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-10
accounts-with-accounts-type-full
accounts · AA
2024-03-29
mortgage-satisfy-charge-full
mortgage · MR04
2023-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-15
mortgage-satisfy-charge-full
mortgage · MR04
2023-04-26
mortgage-satisfy-charge-full
mortgage · MR04
2023-04-26