PUREWAL ENTERPRISES LIMITED
Opportunity 79/100 (strong), bankability 77/100. Strong seller-intent signal (93/100, director aged 75). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
9 live charges · 4 lenders · oldest 18.4y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 18.4 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.55M | £1.53M |
| Cash | £64.3k | £100.5k |
| Net assets | £1.19M | £1.07M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (42 events)Click to expand
- 2025-09-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-09-02🔓Charge satisfied #4
- 2020-08-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-08🔓Charge satisfied #8
- 2020-08-08🔓Charge satisfied #7
- 2020-08-08🔓Charge satisfied #6
- 2020-08-08🔓Charge satisfied #5
- 2020-08-08🔓Charge satisfied #2
- 2020-08-08🔓Charge satisfied #9
- 2020-08-08🔓Charge satisfied #3
- 2020-08-08🔓Charge satisfied #1
- 2019-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2014-07-02➖PUREWAL, Mandeep Kaur resignedsecretary
- 2008-02-19🔒Charge registered #8Lender: Clydesdale Bank PLC
- 2008-02-19🔒Charge registered #7Lender: Clydesdale Bank PLC
- 2008-02-19🔒Charge registered #6Lender: Clydesdale Bank PLC
- 2008-02-19🔒Charge registered #5Lender: Clydesdale Bank PLC
- 2008-02-19🔒Charge registered #2Lender: Other
- 2008-02-18🔒Charge registered #9Lender: Cathay (Scotland) Limited
- 2008-02-18🔒Charge registered #4Lender: Cathay (Scotland) Limited
- 2008-02-18🔒Charge registered #3Lender: Other
- 2007-12-14🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2004-06-21🏢Company incorporatedAs PUREWAL ENTERPRISES LIMITED
- 2004-06-21➕PUREWAL, Makhan Singh appointeddirector
- 2004-06-21➕PUREWAL, Mandeep Kaur appointedsecretary
- 2004-06-21➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2004-06-21➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2004-06-21➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2004-06-21➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "PUREWAL" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 75 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Makhan Singh Purewal Individual · British · DOB 05/1951 · age 75 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 19/02/2008 | 08/08/2020 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 2 properties | 19/02/2008 | 08/08/2020 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 19/02/2008 | 08/08/2020 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 19/02/2008 | 08/08/2020 | |
| satisfied | Other | Floating charge standard security | 1 property | 19/02/2008 | 08/08/2020 | |
| satisfied | Cathay (Scotland) Cathay (Scotland) Limited | Standard security | 1 property | 18/02/2008 | 08/08/2020 | |
| satisfied | Cathay (Scotland) Cathay (Scotland) Limited | Standard security | 1 property | 18/02/2008 | 02/09/2020 | |
| satisfied | Other | Standard security | 2 properties | 18/02/2008 | 08/08/2020 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 14/12/2007 | 08/08/2020 |