J M PRODUCTS LIMITED
💤Zombieactive
SC273013 · ltd · incorporated 2004-09-07
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
£20.5k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: SIC 46150
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 21.5y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 21.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (69/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
57 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £20,488
Key financials
1 year extracted from filed iXBRL accountsCash
£5k
Net Worth
£20k
Current Assets
£20k
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-08-31 |
|---|---|
| Total assets | £20.5k |
| Current assets | £20.0k |
| Cash | £5.4k |
| Debtors | £11.6k |
| Net assets | £20.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
- • 2 persons-with-significant-control
- • 1 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-12-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-12-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-30📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-11-17📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2025-10-27➖MAXWELL, James Mcmaster resigneddirector
- 2025-05-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-09-10➕MAXWELL, Cameron John appointeddirector
- 2018-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-05-29📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2004-11-15🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2004-09-07🏢Company incorporatedAs J M PRODUCTS LIMITED
- 2004-09-07➕MAXWELL, Eileen appointedsecretary
- 2004-09-07➕FIRST SCOTTISH SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2004-09-07➖FIRST SCOTTISH SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2004-09-07➕MAXWELL, James Mcmaster appointeddirector
- 2004-09-07➕FIRST SCOTTISH INTERNATIONAL SERVICES LIMITED appointedcorporate-nominee-director
- 2004-09-07➖FIRST SCOTTISH INTERNATIONAL SERVICES LIMITED resignedcorporate-nominee-director
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
55/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Eileen Maxwell Individual · British · DOB 03/1956 · age 70 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 27/10/2025 |
1 historic (ceased) PSC
- Mr James Mcmaster Maxwellceased 27/10/2025· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| AMZCONRSELL LIMITED→ SC866666 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| GIUSEPPE'S WINES LIMITED→ SC522547 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| H LOGISTICS LIMITED→ SC242751 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| HABBA CONSULTANCY LTD→ SC814071 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HAMILTON ELECTRICAL SUPPLIES LIMITED→ SC117733 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
| HILLWOOD FARM LTD→ SC728939 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| HLD FOODS LIMITED→ SC837911 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| HUNTER GLOBAL TRADE LIMITED→ SC873887 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| IVY TRADE SALES LTD→ SC581831 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| J CLARKE CATERING SUPPLIES LTD→ SC882940 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| J. & R. GOOD (WISHAW) LIMITED→ SC067632 · est 1979 · no financials extracted | — | — | — | — | 46y | — | — |
| J.I.T. INDUSTRIAL PRODUCTS LTD.→ SC120965 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-09-07
Jurisdictionscotland
Primary SIC46150 — SIC 46150
Registered office
15 Bailie Fyfe Way
Overtown
Wishaw
North Lanarkshire
ML2 0EH
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-10-24
Last: 2025-10-10
Officers (2 active · 3 resigned)
Active
MAXWELL, Cameron John→
Activedirector · ~43y · appointed 2018-09-10
View their other companies + combined net worth →
FIRST SCOTTISH SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2004-09-07 · resigned 2004-09-07
MAXWELL, James Mcmaster→
Resigneddirector · ~77y · appointed 2004-09-07 · resigned 2025-10-27
FIRST SCOTTISH INTERNATIONAL SERVICES LIMITED→
Resignedcorporate-nominee-director · appointed 2004-09-07 · resigned 2004-09-07
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 15/11/2004 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (57 total)
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-12-30
termination-director-company-with-name-termination-date
officers · TM01
2025-12-30
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-30
change-account-reference-date-company-previous-extended
accounts · AA01
2025-11-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-07