ARGYLL HOMECARE LIMITED

💤Zombieactive

SC275774 · ltd · incorporated 2004-11-09

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

Why now

Window steady · low confidence

Steady and stalled — no momentum either way. Needs an approach trigger.

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

—

book net assets

Opportunity

82/100

Exceptional

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What this business does

Primary activity: Social work activities without accommodation for the elderly and disabled

Sector: Human health & social work

Investor take

Pursue

Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 21.0y

45/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Oldest live charge is 21.0 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

2 officers (2 active, 2 linked, 1 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

52 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31	2023-12-31
Average employees	2300	2200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (19 events)Click to expand

2025-11-10
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-17
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-02
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-07
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-10-12
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-09-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-10-17
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-10-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2016-09-27
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-05-10
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2015-11-13
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-09-28
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-11-11
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-09-23
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2005-07-01
🔒
Charge registered #1
Lender: The Governor and Company of the Bank of Scotland
2004-11-09
🏢
Company incorporated
As ARGYLL HOMECARE LIMITED
2004-11-09
➕
MCGREGOR, Cameron Sinclair appointed
secretary
2004-11-09
➕
MCGREGOR, Tracy Dawn appointed
director

Owner dependency

98/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 59 — approaching natural succession window.
+No director turnover: Company is 22 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

85/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Cameron Sinclair Mcgregor Individual · Scottish · DOB 08/1965 · age 61	25–50%	—	25-50% shares	09/11/2016
Mrs Tracy Dawn Mcgregor Individual · British · DOB 02/1967 · age 59	25–50%	—	25-50% shares	09/11/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Healthcare & medical · PA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
ARGYLL AND BUTE CARE AND REPAIR→ SC221948 · est 2001	—	—	—	13	24y	83	81y
CRISIS→ SC166079 · est 1996 · no financials extracted	—	—	—	—	30y	83	83y
INVERCLYDE ASSOCIATION FOR MENTAL HEALTH→ SC193571 · est 1999 · no financials extracted	—	—	—	—	27y	83	83y
MID ARGYLL YOUTH DEVELOPMENT SERVICES→ SC396832 · est 2011 · no financials extracted	—	—	—	—	15y	83	74y
THE HAVEN KILMACOLM→ SC252971 · est 2003	—	—	£639.0k	—	22y	83	79y
ABBEY LABORATORY LIMITED→ SC227760 · est 2002	—	—	£5.0k	—	24y	82	61y
ABDUL HALEEM LIMITED→ SC343438 · est 2008	—	—	£1.68M	—	18y	82	59y
COMPLETE DENTISTRY LIMITED→ SC343834 · est 2008	—	—	£244.7k	—	18y	82	59y
RAM 211 LIMITED→ SC384523 · est 2010	—	—	—	21	15y	82	68y
WARDSIDE (HOLDINGS) LIMITED→ SC213967 · est 2000	—	—	—	0	25y	82	76y
CATCH SCOTLAND LTD→ SC386586 · est 2010	—	—	£345.6k	—	15y	81	82y
CROSSROADS (NORTH ARGYLL) CARE ATTENDANT SCHEME→ SC231988 · est 2002 · no financials extracted	—	—	—	—	24y	81	83y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2004-11-09

Jurisdictionscotland

Primary SIC88100 — Social work activities without accommodation for the elderly and disabled

Registered office

The Attic

Manse Brae

Lochgilphead

Argyll

PA31 8RA

Scotland

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-11-23

Last: 2025-11-09

Officers (2 active · 0 resigned)

MCGREGOR, Cameron Sinclair→

secretary · appointed 2004-11-09

View their other companies + combined net worth →

Active

MCGREGOR, Tracy Dawn→

director · ~59y · appointed 2004-11-09

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Bond & floating charge	1 property	01/07/2005	—

Click column headers to sort. Use filters above to narrow by status and lender.