RIA TRUSTEE LIMITED

🌳Matureactive

SC277184 · ltd · incorporated 2004-12-08

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Why now

Window steady · low confidence

Steady and tidy — no seller pressure yet. Approach only if an angle opens.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

—

book net assets

Opportunity

81/100

Exceptional

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other business support service activities n.e.c.

Sector: Administrative & support services

ALSO REGISTERED FOR

99999SIC 99999

Investor take

Pursue

Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 58). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

4 officers (3 active, 4 linked, 3 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

4 connected companies via shared directors

Filing history

49 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

81/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31	2023-12-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (21 events)Click to expand

2025-09-18
📄
accounts-with-accounts-type-dormant
accounts · AA
2024-09-26
📄
accounts-with-accounts-type-dormant
accounts · AA
2023-09-28
📄
accounts-with-accounts-type-dormant
accounts · AA
2022-09-22
📄
accounts-with-accounts-type-dormant
accounts · AA
2021-09-27
📄
accounts-with-accounts-type-dormant
accounts · AA
2020-09-29
📄
accounts-with-accounts-type-dormant
accounts · AA
2019-09-24
📄
accounts-with-accounts-type-dormant
accounts · AA
2018-09-20
📄
accounts-with-accounts-type-dormant
accounts · AA
2018-05-28
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2017-09-21
📄
accounts-with-accounts-type-dormant
accounts · AA
2017-08-04
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2016-09-12
📄
accounts-with-accounts-type-dormant
accounts · AA
2015-12-14
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-09-15
📄
accounts-with-accounts-type-dormant
accounts · AA
2014-12-17
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2009-12-17
➕
KORVIN, Ian Matthew appointed
director
2009-12-17
➖
THOMSON, John Kearsley resigned
director
2004-12-08
🏢
Company incorporated
As RIA TRUSTEE LIMITED
2004-12-08
➕
HAY SMITH, Lorna appointed
secretary
2004-12-08
➕
DEMPSTER, Stuart Alastair appointed
director
2004-12-08
➕
THOMSON, John Kearsley appointed
director

Owner dependency

76/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 58 — approaching natural succession window.

Succession & seller-readiness

76/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Ria Capital Markets Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Ria Capital Markets Limited

Corporate parent · holds 75-100% shares

ultimate parent

⬇

RIA TRUSTEE LIMITED

This company · SC277184

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Ria Capital Markets Limited Corporate entity	75–100%	—	75-100% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2004-12-08

Jurisdictionscotland

Primary SIC82990 — Other business support service activities n.e.c.

Registered office

91 George Street

Edinburgh

EH2 3ES

Scotland

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-12-22

Last: 2025-12-08

Officers (3 active · 1 resigned)

HAY SMITH, Lorna→

secretary · appointed 2004-12-08

View their other companies + combined net worth →

Active

DEMPSTER, Stuart Alastair→

director · ~58y · appointed 2004-12-08

View their other companies + combined net worth →

Active

KORVIN, Ian Matthew→

director · ~52y · appointed 2009-12-17

View their other companies + combined net worth →

Active

THOMSON, John Kearsley→

director · ~76y · appointed 2004-12-08 · resigned 2009-12-17

Resigned

Click a director name to see their full track record across all companies.