D & I RUTHERFORD (HOLDINGS) LIMITED

🌳Matureactive
SC280944 · ltd · incorporated 2005-03-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 20.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: SIC 99999
Sector: Extraterritorial bodies
Investor take
Pursue
Active trading company with a 65-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 20.9y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 20.9 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 5 with DOB)
81
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
72 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Apr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-302024-04-30

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 officers
Last 90 days
5
filings
  • • 3 officers
  • • 1 confirmation-statement
  • • 1 accounts
Last 180 days
5
filings
  • • 3 officers
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
  1. 2026-04-20
    ➕
    RUTHERFORD, Joyce Andrew appointed
    director
  2. 2026-04-20
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2026-03-23
    ➕
    RUTHERFORD, David Gordon appointed
    director
  4. 2026-03-23
    ➖
    RUTHERFORD, David Gordon, Mr. resigned
    director
  5. 2026-03-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2026-03-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2026-01-29
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  8. 2025-01-28
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  9. 2023-12-29
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  10. 2023-01-30
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2022-01-26
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  12. 2022-01-12
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  13. 2022-01-12
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  14. 2022-01-12
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  15. 2021-08-30
    ➖
    RUTHERFORD, Ian Gideon resigned
    director
  16. 2021-08-30
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2020-11-09
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  18. 2020-09-14
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2020-01-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2019-01-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2015-01-12
    ➕
    RUTHERFORD, David Gordon, Mr. appointed
    director
  22. 2015-01-12
    ➖
    RUTHERFORD, David Gordon resigned
    director
  23. 2005-05-25
    ➖
    HMS SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  24. 2005-05-20
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  25. 2005-04-25
    ➕
    RUTHERFORD, David Gordon appointed
    secretary
  26. 2005-04-25
    ➕
    RUTHERFORD, David Gordon appointed
    director
  27. 2005-04-25
    ➕
    RUTHERFORD, Ian Gideon appointed
    director
  28. 2005-04-25
    ➖
    HMS DIRECTORS LIMITED resigned
    corporate-nominee-director
  29. 2005-04-25
    ➖
    HMS SECRETARIES LIMITED resigned
    corporate-nominee-director
  30. 2005-03-02
    🏢
    Company incorporated
    As D & I RUTHERFORD (HOLDINGS) LIMITED
  31. 2005-03-02
    ➕
    HMS SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  32. 2005-03-02
    ➕
    HMS DIRECTORS LIMITED appointed
    corporate-nominee-director
  33. 2005-03-02
    ➕
    HMS SECRETARIES LIMITED appointed
    corporate-nominee-director

Owner dependency

96/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "RUTHERFORD" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 65 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr David Gordon Rutherford
Individual · British · DOB 02/1965 · age 61
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
2 historic (ceased) PSCs
  • Mr. David Gordon Rutherfordceased 20/12/2021· 75-100% shares · 75-100% voting · board control
  • Mr Ian Gideon Rutherfordceased 20/12/2021· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Other · IV postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
CARRON CRAFTS LTD→
SC837771 · est 2025 · no financials extracted
————1y——
COLIN FULTON LTD→
SC771116 · est 2023 · no financials extracted
————2y——
CORSO CORPORATION L.P.→
SL020592 · est 2015 · no financials extracted
————10y——
EASTER KELLAS FARM PARTNERSHIP→
SL001255 · est 1988 · no financials extracted
————37y——
EURASIA CORPORATION L.P.→
SL017817 · est 2014 · no financials extracted
————11y——
EUROGROUP LP→
SL025770 · est 2016 · no financials extracted
————10y——
EUROHOLD INVEST L.P.→
SL016663 · est 2014 · no financials extracted
————11y——
EUROPA CORPORATION L.P.→
SL019606 · est 2015 · no financials extracted
————11y——
EUROPA EXPORTS L.P.→
SL013787 · est 2013 · no financials extracted
————12y——
EUROPA FORWARDING L.P.→
SL018685 · est 2014 · no financials extracted
————11y——
EUROPA INVESTMENTS L.P.→
SL014721 · est 2013 · no financials extracted
————12y——
EUROPA L.P.→
SL013871 · est 2013 · no financials extracted
————12y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2005-03-02
Jurisdictionscotland
Primary SIC99999 — SIC 99999

Registered office

10 Knockbreck Street
Tain
Ross-Shire
IV19 1BJ
United Kingdom

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-01-26
Last: 2026-01-12

Officers (3 active · 6 resigned)

RUTHERFORD, David Gordon→
secretary · appointed 2005-04-25
View their other companies + combined net worth →
Active
RUTHERFORD, David Gordon→
director · ~61y · appointed 2026-03-23
View their other companies + combined net worth →
Active
RUTHERFORD, Joyce Andrew→
director · ~65y · appointed 2026-04-20
View their other companies + combined net worth →
Active
HMS SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 2005-03-02 · resigned 2005-05-25
Resigned
RUTHERFORD, David Gordon, Mr.→
director · ~61y · appointed 2015-01-12 · resigned 2026-03-23
Resigned
RUTHERFORD, David Gordon→
director · ~61y · appointed 2005-04-25 · resigned 2015-01-12
Resigned
RUTHERFORD, Ian Gideon→
director · ~68y · appointed 2005-04-25 · resigned 2021-08-30
Resigned
HMS DIRECTORS LIMITED→
corporate-nominee-director · appointed 2005-03-02 · resigned 2005-04-25
Resigned
HMS SECRETARIES LIMITED→
corporate-nominee-director · appointed 2005-03-02 · resigned 2005-04-25
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property20/05/2005—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (72 total)

appoint-person-director-company-with-name-date
officers · AP01
2026-04-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-23
appoint-person-director-company-with-name-date
officers · AP01
2026-03-23
termination-director-company-with-name-termination-date
officers · TM01
2026-03-23
accounts-with-accounts-type-dormant
accounts · AA
2026-01-29
accounts-with-accounts-type-dormant
accounts · AA
2025-01-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-16
accounts-with-accounts-type-dormant
accounts · AA
2023-12-29
accounts-with-accounts-type-dormant
accounts · AA
2023-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-12
accounts-with-accounts-type-dormant
accounts · AA
2022-01-26
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-01-12
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-01-12
confirmation-statement-with-updates
confirmation-statement · CS01
2022-01-12