S HUTCHISON (SCONE) LIMITED
🌳Matureactive
SC282444 · ltd · incorporated 2005-04-01
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 21.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£394.5k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Retail sale in non-specialised stores with food, beverages or tobacco predominating
Sector: Wholesale & retail
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 82/100 (exceptional), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 21.0y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 21.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 2 with DOB)
80
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £394,494
Key financials
2 years extracted from filed iXBRL accountsCash
£290k
Net Worth
£394k
Current Assets
£370k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £408.9k | — |
| Current assets | £370.1k | — |
| Cash | £289.8k | — |
| Debtors | £25.8k | — |
| Net assets | £394.5k | — |
| Average employees | — | 1300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
3
filings
- • 1 confirmation-statement
- • 1 officers
- • 1 accounts
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-03-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-09➕HUTCHISON, Ryan Jay appointeddirector
- 2026-02-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-01-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-26➖HUTCHISON, Derek William resignedsecretary
- 2017-09-26📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2017-01-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-04-08📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2005-07-07🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2005-05-05🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2005-04-01🏢Company incorporatedAs S HUTCHISON (SCONE) LIMITED
- 2005-04-01➕HUTCHISON, Susan Ellen appointeddirector
- 2005-04-01➕HUTCHISON, Derek William appointedsecretary
- 2005-04-01➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2005-04-01➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
Owner dependency
99/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "HUTCHISON" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
26/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- primaryFamily succession underway: Not a takeover target — HUTCHISON, Ryan Jay (same surname) appointed 2026-02-09. Pattern consistent with intra-family handover.
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Susan Ellen Hutchison Individual · British · DOB 04/1965 · age 61 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/04/2017 |
1 historic (ceased) PSC
- Mrs Susan Ellen Hutchisonceased 01/04/2019· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| PWAMM (SERVICES) LIMITED→ SC248245 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| REN ET VOIGT LIMITED→ SC283336 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| REPLAY MUSIC FESTIVAL LTD→ SC864004 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| RESTART LOCHABER COMMUNITY INTEREST COMPANY→ SC627206 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ROBERT NICOL LIMITED→ SC273331 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ROSS & ROSS HOLDINGS LTD→ SC756293 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| S & B 1 LTD→ SC853722 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SCOTT CONNECTIONS LIMITED→ SC570950 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| SPIRIT OF WOOD LIMITED→ SC245045 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| STACK YOUR LTD→ SC809654 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-04-01
Jurisdictionscotland
Primary SIC47110 — Retail sale in non-specialised stores with food, beverages or tobacco predominating
Registered office
104 Abbey Road
Scone
Perth
PH2 6RU
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-04-06
Last: 2026-03-23
Officers (2 active · 2 resigned)
HUTCHISON, Ryan Jay→
Activedirector · ~34y · appointed 2026-02-09
View their other companies + combined net worth →
HUTCHISON, Susan Ellen→
Activedirector · ~61y · appointed 2005-04-01
View their other companies + combined net worth →
HUTCHISON, Derek William→
Resignedsecretary · appointed 2005-04-01 · resigned 2017-09-26
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 2005-04-01 · resigned 2005-04-01
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 07/07/2005 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 05/05/2005 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (50 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-09
appoint-person-director-company-with-name-date
officers · AP01
2026-03-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-03-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-04-02