THE OLD LIBRARY LODGE LIMITED

🌳Matureactive
SC284164 · ltd · incorporated 2005-05-04
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 20.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
—
book net assets
Opportunity
82/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Active trading company with a 73-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (93/100, director aged 73). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 20.9y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 20.9 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 2 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
56 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Oct 2023Oct 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-10-312023-10-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2025-03-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-02-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-03-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-01-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2020-12-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2020-07-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2019-03-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2019-03-16
    🔓
    Charge satisfied #2
  9. 2019-03-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2017-11-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2017-01-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2016-05-04
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  13. 2016-01-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2015-05-19
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2014-12-05
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2014-05-25
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2014-05-25
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  18. 2012-10-30
    🔓
    Charge satisfied #1
  19. 2005-08-15
    🔒
    Charge registered #2
    Lender: Clydesdale Bank Public Limited Company
  20. 2005-06-15
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  21. 2005-05-04
    🏢
    Company incorporated
    As THE OLD LIBRARY LODGE LIMITED
  22. 2005-05-04
    ➕
    MURRAY, Lindsay Geraldine appointed
    secretary
  23. 2005-05-04
    ➕
    MURRAY, Lindsay Geraldine appointed
    director
  24. 2005-05-04
    ➕
    MURRAY, Nicholas John appointed
    director
  25. 2005-05-04
    ➕
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-nominee-secretary
  26. 2005-05-04
    ➖
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-nominee-secretary

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 73 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Nicholas John Murray
Individual · British · DOB 11/1953 · age 73
25–50%
—25-50% shares01/05/2017
Mrs Lindsay Geraldine Murray
Individual · British · DOB 02/1961 · age 65
25–50%
—25-50% shares01/05/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Property · PH postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
SCORIA ESTATE LTD→
SC827555 · est 2024 · no financials extracted
————1y——
SECOND COAST LIMITED→
SC681818 · est 2020 · no financials extracted
————5y——
SMURRANLEY INVESTMENTS LTD→
SC713971 · est 2021 · no financials extracted
————4y——
SOLID ASSET PROPERTIES LTD→
SC552923 · est 2016 · no financials extracted
————9y——
SPROG HOLDINGS LTD→
SC835035 · est 2025 · no financials extracted
————1y——
STRATHALLAN PROPERTIES LTD→
SC711443 · est 2021 · no financials extracted
————4y——
TAYLET LTD→
SC831323 · est 2024 · no financials extracted
————1y——
TAYMOUTH LEISURE LIMITED→
SC237037 · est 2002 · no financials extracted
————23y——
THE CAIRN PARTNERSHIP LIMITED→
SC286211 · est 2005 · no financials extracted
————20y——
THE LIME BLUE PROPERTY COMPANY LTD→
SC703220 · est 2021 · no financials extracted
————4y——
THE PROPERTY GIRLS LETTINGS LIMITED→
SC879842 · est 2026 · no financials extracted
———————
THIRTEEN REAL ESTATE LTD→
SC833790 · est 2025 · no financials extracted
————1y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2005-05-04
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Heatherlea
Glasnacardoch
Mallaig
Inverness-Shire
PH41 4RH

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-05-18
Last: 2025-05-04

Officers (3 active · 1 resigned)

MURRAY, Lindsay Geraldine→
secretary · appointed 2005-05-04
View their other companies + combined net worth →
Active
MURRAY, Lindsay Geraldine→
director · ~65y · appointed 2005-05-04
View their other companies + combined net worth →
Active
MURRAY, Nicholas John→
director · ~73y · appointed 2005-05-04
View their other companies + combined net worth →
Active
OSWALDS OF EDINBURGH LIMITED→
corporate-nominee-secretary · appointed 2005-05-04 · resigned 2005-05-04
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property15/08/200516/03/2019
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property15/06/200530/10/2012

Recent filings (56 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-15
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-06
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-18
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-04
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-04
accounts-with-accounts-type-micro-entity
accounts · AA
2020-12-10
accounts-with-accounts-type-micro-entity
accounts · AA
2020-07-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-05-15
mortgage-satisfy-charge-full
mortgage · MR04
2019-03-16
accounts-with-accounts-type-micro-entity
accounts · AA
2019-03-12