STIRLING GATEWAY HC LIMITED
- · Oldest live charge 20.1y old — refinance window within 12 months
Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · oldest 20.1y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 20.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
- · Not currently profitable — coverage conversation is a harder sell.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Profit before tax | £0 | £0 |
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 officers
Corporate timeline (91 events)Click to expand
- 2026-01-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-03➕CUNNINGHAM, Kevin Alistair appointeddirector
- 2025-11-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-01📄accounts-with-accounts-type-fullaccounts · AA
- 2025-08-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-07➖PEARCE, Glenn Sinclair resigneddirector
- 2025-02-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-02-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-20📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2025-02-06➕MCINALLY, Claire Agnes appointeddirector
- 2025-02-06➖GROAT, Alison resigneddirector
- 2024-11-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-13➖O'BRIEN, Kirsty resigneddirector
- 2024-11-13➕PEARCE, Glenn Sinclair appointeddirector
- 2024-09-10📄accounts-with-accounts-type-fullaccounts · AA
- 2024-06-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-08➕BOND, Josh Callum appointeddirector
- 2024-05-08➖CAVILL, John Ivor resigneddirector
- 2024-01-17📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-01-16📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2024-01-16📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-01-04➕INFRASTRUCTURE MANAGERS LIMITED appointedcorporate-secretary
- 2024-01-04➖DENTONS SECRETARIES LIMITED resignedcorporate-secretary
- 2023-12-01➕GROAT, Alison appointeddirector
- 2023-12-01➖SMITH, David Niall resigneddirector
- 2023-12-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-07📄accounts-with-accounts-type-fullaccounts · AA
- 2023-02-02➕DIX, Carl Harvey appointeddirector
- 2023-02-02➖WRINN, John resigneddirector
- 2022-11-21➕SMALL, Stewart William appointeddirector
- 2022-11-21➖VERMEER, Daniel Marinus Maria resigneddirector
- 2021-11-04➖GILMOUR, David Fulton resigneddirector
- 2021-11-04➕WRINN, John appointeddirector
- 2020-04-17➖JACK, Ronald Gilfillan resigneddirector
- 2020-04-17➕O'BRIEN, Kirsty appointeddirector
- 2017-12-15➖THOMPSON, Richard James resigneddirector
- 2017-12-15➕VERMEER, Daniel Marinus Maria appointeddirector
- 2017-10-27➕DENTONS SECRETARIES LIMITED appointedcorporate-secretary
- 2017-10-27➖MACLAY MURRAY & SPENS LLP resignedcorporate-nominee-secretary
- 2016-02-04➕CAVILL, John Ivor appointeddirector
- 2016-02-04➖BIIF CORPORATE SERVICES LIMITED resignedcorporate-director
- 2015-04-01➕JACK, Ronald Gilfillan appointeddirector
- 2015-04-01➖OGILVIE, Duncan Henderson, Mr. resigneddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 70 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Pfi Infrastructure Finance Limited holds 25-50% — a significant corporate investor but not a controlling parent.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Pfi Infrastructure Finance Limited Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ELGIN INFRASTRUCTURE LIMITED→ SC366432 · est 2009 | £50.96M £38.22M–£63.70M | — | — | 0 | 16y | 94 | 64y |
| STIRLING GATEWAY LIMITED→ SC291034 · est 2005 | £5.98M £4.49M–£7.48M | — | — | 0 | 20y | 88 | 70y |
| UNITED CAPITAL GROUP LTD→ SC550711 · est 2016 | £5.96M £4.47M–£7.45M | — | — | 297 | 9y | 84 | 83y |
| ELGIN EDUCATION (ABERDEENSHIRE 2) LIMITED→ SC259895 · est 2003 | £5.44M £4.08M–£6.80M | — | — | 0 | 22y | 84 | 64y |
| PPP SERVICES (NORTH AYRSHIRE) LIMITED→ SC294870 · est 2005 | £5.04M £3.78M–£6.30M | — | — | 0 | 20y | 87 | 60y |
| DISCOVERY EDUCATION PLC→ SC313681 · est 2006 | £4.97M £3.73M–£6.22M | — | — | 0 | 19y | 90 | 61y |
| ABC SCHOOLS LIMITED→ SC281989 · est 2005 | £4.71M £3.53M–£5.89M | — | — | 0 | 21y | 84 | 71y |
| PPP SERVICES (NORTH AYRSHIRE) HOLDINGS LIMITED→ SC294861 · est 2005 | £4.61M £3.46M–£5.76M | — | — | 0 | 20y | 87 | 60y |
| GLASGOW HEALTHCARE FACILITIES (HOLDINGS) LIMITED→ SC290718 · est 2005 | £4.00M £3.00M–£5.00M | — | — | 0 | 20y | 84 | 63y |
| DSF HOLDINGS LIMITED→ SC239681 · est 2002 | £3.91M £2.93M–£4.89M | — | — | 7 | 23y | 87 | 61y |
| LOCHGILPHEAD HEALTHCARE SERVICES LIMITED→ SC240996 · est 2002 | £3.83M £2.88M–£4.79M | — | — | 0 | 23y | 84 | 60y |
| FCC (EAST AYRSHIRE) LIMITED→ SC300469 · est 2006 | £3.70M £2.78M–£4.63M | — | — | 0 | 20y | 87 | 60y |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (7 active · 29 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Holding company assignation in security | 1 property | 20/09/2007 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Holding company assignation in security | 1 property | 21/04/2006 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Floating charge | 1 property | 21/04/2006 | — |