CURTIS MOTORS CUPAR LIMITED

🌳Matureactive
SC294891 · ltd · incorporated 2005-12-28
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 19.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: SIC 45112
Sector: Wholesale & retail
ALSO REGISTERED FOR
  • 45200SIC 45200
  • 45320Retail trade of motor vehicle parts and accessories
Investor take
Pursue
Active trading company with a 62-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (80/100, director aged 62). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 19.4y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 19.4 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
63 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Feb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-02-282024-02-28
Average employees4400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2025-11-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-11-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-10-26
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  4. 2024-10-26
    🔓
    Charge satisfied #2
  5. 2023-11-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-11-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-11-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-11-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-11-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-12-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2017-12-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2016-12-01
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2015-11-29
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2015-09-21
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-02-16
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2014-11-26
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2009-07-06
    🔓
    Charge satisfied #1
  18. 2007-01-09
    🔒
    Charge registered #2
    Lender: The Governor and Company of the Bank of Scotland
  19. 2006-11-22
    🔒
    Charge registered #1
    Lender: Curtis Properties Limited
  20. 2006-05-18
    ➕
    CURTIS, Isabel Katherine appointed
    secretary
  21. 2006-05-18
    ➕
    CURTIS, Andrew Richard appointed
    director
  22. 2006-05-18
    ➕
    CURTIS, Isabel Katherine appointed
    director
  23. 2006-05-18
    ➖
    D.W. COMPANY SERVICES LIMITED resigned
    corporate-nominee-secretary
  24. 2006-05-18
    ➖
    D.W. DIRECTOR 1 LIMITED resigned
    corporate-nominee-director
  25. 2005-12-28
    🏢
    Company incorporated
    As CURTIS MOTORS CUPAR LIMITED
  26. 2005-12-28
    ➕
    D.W. COMPANY SERVICES LIMITED appointed
    corporate-nominee-secretary
  27. 2005-12-28
    ➕
    D.W. DIRECTOR 1 LIMITED appointed
    corporate-nominee-director

Owner dependency

99/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "CURTIS" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 20 years.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Andrew Richard Curtis
Individual · United Kingdom · DOB 05/1964 · age 62
75–100%
—75-100% shares28/08/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
DOUGLAS CAMERON (PERTH) LIMITED→
SC100636 · est 1986
£4.61M
£3.69M–£5.53M
——5739y8581y
CAMERON MOTORS (PERTH) LIMITED→
SC057921 · est 1975
£1.74M
£1.39M–£2.09M
——6250y8481y
IAN H. CAMERON LIMITED→
SC035342 · est 1960
£1.73M
£1.38M–£2.07M
——4465y8581y
PERTHSHIRE CARAVANS LIMITED→
SC057390 · est 1975
£701.8k
£561.4k–£842.2k
——7551y8589y
ACTIVE SERVICE LIMITED→
SC300374 · est 2006
———720y8270y
CALLISTO GOLF EQUIPMENT LIMITED→
SC192559 · est 1999 · no financials extracted
————27y8278y
DRYSDALE MOTORCYCLES LIMITED→
SC232460 · est 2002
———723y8259y
GORDON MOTORS (CRIEFF) LIMITED→
SC335313 · est 2007
———90018y8270y
L & M RATTRAY LTD→
SC289928 · est 2005
———1220y8265y
LOCHSIDE GARAGE (BALLACHULISH) LTD.→
SC259682 · est 2003
——£22.9k—22y8260y
MEADOW GARAGE (CRIEFF) LTD.→
SC368226 · est 2009
——£296.4k—16y8267y
MOVING METAL LTD→
SC876363 · est 2026 · no financials extracted
———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2005-12-28
Jurisdictionscotland
Primary SIC45112 — SIC 45112

Registered office

2 & 3 Inchcape Place
North Muirton Industrial Estate
Perth
PH1 3DU

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-09-11
Last: 2025-08-28

Officers (3 active · 2 resigned)

CURTIS, Isabel Katherine→
secretary · appointed 2006-05-18
View their other companies + combined net worth →
Active
CURTIS, Andrew Richard→
director · ~62y · appointed 2006-05-18
View their other companies + combined net worth →
Active
CURTIS, Isabel Katherine→
director · ~60y · appointed 2006-05-18
View their other companies + combined net worth →
Active
D.W. COMPANY SERVICES LIMITED→
corporate-nominee-secretary · appointed 2005-12-28 · resigned 2006-05-18
Resigned
D.W. DIRECTOR 1 LIMITED→
corporate-nominee-director · appointed 2005-12-28 · resigned 2006-05-18
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Floating charge1 property09/01/200726/10/2024
satisfied
Curtis Properties
Curtis Properties Limited
Standard security1 property22/11/200606/07/2009

Recent filings (63 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-27
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-11-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-09-11