BANNERMAN JOHNSTONE MACLAY LIMITED

🌳Matureactive
SC297002 · ltd · incorporated 2006-02-10
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 13.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£417.8k
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Accounting and auditing activities
Sector: Professional, scientific & technical
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

1 live charge · oldest 13.0y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 13.0 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
14 officers (3 active, 14 linked, 11 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
95 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £417,846
Net assets shrinking
Down £14,428 YoY
Cash YoY
+62%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£426k
↑ 62% YoY
Net Worth
£418k
↓ 3.3% YoY
Current Assets
£558k
↑ 2.0% YoY
Current Liabilities
—
£0£112k£223k£335k£446k£558kApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-302024-04-30
Total assets£417.8k£432.3k
Current assets£557.8k£547.1k
Cash£426.4k£262.6k
Debtors£76.4k£229.5k
Net assets£417.8k£432.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (44 events)Click to expand
  1. 2025-06-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-05-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-11-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-09-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2023-04-28
    ➖
    MCBETH, Martin Gerrard resigned
    director
  6. 2023-04-28
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2023-04-26
    📄
    memorandum-articles
    incorporation · MA
  8. 2023-04-26
    📄
    resolution
    resolution · RESOLUTIONS
  9. 2022-12-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2022-11-30
    ➖
    MITCHELL, Julie resigned
    director
  11. 2022-11-30
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2022-01-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-01-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2019-12-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-06-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2019-06-18
    ➕
    HALDANE, Fraser David appointed
    director
  17. 2019-06-18
    ➕
    MITCHELL, Julie appointed
    director
  18. 2019-06-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2019-06-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2019-01-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2018-04-20
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  22. 2018-04-17
    ➕
    BELL, Gregor Frederick appointed
    director
  23. 2018-04-17
    ➖
    BELL, Gregor Frederick resigned
    director
  24. 2017-02-07
    ➖
    LAWSON, Stephen John resigned
    director
  25. 2017-02-03
    ➖
    LAWSON, Sheena Susan Louise resigned
    director
  26. 2015-11-28
    ➖
    MCKERRAL, Robert Burnside resigned
    secretary
  27. 2015-11-28
    ➖
    MCKERRAL, Robert Burnside resigned
    director
  28. 2015-01-01
    ➕
    BELL, Gregor Frederick appointed
    director
  29. 2014-05-01
    ➕
    LAWSON, Sheena Susan Louise appointed
    director
  30. 2013-04-18
    🔒
    Charge registered #1
    Lender: Clydesdale Bank PLC
  31. 2012-12-01
    ➖
    MACLAY, David James resigned
    director
  32. 2008-04-30
    ➖
    JOHNSTONE, Gordon James resigned
    director
  33. 2007-05-25
    ➕
    PATON, Douglas William appointed
    director
  34. 2006-04-21
    ➕
    MCKERRAL, Robert Burnside appointed
    secretary
  35. 2006-04-21
    ➖
    BOYDSLAW (SECRETARIAL SERVICES) LIMITED resigned
    corporate-secretary
  36. 2006-04-21
    ➕
    JOHNSTONE, Gordon James appointed
    director
  37. 2006-04-21
    ➕
    LAWSON, Stephen John appointed
    director
  38. 2006-04-21
    ➕
    MACLAY, David James appointed
    director
  39. 2006-04-21
    ➕
    MCBETH, Martin Gerrard appointed
    director
  40. 2006-04-21
    ➕
    MCKERRAL, Robert Burnside appointed
    director
  41. 2006-04-21
    ➖
    BOYDSLAW (DIRECTORS) LIMITED resigned
    corporate-director
  42. 2006-02-10
    🏢
    Company incorporated
    As BANNERMAN JOHNSTONE MACLAY LIMITED
  43. 2006-02-10
    ➕
    BOYDSLAW (SECRETARIAL SERVICES) LIMITED appointed
    corporate-secretary
  44. 2006-02-10
    ➕
    BOYDSLAW (DIRECTORS) LIMITED appointed
    corporate-director

Owner dependency

60/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

53/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondary12+ year tenure: Director in role 19 years.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Bannerman Johnstone Maclay Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Bannerman Johnstone Maclay Holdings Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
BANNERMAN JOHNSTONE MACLAY LIMITED
This company · SC297002

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Bannerman Johnstone Maclay Holdings Limited
Corporate entity
75–100%
—75-100% shares19/04/2018
2 historic (ceased) PSCs
  • Mr Martin Gerrard Mcbethceased 19/04/2018· 75-100% shares
  • Mrs Janet Mckerralceased 26/02/2017· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-02-10
Jurisdictionscotland
Primary SIC69201 — Accounting and auditing activities

Registered office

213 St Vincent Street
Glasgow
G2 5QY

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-02-24
Last: 2026-02-10

Officers (3 active · 11 resigned)

BELL, Gregor Frederick→
director · ~52y · appointed 2018-04-17
View their other companies + combined net worth →
Active
HALDANE, Fraser David→
director · ~36y · appointed 2019-06-18
View their other companies + combined net worth →
Active
PATON, Douglas William→
director · ~51y · appointed 2007-05-25
View their other companies + combined net worth →
Active
MCKERRAL, Robert Burnside→
secretary · appointed 2006-04-21 · resigned 2015-11-28
Resigned
BOYDSLAW (SECRETARIAL SERVICES) LIMITED→
corporate-secretary · appointed 2006-02-10 · resigned 2006-04-21
Resigned
BELL, Gregor Frederick→
director · ~52y · appointed 2015-01-01 · resigned 2018-04-17
Resigned
JOHNSTONE, Gordon James→
director · ~78y · appointed 2006-04-21 · resigned 2008-04-30
Resigned
LAWSON, Sheena Susan Louise→
director · ~53y · appointed 2014-05-01 · resigned 2017-02-03
Resigned
LAWSON, Stephen John→
director · ~55y · appointed 2006-04-21 · resigned 2017-02-07
Resigned
MACLAY, David James→
director · ~78y · appointed 2006-04-21 · resigned 2012-12-01
Resigned
MCBETH, Martin Gerrard→
director · ~62y · appointed 2006-04-21 · resigned 2023-04-28
Resigned
MCKERRAL, Robert Burnside→
director · ~72y · appointed 2006-04-21 · resigned 2015-11-28
Resigned
MITCHELL, Julie→
director · ~57y · appointed 2019-06-18 · resigned 2022-11-30
Resigned
BOYDSLAW (DIRECTORS) LIMITED→
corporate-director · appointed 2006-02-10 · resigned 2006-04-21
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank PLC
A registered charge1 property18/04/2013—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (95 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-07
change-person-director-company-with-change-date
officers · CH01
2023-09-15
termination-director-company-with-name-termination-date
officers · TM01
2023-04-28
memorandum-articles
incorporation · MA
2023-04-26
resolution
resolution · RESOLUTIONS
2023-04-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-28
termination-director-company-with-name-termination-date
officers · TM01
2022-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-31