CTA (SCOTLAND) LIMITED
🌳Matureactive
SC299733 · ltd · incorporated 2006-03-28
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 18.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£137.1k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Architectural activities
Sector: Professional, scientific & technical
Investor take
PursueActive trading company with a 71-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 71). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 18.0y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 18.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
56 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £137,125
Cash YoY
+2%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£4k
↑ 2.0% YoY
Net Worth
£137k
↑ 58% YoY
Current Assets
£136k
↑ 7.9% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £142.8k | £103.2k |
| Current assets | £136.1k | £126.2k |
| Cash | £4.4k | £4.3k |
| Debtors | £131.7k | £121.9k |
| Net assets | £137.1k | £86.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-08-01📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-07-08📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-06-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-12-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-08-04📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-12-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-06-07📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-07-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-10-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2016-09-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-04-21📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-08-19📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-04-21📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-04-21📄change-person-director-company-with-change-dateofficers · CH01
- 2015-04-21📄change-person-director-company-with-change-dateofficers · CH01
- 2010-09-04🔓Charge satisfied #2
- 2010-08-23🔒Charge registered #4Lender: Clydesdale Bank PLC
- 2010-05-06🔒Charge registered #3Lender: Clydesdale Bank PLC
- 2008-04-28🔒Charge registered #2Lender: Lloyds Tsb Scotland PLC
- 2008-04-17🔒Charge registered #1Lender: Lloyds Tsb Scotland PLC
- 2006-03-28🏢Company incorporatedAs CTA (SCOTLAND) LIMITED
- 2006-03-28➕THOMPSON, Caroline Euphemia appointedsecretary
- 2006-03-28➕THOMPSON, Caroline Euphemia appointeddirector
- 2006-03-28➕THOMPSON, Colin Stuart appointeddirector
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 71 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Caroline Euphemia Thompson Individual · British · DOB 09/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Colin Stuart Thompson Individual · British · DOB 02/1955 · age 71 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Professional services · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DANIEL MP LTD→ SC432421 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| DARWIN STRATEGIC SEARCH LIMITED→ SC884143 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| DASBO LIMITED→ SC347934 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| DAVID WALLACE CONTRACTS LTD→ SC630344 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| DBK ONE LIMITED→ SC712147 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| DEBRIK ENGINEERING CONSULTANT LIMITED→ SC735995 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| DEESIDE INVESTMENTS LIMITED→ SC388863 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| DENTAL IMPLANTS SCOTLAND LTD.→ SC858750 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DEOT CONSULTING LTD→ SC714041 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| DEVERON MECHANICAL SERVICES LIMITED→ SC700620 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| DGF CONSULTANCY LTD→ SC666463 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| DIACK ASSOCIATES LIMITED→ SC288554 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-03-28
Jurisdictionscotland
Primary SIC71111 — Architectural activities
Registered office
Old Chapel Road
Inverurie
AB51 4QN
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-11
Last: 2026-03-28
Officers (3 active · 0 resigned)
THOMPSON, Caroline Euphemia→
Activesecretary · appointed 2006-03-28
View their other companies + combined net worth →
THOMPSON, Caroline Euphemia→
Activedirector · ~61y · appointed 2006-03-28
View their other companies + combined net worth →
THOMPSON, Colin Stuart→
Activedirector · ~71y · appointed 2006-03-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
3
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 23/08/2010 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | Floating charge | 1 property | 06/05/2010 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Scotland PLC | Standard security | 1 property | 28/04/2008 | 04/09/2010 | |
| outstanding | Lloyds Banking Group Lloyds Tsb Scotland PLC | Bond & floating charge | 1 property | 17/04/2008 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (56 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-02
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-08-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-04
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-08
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-06-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-05
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-12-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-14
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-08-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-13
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-04-02
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2019-06-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-04-03