ABBEYFORT HOLIDAYS LIMITED
🌳Matureactive
SC301687 · ltd · incorporated 2006-05-03
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 19.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£408.0k
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 61-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 65/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 4 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 19.7y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 19.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
52 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £408,001
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£408k
↑ 4.3% YoY
Current Assets
£1k
↓ 72% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £256.9k | £260.1k |
| Current assets | £1.2k | £4.4k |
| Net assets | £408.0k | £391.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-02-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-02-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-01-03📄change-person-director-company-with-change-dateofficers · CH01
- 2019-12-31📄resolutionresolution · RESOLUTIONS
- 2019-12-30📄change-person-secretary-company-with-change-dateofficers · CH03
- 2019-12-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-12-30📄administrative-restoration-companyrestoration · RT01
- 2019-10-15📄gazette-dissolved-compulsorygazette · GAZ2
- 2019-07-30📄gazette-notice-compulsorygazette · GAZ1
- 2019-02-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-02-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2009-09-16🔒Charge registered #4Lender: Royal Bank of Scotland PLC
- 2008-08-12🔒Charge registered #3Lender: Royal Bank of Scotland PLC
- 2006-12-18🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2006-09-13🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2006-05-03🏢Company incorporatedAs ABBEYFORT HOLIDAYS LIMITED
- 2006-05-03➕MCINTYRE, Andrew David appointedsecretary
- 2006-05-03➕PHILLIPS, Margaret Elizabeth, Dr appointeddirector
- 2006-05-03➕WOODS, Anne Margaret, Dr appointeddirector
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Margaret Elizabeth Phillips Individual · British · DOB 04/1965 · age 61 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A J W PROPERTIES (SCOTLAND) LIMITED→ SC254914 · est 2003 | £631.0k £536.4k–£725.7k | — | £631.0k | — | 22y | 82 | 73y |
| BENTHEAD DEVELOPMENTS LIMITED→ SC123999 · est 1990 | £469.5k £399.1k–£539.9k | — | £469.5k | — | 36y | 82 | 65y |
| TAYLOR BROTHERS (PROPERTY DEVELOPMENT) LIMITED→ SC058985 · est 1975 | £314.3k £267.2k–£361.5k | — | £314.3k | — | 50y | 83 | 79y |
| BRAEFIELD LIMITED→ SC158886 · est 1995 | £276.5k £235.1k–£318.0k | — | £276.5k | — | 30y | 82 | 74y |
| MERLIN HOUSE LIMITED→ SC216220 · est 2001 | £40.5k £34.4k–£46.6k | — | £40.5k | — | 25y | 83 | 64y |
| ARDCRAIG DEVELOPMENTS LIMITED→ SC177712 · est 1997 | £8.2k £7.0k–£9.5k | — | £8.2k | — | 28y | 82 | 78y |
| STIRLING DEVELOPMENTS LIMITED→ SC200452 · est 1999 | — | — | — | 7 | 26y | 87 | 61y |
| BPR PROPERTIES LIMITED→ SC295430 · est 2006 | — | — | — | 0 | 20y | 83 | 65y |
| KKR LIMITED→ SC059312 · est 1976 | — | — | — | 400 | 50y | 83 | 89y |
| ALBION INVESTMENTS LIMITED→ SC182475 · est 1998 | — | — | — | 200 | 28y | 82 | 69y |
| CALORIDE LIMITED→ SC392459 · est 2011 | — | — | — | — | 15y | 82 | 63y |
| CLAIRMARK LIMITED→ SC237146 · est 2002 | — | — | — | 1 | 23y | 82 | 64y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-05-03
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
East Steadind
Blairmill Farm
Kelty
Fife
KY4 0HS
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-05-17
Last: 2025-05-03
Officers (3 active · 0 resigned)
MCINTYRE, Andrew David→
Activesecretary · appointed 2006-05-03
View their other companies + combined net worth →
PHILLIPS, Margaret Elizabeth, Dr→
Activedirector · ~61y · appointed 2006-05-03
View their other companies + combined net worth →
WOODS, Anne Margaret, Dr→
Activedirector · ~55y · appointed 2006-05-03
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 16/09/2009 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 12/08/2008 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 18/12/2006 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 13/09/2006 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (52 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-26
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-08
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-22
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-26
confirmation-statement-with-updates
confirmation-statement · CS01
2020-05-16
accounts-with-accounts-type-micro-entity
accounts · AA
2020-02-21
change-person-director-company-with-change-date
officers · CH01
2020-01-03
resolution
resolution · RESOLUTIONS
2019-12-31