LUMAX HOMES (HOLDINGS) LIMITED
💤Zombieactive
SC302500 · ltd · incorporated 2006-05-17
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£1.38M
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · oldest 16.7y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 16.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 1 with DOB)
75
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
56 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,375,630
Cash YoY
+0%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£12k
~ YoY
Net Worth
£1.4m
↑ 3.8% YoY
Current Assets
£892k
↑ 3.5% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £1.38M | £1.33M |
| Current assets | £892.4k | £862.4k |
| Cash | £12.0k | £12.0k |
| Debtors | £880.3k | £850.3k |
| Net assets | £1.38M | £1.33M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2026-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-06-17📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-03-28📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-05-20📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-05-20📄change-person-director-company-with-change-dateofficers · CH01
- 2015-05-20📄change-person-secretary-company-with-change-dateofficers · CH03
- 2015-03-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2009-09-08🔒Charge registered #2Lender: Royal Bank of Scotland PLC
- 2009-08-20🔒Charge registered #1Lender: Royal Bank of Scotland PLC
- 2006-05-17🏢Company incorporatedAs LUMAX HOMES (HOLDINGS) LIMITED
- 2006-05-17➕LUSK, Mari Cunningham appointedsecretary
- 2006-05-17➕LUSK, Andrew Dean appointeddirector
- 2006-05-17➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2006-05-17➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2006-05-17➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2006-05-17➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
85/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
68/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Dean Lusk Individual · British · DOB 10/1974 · age 52 | 75–100% | — | 75-100% shares | 17/05/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| MM SERVICES 111111 LTD→ SC783799 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MOLLIE'S LAUNDRY SERVICES LTD→ SC704652 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| MORGAN & SONS AYRSHIRE LTD→ SC843374 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| MOVEAUTO LIMITED→ SC110902 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| MSK EVENT SERVICES LTD→ SC764514 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| MURDOCH SURFACING LTD→ SC707830 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| MURPHY BATHROOMS LTD→ SC726255 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| NATURAL HARMONY HT LTD→ SC717333 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| NATURALBEAUTYTHERAPIES LTD→ SC653765 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| NETWORK DESIGN SERVICES LIMITED→ SC361677 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| NEWMILNS ENTERPRISE COMPANY LIMITED→ SC504507 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| NICOLE TAN HAIR LIMITED→ SC855859 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-05-17
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
Unit 2 Southhook Road
Kilmarnock
Ayrshire
KA1 2NN
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-05-17
Last: 2025-05-03
Officers (2 active · 2 resigned)
LUSK, Mari Cunningham→
Activesecretary · appointed 2006-05-17
View their other companies + combined net worth →
LUSK, Andrew Dean→
Activedirector · ~52y · appointed 2006-05-17
View their other companies + combined net worth →
BRIAN REID LTD.→
Resignedcorporate-nominee-secretary · appointed 2006-05-17 · resigned 2006-05-17
STEPHEN MABBOTT LTD.→
Resignedcorporate-nominee-director · appointed 2006-05-17 · resigned 2006-05-17
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 08/09/2009 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Floating charge | 1 property | 20/08/2009 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (56 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-05-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-03-27