ARDARDAN ESTATE LTD.

🌳Matureactive

SC302812 · ltd · incorporated 2006-05-24

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Why now

Window steady · low confidence

Steady and tidy — no seller pressure yet. Approach only if an angle opens.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 7.2y old — refinance window within 12 months

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jun 2025

Net worth

£892.6k

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: SIC 01300

Sector: Agriculture, forestry & fishing

ALSO REGISTERED FOR

47210Retail sale of fruit and vegetables in specialised stores

Investor take

Pursue

Active trading company with a 73-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 73). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 7.2y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 7.2 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

7 officers (5 active, 7 linked, 4 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

61 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £892,560

Net assets shrinking

Down £266 YoY

Cash YoY

+7%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£69k

↑ 6.8% YoY

Net Worth

£893k

~ YoY

Current Assets

£194k

↑ 19% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-06-30	2024-06-30
Total assets	£2.37M	£2.42M
Current assets	£193.7k	£162.9k
Cash	£68.6k	£64.2k
Debtors	£4.3k	—
Net assets	£892.6k	£892.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filings

• 1 accounts
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (27 events)Click to expand

2026-04-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-28
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-02-26
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-01-13
📄
change-person-director-company-with-change-date
officers · CH01
2020-07-15
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-02-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-06-04
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2019-04-30
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2019-04-24
🔒
Charge registered #2
Lender: Bank of Scotland PLC
2019-04-16
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2019-04-09
🔒
Charge registered #1
Lender: Bank of Scotland PLC
2018-09-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-10-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2009-11-09
➕
AIKMAN, Susan appointed
director
2006-05-24
🏢
Company incorporated
As ARDARDAN ESTATE LTD.
2006-05-24
➕
MONTGOMERY, May appointed
secretary
2006-05-24
➕
MONTGOMERY, Grant Gordon appointed
director
2006-05-24
➕
MONTGOMERY, May appointed
director
2006-05-24
➕
PACKHAM, Sara Briggs appointed
director
2006-05-24
➕
BRIAN REID LTD. appointed
corporate-nominee-secretary
2006-05-24
➖
BRIAN REID LTD. resigned
corporate-nominee-secretary
2006-05-24
➕
STEPHEN MABBOTT LTD. appointed
corporate-nominee-director
2006-05-24
➖
STEPHEN MABBOTT LTD. resigned
corporate-nominee-director

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 73 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs May Montgomery Individual · British · DOB 06/1953 · age 73	25–50%	—	25-50% shares	06/04/2016
Mr Grant Montgomery Individual · British · DOB 01/1953 · age 73	25–50%	—	25-50% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Agriculture · G postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
TRAIGH MHOR OYSTERS LIMITED→ SC459505 · est 2013	£94.7k £72.8k–£116.5k	—	—	400	12y	80	68y
CASSILTOUN TRUST→ SC205629 · est 2000 · no financials extracted	—	—	—	—	26y	83	86y
ALBAR LANDSCAPES LIMITED→ SC111284 · est 1988	—	—	£1.54M	—	38y	82	65y
BRORA FISHING COMPANY LIMITED→ SC233209 · est 2002	—	—	£606.1k	—	23y	82	74y
INSHORE FISHING LTD→ SC263540 · est 2004	—	—	—	200	22y	82	71y
J. ORR & COMPANY LIMITED→ SC230625 · est 2002	—	—	£1.87M	—	24y	82	82y
J.R. MACGREGOR (DYKE) LIMITED→ SC135312 · est 1991	—	—	£780.9k	—	34y	82	85y
MOSSNEUK FARM (FORESIDE) LIMITED→ SC223005 · est 2001	—	—	£501.2k	—	24y	82	72y
ALTA LIMITED→ SC166236 · est 1996	—	—	—	43	30y	80	62y
ANNANDALE TREE SURGERY LIMITED→ SC258313 · est 2003	—	—	£62.5k	—	22y	80	62y
BOOMHOUR BROOK FOREST LIMITED→ SC335637 · est 2007	—	—	—	—	18y	80	81y
CASEY TREE CARE & LANDSCAPE SERVICES LTD→ SC350604 · est 2008	—	—	—	100	17y	80	61y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2006-05-24

Jurisdictionscotland

Primary SIC01300 — SIC 01300

Registered office

Ardardan Estate

Cardross

Dumbarton

G82 5HD

Scotland

Filing status

Accounts

Next due: 2027-03-31

Last made up to: 2025-06-30

Confirmation statement

Next due: 2027-01-23

Last: 2026-01-09

Officers (5 active · 2 resigned)

MONTGOMERY, May→

secretary · appointed 2006-05-24

View their other companies + combined net worth →

Active

AIKMAN, Susan→

director · ~42y · appointed 2009-11-09

View their other companies + combined net worth →

Active

MONTGOMERY, Grant Gordon→

director · ~73y · appointed 2006-05-24

View their other companies + combined net worth →

Active

MONTGOMERY, May→

director · ~73y · appointed 2006-05-24

View their other companies + combined net worth →

Active

PACKHAM, Sara Briggs→

director · ~46y · appointed 2006-05-24

View their other companies + combined net worth →

Active

BRIAN REID LTD.→

corporate-nominee-secretary · appointed 2006-05-24 · resigned 2006-05-24

Resigned

STEPHEN MABBOTT LTD.→

corporate-nominee-director · appointed 2006-05-24 · resigned 2006-05-24

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:2 of 2 shown

			Type	Properties
	outstanding	Lloyds Banking Group Bank of Scotland PLC	A registered charge	1 property	24/04/2019	—
	outstanding	Lloyds Banking Group Bank of Scotland PLC	A registered charge	—	09/04/2019	—

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (61 total)

accounts-with-accounts-type-total-exemption-full

accounts · AA

2026-04-13

confirmation-statement-with-no-updates

confirmation-statement · CS01

2026-02-02

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-01-24

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-01-09

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-01-10

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-08-30

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-03-17

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-01-11

accounts-with-accounts-type-total-exemption-full

accounts · AA

2022-03-22

confirmation-statement-with-no-updates

confirmation-statement · CS01

2022-01-12

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2021-04-28

accounts-with-accounts-type-unaudited-abridged

accounts · AA

2021-02-26

confirmation-statement-with-no-updates

confirmation-statement · CS01

2021-01-13

change-person-director-company-with-change-date

officers · CH01

2021-01-13

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2020-07-15