FIRST FINANCIAL CONSULTING LTD.
- · Oldest live charge 3.4y old — refinance window within 12 months
Opportunity 62/100 (worth a look), bankability 80/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
1 live charge · oldest 3.4y
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.4 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (44 events)Click to expand
- 2025-08-05📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2025-08-05🏁Company dissolved
- 2025-01-21📄dissolution-voluntary-strike-off-suspendeddissolution · SOAS(A)
- 2024-12-31📄gazette-notice-voluntarygazette · GAZ1(A)
- 2024-12-23📄dissolution-application-strike-off-companydissolution · DS01
- 2024-09-10📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2024-09-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-11🔓Charge satisfied #1
- 2024-04-08➕ESFANDI, David appointeddirector
- 2024-04-08➕HALL, Peter Graham appointeddirector
- 2024-04-08➖MANSON, Alan Graeme resigneddirector
- 2024-04-08➖WELSH, Angela resigneddirector
- 2023-08-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-14📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-12-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-12-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-12-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-12-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-12-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-12-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-12-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-12-01➕BREMNER, Thomas David appointeddirector
- 2022-12-01➕MANSON, Alan Graeme appointeddirector
- 2022-12-01➖MCFETRIDGE, David James resigneddirector
- 2022-12-01➕WELSH, Angela appointeddirector
- 2022-12-01🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2022-11-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-16📄capital-alter-shares-subdivisioncapital · SH02
- 2017-01-09➖MCEWAN, Christina resignedsecretary
- 2009-06-08➕MCEWAN, Christina appointedsecretary
- 2009-06-08➖O'TOOLE, Caroline resignedsecretary
- 2006-06-15🏢Company incorporatedAs FIRST FINANCIAL CONSULTING LTD.
- 2006-06-15➕MCFETRIDGE, David James appointedsecretary
- 2006-06-15➖MCFETRIDGE, David James resignedsecretary
- 2006-06-15➕O'TOOLE, Caroline appointedsecretary
- 2006-06-15➕MCFETRIDGE, David James appointeddirector
- 2006-06-15➕SAUNDERS, Maria appointeddirector
- 2006-06-15➖SAUNDERS, Maria resigneddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 high ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2025-08-05
Group structure
Intelligent Capital Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Intelligent Capital Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/12/2022 |
1 historic (ceased) PSC
- Mr David James Mcfetridgeceased 01/12/2022· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 7 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | — | 01/12/2022 | 11/04/2024 |