CHANGE HOMES (ARCHERFIELD) LIMITED
Opportunity 59/100 (worth a look), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
8 live charges · 4 lenders · oldest 19.4y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 19.4 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: low (51/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (47 events)Click to expand
- 2012-06-29📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2012-06-29🏁Company dissolved
- 2012-03-09📄gazette-notice-voluntarygazette · GAZ1(A)
- 2012-02-24📄dissolution-application-strike-off-companydissolution · DS01
- 2012-01-03📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2011-12-14📄change-person-secretary-company-with-change-dateofficers · CH03
- 2011-12-14📄change-person-director-company-with-change-dateofficers · CH01
- 2011-11-17📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2011-11-17📄change-person-director-company-with-change-dateofficers · CH01
- 2011-11-17📄change-person-secretary-company-with-change-dateofficers · CH03
- 2011-11-17📄change-person-director-company-with-change-dateofficers · CH01
- 2011-01-24📄legacymortgage · MG02s
- 2011-01-22🔓Charge satisfied #8
- 2011-01-20📄legacymortgage · MG03s
- 2011-01-20🔓Charge satisfied #1
- 2010-12-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2010-11-08📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2010-03-25📄termination-director-company-with-nameofficers · TM01
- 2010-03-23📄appoint-person-director-company-with-nameofficers · AP01
- 2010-03-23📄termination-director-company-with-nameofficers · TM01
- 2010-03-08➕IRVING, Carol Linda appointeddirector
- 2010-03-08➖FAIRGRIEVE, Scott resigneddirector
- 2010-03-08➖MCCABE, Kevin Timbrell resigneddirector
- 2010-02-02📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2009-11-03📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2009-01-07📄legacyannual-return · 363a
- 2008-11-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2007-11-15📄legacyannual-return · 363s
- 2007-05-17📄legacyofficers · 288c
- 2006-12-29📄legacymortgage · 410(Scot)
- 2006-12-19📄legacymortgage · 410(Scot)
- 2006-12-18🔒Charge registered #8Lender: Dunfermline Building Society
- 2006-12-18🔒Charge registered #7Lender: Rutterford (Holdings) Limited
- 2006-12-18🔒Charge registered #6Lender: Corrieben Limited
- 2006-12-18🔒Charge registered #5Lender: Ashleybank Investments Limited
- 2006-11-22➕NEEDHAM, Douglas Wilson appointedsecretary
- 2006-11-22➕ELLIOT, John Johnstone appointeddirector
- 2006-11-22➕NEEDHAM, Douglas Wilson appointeddirector
- 2006-11-22➖FAIRGRIEVE, Scott resignedsecretary
- 2006-11-21🔒Charge registered #4Lender: Rutterford (Holdings) Limited
- 2006-11-21🔒Charge registered #3Lender: Ashleybank Investments Limited
- 2006-11-21🔒Charge registered #2Lender: Corrieben Limited
- 2006-11-20🔒Charge registered #1Lender: Dunfermline Building Society
- 2006-09-28🏢Company incorporatedAs CHANGE HOMES (ARCHERFIELD) LIMITED
- 2006-09-28➕FAIRGRIEVE, Scott appointedsecretary
- 2006-09-28➕FAIRGRIEVE, Scott appointeddirector
- 2006-09-28➕MCCABE, Kevin Timbrell appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 79 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high · 1 med · 1 lowCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2012-06-29
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · DG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DEVORGILLA PROJECTS LIMITED→ SC692965 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| GF1 INVESTMENTS (HOLDINGS) LIMITED→ SC595513 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| MCKNIGHT RURAL CONSULTANCY LTD→ SC841001 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| MCMILLAN BAIN & COMPANY LTD→ SC555908 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| MCPHERSON ENGINEERING LIMITED→ SC244000 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| PRODUCTIVE PLACEMAKERS LTD→ SC852396 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| QUAY DESIGN (ARCHITECTS) LTD→ SC667663 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| RACHEL LITTLE LEARNING SOLUTIONS LTD→ SC644252 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| RDB ENERGY LIMITED→ SC702066 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| RED SHOE MUSIC AGENCY LTD→ SC742300 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| REDMAN COMPLIANCE SERVICES LIMITED→ SC789216 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| RENNIE ACCOUNTANTS LIMITED→ SC333683 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Dunfermline Building Society | Standard security | 1 property | 18/12/2006 | 22/01/2011 | |
| outstanding | Rutterford (Holdings) Rutterford (Holdings) Limited | Standard security | 1 property | 18/12/2006 | — | |
| outstanding | Corrieben Corrieben Limited | Standard security | 1 property | 18/12/2006 | — | |
| outstanding | Ashleybank Investments Ashleybank Investments Limited | Standard security | 1 property | 18/12/2006 | — | |
| outstanding | Rutterford (Holdings) Rutterford (Holdings) Limited | Bond & floating charge | 1 property | 21/11/2006 | — | |
| outstanding | Ashleybank Investments Ashleybank Investments Limited | Bond & floating charge | 1 property | 21/11/2006 | — | |
| outstanding | Corrieben Corrieben Limited | Bond & floating charge | 1 property | 21/11/2006 | — | |
| satisfied | Dunfermline Building Society | Bond & floating charge | 1 property | 20/11/2006 | 20/01/2011 |