FBD CONSULTANCY, ACCOUNTS & TAX LTD

🌳Matureactive

SC309527 · ltd · incorporated 2006-10-02

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Why now

Window steady · low confidence

Steady and tidy — no seller pressure yet. Approach only if an angle opens.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 5.7y old — refinance window within 12 months

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No material changes in the last 90 days.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Sept 2025

Net worth

—

book net assets

Opportunity

82/100

Exceptional

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What this business does

Primary activity: Accounting and auditing activities

Sector: Professional, scientific & technical

ALSO REGISTERED FOR

69203Tax consultancy

Investor take

Pursue

Active trading company with a 65-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 5.7y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 5.7 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: high (85/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

3 years of iXBRL accounts extracted + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

3 officers (3 active, 3 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

2 connected companies via shared directors

Filing history

59 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

3 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-09-30	2024-09-30	2023-09-30

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (25 events)Click to expand

2026-06-24
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-28
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accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-19
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change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-19
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change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-19
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change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-19
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change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-19
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change-person-director-company-with-change-date
officers · CH01
2024-12-19
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change-person-director-company-with-change-date
officers · CH01
2024-12-19
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change-person-director-company-with-change-date
officers · CH01
2024-12-19
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change-person-director-company-with-change-date
officers · CH01
2024-12-19
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change-person-secretary-company-with-change-date
officers · CH03
2024-12-19
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-09-30
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accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-30
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accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-06
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-10-06
🔓
Charge satisfied #1
2022-06-30
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accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-29
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accounts-with-accounts-type-micro-entity
accounts · AA
2020-12-04
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mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-11-21
🔒
Charge registered #1
Lender: Hsbc UK Bank PLC
2020-06-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2006-10-02
🏢
Company incorporated
As FBD CONSULTANCY, ACCOUNTS & TAX LTD
2006-10-02
➕
WRIGHT, Brian Kenneth appointed
secretary
2006-10-02
➕
WRIGHT, Anne Nicolson appointed
director
2006-10-02
➕
WRIGHT, Brian Kenneth appointed
director

Owner dependency

91/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 65 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

79/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 20 years.
secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Brian Kenneth Wright Individual · British · DOB 08/1965 · age 61	25–50%	25–50%	sig. influence25-50% shares · 25-50% voting · significant influence	01/08/2016
Mrs Anne Nicolson Wright Individual · Scottish · DOB 04/1961 · age 65	25–50%	25–50%	sig. influence25-50% shares · 25-50% voting · significant influence	01/08/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Professional services · FK postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
J.P. RENTALS LIMITED→ SC215548 · est 2001	£3.56M £2.63M–£4.50M	—	—	31	25y	83	75y
JARVIE PLANT LIMITED→ SC313751 · est 2006	£2.47M £1.82M–£3.12M	—	—	154	19y	87	75y
CONTRACT SCOTLAND LIMITED→ SC190122 · est 1998	£2.22M £1.64M–£2.81M	—	—	60	27y	83	49y
STERLING TRUCKS LIMITED→ SC197651 · est 1999	£1.73M £1.28M–£2.19M	£2.25M	—	500	27y	83	64y
BARCLAY DOUGALL (HOLDINGS) LIMITED→ SC182243 · est 1998	£893.5k £658.3k–£1.13M	—	—	119	28y	82	59y
E & O DIAGNOSTICS LIMITED→ SC216473 · est 2001	—	—	£13.3k	—	25y	83	69y
MTM DEFENCE LAWYERS LIMITED→ SC337728 · est 2008	—	—	£22.0k	—	18y	83	62y
CENTRAL GROUP HOLDINGS LIMITED→ SC205983 · est 2000	—	—	£75.0k	—	26y	82	59y
INCINALYSIS LIMITED→ SC185561 · est 1998	—	—	—	100	28y	82	75y
JAMES BAIN & CO. LTD.→ SC202110 · est 1999	—	—	£139.7k	—	26y	82	67y
LHANBRYDE SERVICES LIMITED→ SC217075 · est 2001	—	—	£579.2k	—	25y	82	70y
MAPLE LEAF ARCHITECTURE LTD→ SC281819 · est 2005	—	—	—	2	21y	82	61y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2006-10-02

Jurisdictionscotland

Primary SIC69201 — Accounting and auditing activities

Registered office

2 Glasgow Road

Bonnybridge

Falkirk

FK4 1QF

Scotland

Filing status

Accounts

Next due: 2027-06-30

Last made up to: 2025-09-30

Confirmation statement

Next due: 2026-10-13

Last: 2025-09-29

Officers (3 active · 0 resigned)

WRIGHT, Brian Kenneth→

secretary · appointed 2006-10-02

View their other companies + combined net worth →

Active

WRIGHT, Anne Nicolson→

director · ~65y · appointed 2006-10-02

View their other companies + combined net worth →

Active

WRIGHT, Brian Kenneth→

director · ~61y · appointed 2006-10-02

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	satisfied	HSBC Hsbc UK Bank PLC	A registered charge	1 property	21/11/2020	06/10/2022

Recent filings (59 total)

accounts-with-accounts-type-micro-entity

accounts · AA

2026-06-24

confirmation-statement-with-updates

confirmation-statement · CS01

2025-10-13

accounts-with-accounts-type-micro-entity

accounts · AA

2025-06-28

change-to-a-person-with-significant-control

persons-with-significant-control · PSC04

2024-12-19

change-to-a-person-with-significant-control

persons-with-significant-control · PSC04

2024-12-19

change-to-a-person-with-significant-control

persons-with-significant-control · PSC04

2024-12-19

change-to-a-person-with-significant-control

persons-with-significant-control · PSC04

2024-12-19

change-person-director-company-with-change-date

officers · CH01

2024-12-19

change-person-director-company-with-change-date

officers · CH01

2024-12-19

change-person-director-company-with-change-date

officers · CH01

2024-12-19

change-person-director-company-with-change-date

officers · CH01

2024-12-19

change-person-secretary-company-with-change-date

officers · CH03

2024-12-19

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2024-12-19

confirmation-statement-with-updates

confirmation-statement · CS01

2024-10-11

accounts-with-accounts-type-micro-entity

accounts · AA

2024-09-30