LOCHLYOCH FARMS LIMITED

🌳Matureactive

SC312591 · ltd · incorporated 2006-11-27

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 19.1y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£3.70M

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: SIC 01450

Sector: Agriculture, forestry & fishing

Investor take

Pursue

Active trading company with a 63-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 19.1y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 19.1 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

5 officers (3 active, 5 linked, 2 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

1 connected companies via shared directors

Filing history

60 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Positive net assets

Net assets £3,700,733

Net assets shrinking

Down £467 YoY

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£3.7m

~ YoY

Current Assets

£738

↑ 7.4% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2024-12-31	2023-12-31
Total assets	£3.70M	£3.70M
Current assets	£738	£687
Net assets	£3.70M	£3.70M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (24 events)Click to expand

2025-09-10
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-18
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-20
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-14
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-22
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-09-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-09-18
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-09-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-06-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2017-03-20
➕
STRUZIK, David appointed
director
2016-09-29
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2016-09-29
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2016-09-28
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-09-27
➕
STRUZIK, David appointed
secretary
2016-09-27
➖
BRODIES SECRETARIAL SERVICES LIMITED resigned
corporate-secretary
2015-11-06
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-09-30
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2007-04-11
🔒
Charge registered #1
Lender: Clydesdale Bank Public Limited Company
2007-02-01
➕
GALLOWAY, Elizabeth Mary appointed
director
2007-02-01
➖
ATHOLL INCORPORATIONS LIMITED resigned
corporate-director
2006-11-27
🏢
Company incorporated
As LOCHLYOCH FARMS LIMITED
2006-11-27
➕
BRODIES SECRETARIAL SERVICES LIMITED appointed
corporate-secretary
2006-11-27
➕
ATHOLL INCORPORATIONS LIMITED appointed
corporate-director

Owner dependency

76/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

79/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 19 years.
secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Miss Elizabeth Mary Galloway Individual · Scottish · DOB 10/1963 · age 63	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	01/11/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Agriculture · ML postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
BROWN SOIL LIMITED→ SC132886 · est 1991	—	—	£4.2k	—	34y	82	65y
REYNARD NURSERY LTD→ SC334910 · est 2007	—	—	£41.2k	—	18y	82	62y
SCOTCH LAMB MARKETING LIMITED→ SC138643 · est 1992	—	—	£3.2k	—	33y	82	73y
NEWMILL FISHING LIMITED→ SC322151 · est 2007	—	—	—	700	19y	81	80y
BIGGARSHIELS CARRIAGES LTD→ SC307301 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
LEICHEFURDE EQUESTRIAN LIVERY LTD→ SC854444 · est 2025 · no financials extracted	—	—	—	—	—	—	—
LITTLE MOSS FARM LIMITED→ SC606195 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
MEADOWFIELD COARSE FISHERY LTD→ SC837822 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
MEDWYN LIVESTOCK SERVICES LIMITED→ SC479491 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
NEWBIGGING DEVELOPMENTS LTD→ SC739697 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
RMC TREE AND HEDGE SERVICES LTD→ SC843354 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
RP BLOODSTOCK LTD→ SC561116 · est 2017 · no financials extracted	—	—	—	—	9y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2006-11-27

Jurisdictionscotland

Primary SIC01450 — SIC 01450

Registered office

Lochlyoch

Carmichael

Biggar

South Lanarkshire

ML12 6NH

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-11-20

Last: 2025-11-06

Officers (3 active · 2 resigned)

STRUZIK, David→

secretary · appointed 2016-09-27

View their other companies + combined net worth →

Active

GALLOWAY, Elizabeth Mary→

director · ~63y · appointed 2007-02-01

View their other companies + combined net worth →

Active

STRUZIK, David→

director · ~55y · appointed 2017-03-20

View their other companies + combined net worth →

Active

BRODIES SECRETARIAL SERVICES LIMITED→

corporate-secretary · appointed 2006-11-27 · resigned 2016-09-27

Resigned

ATHOLL INCORPORATIONS LIMITED→

corporate-director · appointed 2006-11-27 · resigned 2007-02-01

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	Virgin Money Clydesdale Bank Public Limited Company	Floating charge	1 property	11/04/2007	—

Click column headers to sort. Use filters above to narrow by status and lender.