CHARDON EDINBURGH (RM) LIMITED
- · Oldest live charge 12.0y old — refinance window within 12 months
Opportunity 72/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
5 live charges · 2 lenders · oldest 12.0y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (43 events)Click to expand
- 2025-09-24📄accounts-with-accounts-type-smallaccounts · AA
- 2024-11-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-18🔒Charge registered #5Lender: Barclays Bank PLC as Security Trustee for the Secured Parties
- 2024-11-15📄memorandum-articlesincorporation · MA
- 2024-11-15📄resolutionresolution · RESOLUTIONS
- 2024-11-12📄resolutionresolution · RESOLUTIONS
- 2024-11-12📄memorandum-articlesincorporation · MA
- 2024-11-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-11🔓Charge satisfied #2
- 2024-11-11🔓Charge satisfied #1
- 2024-11-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-31🔒Charge registered #4Lender: Barclays Bank PLC as Security Trustee for the Secured Parties
- 2024-10-31🔒Charge registered #3Lender: Barclays Bank PLC as Security Trustee for the Secured Parties
- 2024-09-30📄accounts-with-accounts-type-smallaccounts · AA
- 2024-04-03📄accounts-with-accounts-type-smallaccounts · AA
- 2024-02-20📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-04📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-01-04📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-12-22📄change-person-director-company-with-change-dateofficers · CH01
- 2022-12-12➕SHELLEY, Leon appointedsecretary
- 2022-10-27📄accounts-with-accounts-type-smallaccounts · AA
- 2022-08-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-07-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-07-19➕FRIEND, Mitchell James appointeddirector
- 2022-07-19➖BRADLEY, Adrian Paul resigneddirector
- 2022-07-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-02-14➕LOWE, Sean Joseph appointeddirector
- 2022-02-14➖ARMSTRONG, Adam Inglis resignedsecretary
- 2022-02-14➕BRADLEY, Adrian Paul appointeddirector
- 2022-02-14➖TAYLOR, Maurice Vincent resigneddirector
- 2022-02-14➖TAYLOR BEAL, Nicola Joan resigneddirector
- 2015-12-31➖DI CIACCA, Cesidio Martin resigneddirector
- 2014-05-14🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2014-05-08➕DI CIACCA, Cesidio Martin appointeddirector
- 2014-05-08🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2014-02-14➖DI CIACCA, Cesidio Martin resigneddirector
- 2014-02-14➕TAYLOR, Maurice Vincent appointeddirector
- 2007-02-06🏢Company incorporatedAs CHARDON EDINBURGH (RM) LIMITED
- 2007-02-06➕ARMSTRONG, Adam Inglis appointedsecretary
- 2007-02-06➕DI CIACCA, Cesidio Martin appointeddirector
- 2007-02-06➕TAYLOR BEAL, Nicola Joan appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Chardon Trading Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Chardon Trading Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Mrs Nicola Joan Taylor Bealceased 05/02/2017· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FOODLOVERS MARKET LTD.→ SC516888 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| FOODSAVERS SCOTLAND LIMITED→ SC868278 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| FORTUNE IN LTD→ SC875353 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| FRONT AND CENTRE BARS LIMITED→ SC800037 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| FRUITS IN THE CITY LIMITED→ SC441319 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| FUZE FOOD LTD→ SC727920 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| GALLEON PORTOBELLO LIMITED→ SC825325 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| GAW LIMITED→ SC841115 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| GETMORE EDINBURGH LIMITED→ SC814147 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| GFSC (SCOT) LTD→ SC859569 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| GINO'S FISH AND CHIPS LIMITED→ SC842294 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| GOHEER VENTURES LIMITED→ SC805000 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 6 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC as Security Trustee for the Secured Parties | A registered charge | 2 properties | 18/11/2024 | — | |
| outstanding | Barclays Barclays Bank PLC as Security Trustee for the Secured Parties | A registered charge | — | 31/10/2024 | — | |
| outstanding | Barclays Barclays Bank PLC as Security Trustee for the Secured Parties | A registered charge | — | 31/10/2024 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 14/05/2014 | 11/11/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 08/05/2014 | 11/11/2024 |